| NBT BANCORP INC (NBTB) |
| Q1-CY2026 | Q4-CY2025 | Q3-CY2025 | Q2-CY2025 | Q1-CY2025 | Q4-CY2024 | Q3-CY2024 | Q2-CY2024 | Q1-CY2024 | Q4-CY2023 | Q3-CY2023 | Q2-CY2023 | Q1-CY2023 | Q4-CY2022 | Q3-CY2022 | Q2-CY2022 | Q1-CY2022 | Q4-CY2021 | Q3-CY2021 | Q2-CY2021 | Q1-CY2021 | Q4-CY2020 | Q3-CY2020 | Q2-CY2020 | Q1-CY2020 | Q4-CY2019 | Q3-CY2019 | Q2-CY2019 | Q1-CY2019 | Q4-CY2018 | Q3-CY2018 | Q2-CY2018 | Q1-CY2018 | Q4-CY2017 | Q3-CY2017 | Q2-CY2017 | Q1-CY2017 | Q4-CY2016 | Q3-CY2016 | Q2-CY2016 | Q1-CY2016 | Q4-CY2015 | Q3-CY2015 | Q2-CY2015 | Q1-CY2015 | Q4-CY2014 | Q3-CY2014 | Q2-CY2014 | Q1-CY2014 |
| Balance Sheet Date | | 2025-Dec-31 | 2025-Sep-30 | 2025-Jun-30 | 2025-Mar-31 | 2024-Dec-31 | 2024-Sep-30 | 2024-Jun-30 | 2024-Mar-31 | 2023-Dec-31 | 2023-Sep-30 | 2023-Jun-30 | 2023-Mar-31 | 2022-Dec-31 | 2022-Sep-30 | 2022-Jun-30 | 2022-Mar-31 | 2021-Dec-31 | 2021-Sep-30 | 2021-Jun-30 | 2021-Mar-31 | 2020-Dec-31 | 2020-Sep-30 | 2020-Jun-30 | 2020-Mar-31 | 2019-Dec-31 | 2019-Sep-30 | 2019-Jun-30 | 2019-Mar-31 | 2018-Dec-31 | 2018-Sep-30 | 2018-Jun-30 | 2018-Mar-31 | 2017-Dec-31 | 2017-Sep-30 | 2017-Jun-30 | 2017-Mar-31 | 2016-Dec-31 | 2016-Sep-30 | 2016-Jun-30 | 2016-Mar-31 | 2015-Dec-31 | 2015-Sep-30 | 2015-Jun-30 | 2015-Mar-31 | 2014-Dec-31 | 2014-Sep-30 | 2014-Jun-30 | 2014-Mar-31 |
| Fiscal Period | | Q4-FY2025 | Q3-FY2025 | Q2-FY2025 | Q1-FY2025 | Q4-FY2024 | Q3-FY2024 | Q2-FY2024 | Q1-FY2024 | Q4-FY2023 | Q3-FY2023 | Q2-FY2023 | Q1-FY2023 | Q4-FY2022 | Q3-FY2022 | Q2-FY2022 | Q1-FY2022 | Q4-FY2021 | Q3-FY2021 | Q2-FY2021 | Q1-FY2021 | Q4-FY2020 | Q3-FY2020 | Q2-FY2020 | Q1-FY2020 | Q4-FY2019 | Q3-FY2019 | Q2-FY2019 | Q1-FY2019 | Q4-FY2018 | Q3-FY2018 | Q2-FY2018 | Q1-FY2018 | Q4-FY2017 | Q3-FY2017 | Q2-FY2017 | Q1-FY2017 | Q4-FY2016 | Q3-FY2016 | Q2-FY2016 | Q1-FY2016 | Q4-FY2015 | Q3-FY2015 | Q2-FY2015 | Q1-FY2015 | Q4-FY2014 | Q3-FY2014 | Q2-FY2014 | Q1-FY2014 |
| Price to Sales | 3.20x | 3.12x | 3.28x | 3.16x | 3.43x | 3.91x | 3.68x | 3.28x | 3.24x | 3.80x | 2.62x | 2.66x | 2.77x | 3.59x | 3.19x | 3.24x | 3.21x | 3.48x | 3.32x | 3.33x | 3.74x | 3.03x | 2.56x | 2.93x | 3.10x | 3.90x | 3.59x | 3.72x | 3.60x | 3.50x | 3.89x | 3.94x | 3.76x | 3.96x | 4.05x | | | | | | | | | | | | | | |
| Price to Book | 1.18x | 1.15x | 1.17x | 1.09x | 1.29x | 1.48x | 1.37x | 1.24x | 1.20x | 1.39x | .99x | 1.13x | 1.19x | 1.58x | 1.41x | 1.35x | 1.30x | 1.33x | 1.26x | 1.28x | 1.46x | 1.18x | 1.00x | 1.18x | 1.27x | 1.59x | 1.46x | 1.52x | 1.52x | 1.48x | 1.68x | 1.70x | 1.63x | 1.67x | 1.67x | | | | | | | | | | | | | | |
| Price to Earnings | 13.17x | 12.83x | 14.48x | 14.72x | 14.11x | 16.03x | 15.44x | 14.95x | 14.54x | 16.63x | 10.87x | 9.84x | 9.86x | 12.24x | 10.61x | 10.60x | 10.11x | 10.77x | 10.31x | 10.45x | 12.99x | 13.41x | 11.78x | 13.96x | 13.85x | 14.69x | 13.28x | 13.87x | 13.62x | 13.37x | 16.49x | 17.59x | 17.66x | 19.51x | 19.01x | | | | | | | | | | | | | | |
| Price to Unlevered FCF | 9.48x | 9.23x | 9.94x | 10.34x | 10.45x | 11.96x | 11.92x | 10.24x | 10.03x | 12.55x | 8.93x | 9.25x | 8.45x | 10.08x | 9.17x | 9.59x | 10.24x | 10.48x | 8.96x | 9.53x | 11.86x | 9.64x | 7.44x | 7.98x | 9.13x | 11.58x | 10.55x | 10.75x | 10.72x | 10.19x | 11.95x | 12.99x | | | | | | | | | | | | | | | | | |
| Debt to Asset Ratio | | .88x | .88x | .89x | .89x | .89x | .89x | .89x | .89x | .89x | .90x | .90x | .90x | .90x | .90x | .90x | .90x | .90x | .90x | .89x | .90x | .89x | .89x | .89x | .89x | .88x | .89x | .89x | .89x | .89x | .90x | .90x | .90x | .90x | .90x | .90x | .90x | .90x | .90x | .90x | .90x | .89x | .89x | .89x | .89x | .89x | .89x | .89x | .89x |
| Current Ratio | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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