Affirm Holdings, Inc. (AFRM)
Q3-CY2026Q2-CY2026Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014
Balance Sheet Date2026-Jun-302026-Mar-312025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-31
Fiscal PeriodQ4-FY2026Q3-FY2026Q2-FY2026Q1-FY2026Q4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021
Close Price of Common Stock77.74$81.52$45.79$74.54$73.08$69.20$45.18$60.89$40.89$30.21$37.27$49.15$21.28$15.33$11.29$9.66$18.77$18.07$46.30$100.56$118.98$67.36$70.64$
Market Cap of Common Stock26,210,352,962$27,294,998,671$15,211,763,338$24,601,815,488$23,759,243,351$22,318,435,277$14,264,919,679$19,118,084,069$12,718,958,438$9,320,939,052$11,387,265,075$14,798,174,746$6,315,403,267$4,515,520,261$3,297,716,196$2,796,494,807$5,392,411,224$5,164,014,333$13,112,641,890$27,927,238,816$27,759,175,018$15,715,733,982$4,184,669,097$
QoQ%(3.97%)79.43%(38.17%)3.55%6.46%56.46%(25.39%)50.31%36.46%(18.15%)(23.05%)134.32%39.86%36.93%17.92%(48.14%)4.42%(60.62%)(53.05%).61%76.63%275.56%
YoY%10.32%22.30%6.64%28.68%86.80%139.44%25.27%29.19%101.40%106.42%245.31%429.17%17.12%(12.56%)(74.85%)(89.99%)(80.57%)(67.14%)213.35%
Common Shares Outstanding337,175,699334,846,331332,207,105330,048,504325,112,799322,520,741315,735,274313,977,403311,053,031308,538,201305,534,346301,081,887296,846,217294,650,588292,091,780289,492,216287,365,373285,778,325283,210,408277,717,172269,358,104264,658,11859,239,37053,031,44647,684,42747,532,03947,327,678
QoQ%.70%.79%.65%1.52%.80%2.15%.56%.94%.82%.98%1.48%1.43%.75%.88%.90%.74%.56%.91%1.98%3.10%1.78%346.76%11.71%11.21%.32%.43%
YoY%3.71%3.82%5.22%5.12%4.52%4.53%3.34%4.28%4.79%4.71%4.60%4.00%3.30%3.11%3.14%4.24%6.69%7.98%378.08%423.68%464.88%456.80%25.17%
Price to Sales6.15x6.41x3.83x6.62x6.87x6.92x4.74x6.83x5.04x4.01x5.40x7.73x3.67x2.84x2.19x1.89x3.74x3.83x10.52x24.87x28.74x18.05x5.49x
Price to Earnings13.58x14.14x39.78x87.14x101.93x427.67x-----------------
Price to Book4.78x4.98x4.02x6.94x7.20x7.27x4.96x6.86x4.49x3.41x4.34x5.62x2.46x1.78x1.31x1.11x2.10x1.97x5.09x11.31x11.68x6.10x1.74x
Total Revenue1,165,960,000$1,038,765,000$1,123,019,000$933,337,000$876,417,000$783,135,000$866,381,000$698,479,000$659,185,000$576,157,000$591,110,000$496,547,000$445,825,000$380,978,000$399,558,000$361,624,000$364,134,000$354,762,000$361,011,000$269,385,000$261,780,000$230,665,000$204,041,000$173,978,000$153,332,000$138,273,000$129,976,000$
QoQ%12.25%(7.50%)20.32%6.50%11.91%(9.61%)24.04%5.96%14.41%(2.53%)19.04%11.38%17.02%(4.65%)10.49%(.69%)2.64%(1.73%)34.01%2.91%13.49%13.05%17.28%13.47%10.89%6.38%
YoY%33.04%32.64%29.62%33.62%32.96%35.92%46.57%40.67%47.86%51.23%47.94%37.31%22.43%7.39%10.68%34.24%39.10%53.80%76.93%54.84%70.73%66.82%56.98%
TTM4,261,081,000$3,971,538,000$3,715,908,000$3,459,270,000$3,224,412,000$3,007,180,000$2,800,202,000$2,524,931,000$2,322,999,000$2,109,639,000$1,914,460,000$1,722,908,000$1,587,985,000$1,506,294,000$1,480,078,000$1,441,531,000$1,349,292,000$1,246,938,000$1,122,841,000$965,871,000$870,464,000$762,016,000$669,624,000$595,559,000$
TTM_QoQ%7.29%6.88%7.42%7.28%7.22%7.39%10.90%8.69%10.11%10.20%11.12%8.50%5.42%1.77%2.67%6.84%8.21%11.05%16.25%10.96%14.23%13.80%12.44%
TTM_YoY%32.15%32.07%32.70%37.01%38.80%42.55%46.27%46.55%46.29%40.06%29.35%19.52%17.69%20.80%31.82%49.25%55.01%63.64%67.68%62.18%
Gross Margin80.86%81.08%80.93%82.56%82.13%81.20%82.34%77.12%82.16%78.75%79.55%79.92%78.81%82.56%73.30%82.23%80.04%81.31%85.42%76.37%90.26%100.46%93.86%83.37%120.98%40.54%76.78%
QoQ(.22%).15%(1.63%).43%.93%(1.15%)5.23%(5.04%)3.41%(.80%)(.37%)1.12%(3.75%)9.26%(8.94%)2.20%(1.28%)(4.11%)9.05%(13.89%)(10.20%)6.60%10.49%(37.61%)80.44%(36.24%)
YoY(1.27%)(.12%)(1.41%)5.44%(.03%)2.45%2.79%(2.80%)3.35%(3.81%)6.25%(2.31%)(1.23%)1.25%(12.12%)5.86%(10.23%)(19.15%)(8.44%)(7.00%)(30.72%)59.92%17.08%
Operating Income147,261,000$88,429,000$117,626,000$63,661,000$58,064,000$(8,393,000$)(4,322,000$)(132,623,000$)(73,460,000$)(160,789,000$)(172,151,000$)(209,447,000$)(243,828,000$)(310,035,000$)(359,532,000$)(287,467,000$)(277,226,000$)(226,551,000$)(196,200,000$)(166,071,000$)(114,253,000$)(209,348,000$)(26,772,000$)(33,294,000$)39,320,000$(81,505,000$)(32,633,000$)
QoQ%66.53%(24.82%)84.77%9.64%791.82%(94.19%)96.74%(80.54%)54.31%6.60%17.81%14.10%21.36%13.77%(25.07%)(3.69%)(22.37%)(15.47%)(18.14%)(45.35%)45.42%(681.97%)19.59%(184.67%)148.24%(149.76%)
YoY%153.62%1,153.60%2,821.56%148.00%179.04%94.78%97.49%36.68%69.87%48.14%52.12%27.14%12.05%(36.85%)(83.25%)(73.10%)(142.64%)(8.22%)(632.86%)(398.80%)(390.57%)(156.85%)17.96%
TTM416,977,000$327,780,000$230,958,000$109,010,000$(87,274,000$)(218,798,000$)(371,194,000$)(539,023,000$)(615,847,000$)(786,215,000$)(935,461,000$)(1,122,842,000$)(1,200,862,000$)(1,234,260,000$)(1,150,776,000$)(987,444,000$)(866,048,000$)(703,075,000$)(685,872,000$)(516,444,000$)(383,667,000$)(230,094,000$)(102,251,000$)(108,112,000$)
TTM_QoQ%27.21%41.92%111.87%224.91%60.11%41.06%31.14%12.48%21.67%15.95%16.69%6.50%2.71%(7.26%)(16.54%)(14.02%)(23.18%)(2.51%)(32.81%)(34.61%)(66.74%)(125.03%)5.42%
TTM_YoY%577.78%249.81%162.22%120.22%85.83%72.17%60.32%52.00%48.72%36.30%18.71%(13.71%)(38.66%)(75.55%)(67.78%)(91.20%)(125.73%)(205.56%)(570.77%)(377.69%)
Operating Margin12.63%8.51%10.47%6.82%6.63%(1.07%)(.50%)(18.99%)(11.14%)(27.91%)(29.12%)(42.18%)(54.69%)(81.38%)(89.98%)(79.49%)(76.13%)(63.86%)(54.35%)(61.65%)(43.65%)(90.76%)(13.12%)(19.14%)25.64%(58.95%)(25.11%)
QoQ4.12%(1.96%)3.65%.20%7.70%(.57%)18.49%(7.84%)16.76%1.22%13.06%12.51%26.69%8.60%(10.49%)(3.36%)(12.27%)(9.51%)7.30%(18.00%)47.11%(77.64%)6.02%(44.78%)84.59%(33.84%)
YoY6.01%9.59%10.97%25.81%17.77%26.84%28.62%23.19%43.55%53.47%60.86%37.31%21.44%(17.52%)(35.64%)(17.85%)(32.49%)26.90%(41.23%)(42.51%)(69.29%)(31.81%)11.99%
Net Income1,616,613,000$102,900,000$129,586,000$80,694,000$69,244,000$2,804,000$80,360,000$(100,222,000$)(45,136,000$)(133,936,000$)(166,902,000$)(171,783,000$)(205,962,000$)(205,677,000$)(322,437,000$)(251,269,000$)(186,396,000$)(54,671,000$)(159,735,000$)(306,615,000$)(123,420,000$)(287,051,000$)(26,610,000$)(3,946,000$)34,813,000$(85,620,000$)(30,996,000$)
QoQ%1,471.05%(20.59%)60.59%16.54%2,369.47%(96.51%)180.18%(122.04%)66.30%19.75%2.84%16.60%(.14%)36.21%(28.32%)(34.80%)(240.94%)65.77%47.90%(148.43%)57.00%(978.73%)(574.35%)(111.34%)140.66%(176.23%)
YoY%2,234.66%3,569.76%61.26%180.52%253.41%102.09%148.15%41.66%78.09%34.88%48.24%31.63%(10.50%)(276.21%)(101.86%)18.05%(51.03%)80.95%(500.28%)(7,670.27%)(454.52%)(235.26%)14.15%
TTM1,929,793,000$382,424,000$282,328,000$233,102,000$52,186,000$(62,194,000$)(198,934,000$)(446,196,000$)(517,757,000$)(678,583,000$)(750,324,000$)(905,859,000$)(985,345,000$)(965,779,000$)(814,773,000$)(652,071,000$)(707,417,000$)(644,441,000$)(876,821,000$)(743,696,000$)(441,027,000$)(282,794,000$)(81,363,000$)(85,749,000$)
TTM_QoQ%404.62%35.45%21.12%346.68%183.91%68.74%55.42%13.82%23.70%9.56%17.17%8.07%(2.03%)(18.53%)(24.95%)7.82%(9.77%)26.50%(17.90%)(68.63%)(55.95%)(247.57%)5.12%
TTM_YoY%3,597.91%714.89%241.92%152.24%110.08%90.84%73.49%50.74%47.45%29.74%7.91%(38.92%)(39.29%)(49.86%)7.08%12.32%(60.40%)(127.88%)(977.67%)(767.29%)
Profit Margin138.65%9.91%11.54%8.65%7.90%.36%9.28%(14.35%)(6.85%)(23.25%)(28.24%)(34.60%)(46.20%)(53.99%)(80.70%)(69.48%)(51.19%)(15.41%)(44.25%)(113.82%)(47.15%)(124.45%)(13.04%)(2.27%)22.70%(61.92%)(23.85%)
QoQ128.75%(1.63%)2.89%.75%7.54%(8.92%)23.62%(7.50%)16.40%4.99%6.36%11.60%7.79%26.71%(11.22%)(18.29%)(35.78%)28.84%69.57%(66.67%)77.30%(111.40%)(10.77%)(24.97%)84.63%(38.07%)
YoY130.75%9.55%2.26%23.00%14.75%23.60%37.51%20.25%39.35%30.74%52.46%34.89%4.99%(38.58%)(36.45%)44.34%(4.04%)109.03%(31.21%)(111.55%)(69.85%)(62.52%)10.81%
Equity to Common Shareholders5,483,824,000$3,783,410,000$3,546,861,000$3,298,885,000$3,069,009,000$2,874,916,000$2,785,540,000$2,835,572,000$2,731,989,000$2,623,460,000$2,634,884,000$2,566,800,000$2,534,183,000$2,511,136,000$2,510,148,000$2,563,438,000$2,618,255,000$2,576,055,000$2,468,322,000$2,377,359,000$2,575,527,000$2,405,698,000$(343,309,000$)(346,764,000$)(367,096,000$)(415,036,000$)(337,156,000$)
QoQ1,700,414,000$236,549,000$247,976,000$229,876,000$194,093,000$89,376,000$(50,032,000$)103,583,000$108,529,000$(11,424,000$)68,084,000$32,617,000$23,047,000$988,000$(53,290,000$)(54,817,000$)42,200,000$107,733,000$90,963,000$(198,168,000$)169,829,000$2,749,007,000$3,455,000$20,332,000$47,940,000$(77,880,000$)
QoQ%44.94%6.67%7.52%7.49%6.75%3.21%(1.76%)3.79%4.14%(.43%)2.65%1.29%.92%.04%(2.08%)(2.09%)1.64%4.37%3.83%(7.69%)7.06%800.74%1.00%5.54%11.55%(23.10%)
YoY2,414,815,000$908,494,000$761,321,000$463,313,000$337,020,000$251,456,000$150,656,000$268,772,000$197,806,000$112,324,000$124,736,000$3,362,000$(84,072,000$)(64,919,000$)41,826,000$186,079,000$42,728,000$170,357,000$2,811,631,000$2,724,123,000$2,942,623,000$2,820,734,000$(6,153,000$)
YoY%78.68%31.60%27.33%16.34%12.34%9.59%5.72%10.47%7.81%4.47%4.97%.13%(3.21%)(2.52%)1.70%7.83%1.66%7.08%818.98%785.58%801.60%679.64%(1.83%)
Dividends Paid
Additional Paid-In Capital QoQ96,575,000$140,304,000$110,940,000$158,502,000$95,414,000$83,523,000$(91,961,000$)191,362,000$157,929,000$132,671,000$216,923,000$214,182,000$222,094,000$202,371,000$261,556,000$223,526,000$243,422,000$159,103,000$249,015,000$112,527,000$333,091,000$2,991,668,000$
Treasury Stock
QoQ
Goodwill524,452,000$529,284,000$533,441,000$529,910,000$534,156,000$522,346,000$521,699,000$536,745,000$533,439,000$535,818,000$541,156,000$536,418,000$542,571,000$537,126,000$527,630,000$525,000,000$539,534,000$547,393,000$541,399,000$540,770,000$516,515,000$261,048,000$1,255,000$
QoQ%(.91%)(.78%).67%(.80%)2.26%.12%(2.80%).62%(.44%)(.99%).88%(1.13%)1.01%1.80%.50%(2.69%)(1.44%)1.11%.12%4.70%97.86%
YoY%(1.82%)1.33%2.25%(1.27%).13%(2.51%)(3.60%).06%(1.68%)(.24%)2.56%2.18%.56%(1.88%)(2.54%)(2.92%)4.46%109.69%41,056.57%
Other Intangible Assets26,416,000$27,436,000$12,619,000$12,685,000$12,935,000$12,416,000$12,193,000$13,459,000$13,502,000$15,288,000$17,407,000$19,828,000$34,434,000$48,267,000$63,755,000$71,037,000$78,942,000$60,890,000$66,190,000$71,378,000$67,930,000$18,150,000$2,496,000$
QoQ(1,020,000$)14,817,000$(66,000$)(250,000$)519,000$223,000$(1,266,000$)(43,000$)(1,786,000$)(2,119,000$)(2,421,000$)(14,606,000$)(13,833,000$)(15,488,000$)(7,282,000$)(7,905,000$)18,052,000$(5,300,000$)(5,188,000$)3,448,000$49,780,000$
Amortization of Intangible Assets200,000$0$100,000$100,000$0$0$600,000$600,000$1,800,000$2,000,000$2,900,000$14,200,000$14,100,000$23,600,000$7,400,000$7,400,000$7,100,000$5,500,000$5,500,000$5,500,000$3,400,000$1,200,000$2,200,000$2,600,000$
Total Assets15,790,148,000$13,141,580,000$12,956,899,000$11,478,567,000$11,154,929,000$10,436,187,000$10,481,077,000$10,139,159,000$9,519,619,000$9,201,426,000$9,064,989,000$8,407,149,000$8,155,615,000$7,507,849,000$7,804,751,000$7,165,060,000$6,973,792,000$7,031,726,000$6,952,449,000$5,402,099,000$4,866,967,000$4,766,389,000$2,708,122,000$1,402,251,000$
QoQ2,648,568,000$184,681,000$1,478,332,000$323,638,000$718,742,000$(44,890,000$)341,918,000$619,540,000$318,193,000$136,437,000$657,840,000$251,534,000$647,766,000$(296,902,000$)639,691,000$191,268,000$(57,934,000$)79,277,000$1,550,350,000$535,132,000$100,578,000$2,058,267,000$
YoY4,635,219,000$2,705,393,000$2,475,822,000$1,339,408,000$1,635,310,000$1,234,761,000$1,416,088,000$1,732,010,000$1,364,004,000$1,693,577,000$1,260,238,000$1,242,089,000$1,181,823,000$476,123,000$852,302,000$1,762,961,000$2,106,825,000$2,265,337,000$4,244,327,000$3,464,716,000$
Total Liabilities10,306,324,000$9,358,170,000$9,410,038,000$8,179,682,000$8,085,919,000$7,561,272,000$7,695,537,000$7,303,587,000$6,787,630,000$6,577,966,000$6,430,105,000$5,840,349,000$5,621,432,000$4,996,713,000$5,294,603,000$4,601,622,000$4,355,537,000$4,455,671,000$4,484,127,000$3,024,741,000$2,291,440,000$2,362,368,000$1,730,435,000$965,177,000$
QoQ948,154,000$(51,868,000$)1,230,356,000$93,763,000$524,647,000$(134,265,000$)391,950,000$515,957,000$209,664,000$147,861,000$589,756,000$218,917,000$624,719,000$(297,890,000$)692,981,000$246,085,000$(100,134,000$)(28,456,000$)1,459,386,000$733,301,000$(70,928,000$)631,933,000$
YoY2,220,405,000$1,796,898,000$1,714,501,000$876,095,000$1,298,289,000$983,306,000$1,265,432,000$1,463,238,000$1,166,198,000$1,581,253,000$1,135,502,000$1,238,727,000$1,265,895,000$541,042,000$810,476,000$1,576,881,000$2,064,097,000$2,093,303,000$2,753,692,000$1,326,263,000$
Current Ratio
Total Current Assets
QoQ
Total Current Liabilities
QoQ
Debt to Asset Ratio.65x.71x.73x.71x.72x.72x.73x.72x.71x.71x.71x.69x.69x.67x.68x.64x.62x.63x.64x.56x.47x.50x.64x.69x
Long Term Debt9,794,058,000$8,873,911,000$9,009,240,000$7,736,393,000$7,609,663,000$7,145,646,000$7,306,741,000$1,836,909,000$
QoQ920,147,000$(135,329,000$)1,272,847,000$126,730,000$464,017,000$(161,095,000$)
YoY2,184,395,000$1,728,265,000$1,702,499,000$5,772,754,000$
Capital Lease Obligations29,187,000$38,563,000$42,277,000$28,108,000$31,943,000$35,640,000$32,033,000$35,830,000$39,493,000$43,072,000$45,525,000$49,071,000$52,557,000$55,977,000$57,492,000$62,260,000$65,713,000$67,905,000$71,562,000$74,360,000$74,952,000$76,206,000$71,200,000$
Cash and Cash Equivalents1,630,038,000$1,723,413,000$1,527,880,000$1,428,848,000$1,354,455,000$1,351,148,000$1,200,381,000$1,046,160,000$1,013,106,000$1,272,760,000$1,036,719,000$1,079,261,000$892,027,000$972,477,000$1,440,333,000$1,530,132,000$1,255,171,000$2,261,937,000$2,567,401,000$1,439,531,000$1,466,558,000$1,623,672,000$520,741,000$267,059,000$
QoQ(93,375,000$)195,533,000$99,032,000$74,393,000$3,307,000$150,767,000$154,221,000$33,054,000$(259,654,000$)236,041,000$(42,542,000$)187,234,000$(80,450,000$)(467,856,000$)(89,799,000$)274,961,000$(1,006,766,000$)(305,464,000$)1,127,870,000$(27,027,000$)(157,114,000$)1,102,931,000$
YoY275,583,000$372,265,000$327,499,000$382,688,000$341,349,000$78,388,000$163,662,000$(33,101,000$)121,079,000$300,283,000$(403,614,000$)(450,871,000$)(363,144,000$)(1,289,460,000$)(1,127,068,000$)90,601,000$(211,387,000$)638,265,000$2,046,660,000$1,199,499,000$
Interest Expenses
Interest Income