| HEALTHEQUITY, INC. (HQY) |
| Q2-CY2026 | Q1-CY2026 | Q4-CY2025 | Q3-CY2025 | Q2-CY2025 | Q1-CY2025 | Q4-CY2024 | Q3-CY2024 | Q2-CY2024 | Q1-CY2024 | Q4-CY2023 | Q3-CY2023 | Q2-CY2023 | Q1-CY2023 | Q4-CY2022 | Q3-CY2022 | Q2-CY2022 | Q1-CY2022 | Q4-CY2021 | Q3-CY2021 | Q2-CY2021 | Q1-CY2021 | Q4-CY2020 | Q3-CY2020 | Q2-CY2020 | Q1-CY2020 | Q4-CY2019 | Q3-CY2019 | Q2-CY2019 | Q1-CY2019 | Q4-CY2018 | Q3-CY2018 | Q2-CY2018 | Q1-CY2018 | Q4-CY2017 | Q3-CY2017 | Q2-CY2017 | Q1-CY2017 | Q4-CY2016 | Q3-CY2016 | Q2-CY2016 | Q1-CY2016 | Q4-CY2015 | Q3-CY2015 | Q2-CY2015 | Q1-CY2015 | Q4-CY2014 | Q3-CY2014 | Q2-CY2014 |
| Balance Sheet Date | | 2026-Apr-30 | 2026-Jan-31 | 2025-Oct-31 | 2025-Jul-31 | 2025-Apr-30 | 2025-Jan-31 | 2024-Oct-31 | 2024-Jul-31 | 2024-Apr-30 | 2024-Jan-31 | 2023-Oct-31 | 2023-Jul-31 | 2023-Apr-30 | 2023-Jan-31 | 2022-Oct-31 | 2022-Jul-31 | 2022-Apr-30 | 2022-Jan-31 | 2021-Oct-31 | 2021-Jul-31 | 2021-Apr-30 | 2021-Jan-31 | 2020-Oct-31 | 2020-Jul-31 | 2020-Apr-30 | 2020-Jan-31 | 2019-Oct-31 | 2019-Jul-31 | 2019-Apr-30 | 2019-Jan-31 | 2018-Oct-31 | 2018-Jul-31 | 2018-Apr-30 | 2018-Jan-31 | 2017-Oct-31 | 2017-Jul-31 | 2017-Apr-30 | 2017-Jan-31 | 2016-Oct-31 | 2016-Jul-31 | 2016-Apr-30 | 2016-Jan-31 | 2015-Oct-31 | 2015-Jul-31 | 2015-Apr-30 | 2015-Jan-31 | 2014-Oct-31 | 2014-Jul-31 |
| Fiscal Period | | Q1-FY2027 | Q4-FY2026 | Q3-FY2026 | Q2-FY2026 | Q1-FY2026 | Q4-FY2025 | Q3-FY2025 | Q2-FY2025 | Q1-FY2025 | Q4-FY2024 | Q3-FY2024 | Q2-FY2024 | Q1-FY2024 | Q4-FY2023 | Q3-FY2023 | Q2-FY2023 | Q1-FY2023 | Q4-FY2022 | Q3-FY2022 | Q2-FY2022 | Q1-FY2022 | Q4-FY2021 | Q3-FY2021 | Q2-FY2021 | Q1-FY2021 | Q4-FY2020 | Q3-FY2020 | Q2-FY2020 | Q1-FY2020 | Q4-FY2019 | Q3-FY2019 | Q2-FY2019 | Q1-FY2019 | Q4-FY2018 | Q3-FY2018 | Q2-FY2018 | Q1-FY2018 | Q4-FY2017 | Q3-FY2017 | Q2-FY2017 | Q1-FY2017 | Q4-FY2016 | Q3-FY2016 | Q2-FY2016 | Q1-FY2016 | Q4-FY2015 | Q3-FY2015 | Q2-FY2015 |
| Price to Sales | 5.66x | 5.28x | 5.96x | 6.33x | 7.14x | 6.16x | 6.92x | 6.22x | 6.82x | 6.74x | 5.69x | 6.44x | 5.75x | 5.52x | 6.05x | 6.83x | 6.51x | 7.27x | 4.89x | 7.29x | 9.06x | 7.77x | 7.33x | 5.29x | 5.78x | 5.65x | 9.86x | 9.93x | 12.81x | 15.18x | 12.88x | 21.61x | 18.03x | 15.13x | 12.34x | 14.18x | | | | | | | | | | | | | |
| Price to Book | 3.70x | 3.45x | 3.71x | 3.83x | 4.22x | 3.60x | 3.93x | 3.37x | 3.48x | 3.35x | 2.79x | 3.15x | 2.77x | 2.59x | 2.75x | 3.02x | 2.78x | 3.05x | 2.00x | 2.89x | 3.60x | 3.06x | 3.90x | 2.91x | 3.12x | 3.45x | 5.09x | 3.97x | 4.03x | 8.73x | 7.76x | 12.87x | 10.76x | 9.30x | 8.18x | 9.16x | | | | | | | | | | | | | |
| Price to Earnings | 32.83x | 30.59x | 36.37x | 42.58x | 62.14x | 62.82x | 85.92x | 73.94x | 70.96x | 87.41x | 102.08x | 214.63x | 420.66x | - | - | - | - | - | - | - | 9,282.40x | 1,286.55x | 608.59x | 1,204.67x | - | - | 132.26x | 76.20x | 45.56x | 49.60x | 50.07x | 88.13x | 75.74x | 66.02x | 59.79x | 67.28x | | | | | | | | | | | | | |
| Price to Unlevered FCF | 15.53x | 14.47x | 17.20x | 19.78x | 24.80x | 22.66x | 24.60x | 21.10x | 24.57x | 25.62x | 23.58x | 28.47x | 25.63x | 28.79x | 35.42x | 40.25x | 44.99x | 51.59x | 27.99x | 37.99x | 39.32x | 29.83x | 31.90x | 28.57x | 40.24x | 44.27x | 53.68x | 39.92x | 36.30x | 41.18x | 33.78x | 61.83x | 52.56x | 44.11x | 37.14x | 42.46x | | | | | | | | | | | | | |
| Debt to Asset Ratio | | .38x | .38x | .37x | .37x | .38x | .39x | .39x | .39x | .35x | .36x | .36x | .36x | .37x | .39x | .39x | .39x | .39x | .40x | .40x | .41x | .42x | .49x | .49x | .50x | .59x | .60x | .60x | .07x | .11x | .06x | .04x | .05x | .05x | .06x | .06x | .05x | .04x | .06x | .04x | .04x | .04x | .07x | .06x | .06x | .06x | .09x | .08x | .19x |
| Current Ratio | | 3.44x | 3.27x | 4.13x | 4.23x | 4.06x | 3.06x | 3.20x | 4.10x | 4.39x | 4.76x | 4.93x | 4.09x | 4.00x | 2.92x | 3.01x | 2.46x | 2.37x | 2.29x | 7.14x | 4.65x | 4.50x | 2.25x | 2.62x | 2.49x | 2.11x | 1.96x | 1.91x | 22.98x | 15.59x | 13.58x | 20.91x | 19.90x | 17.71x | 12.95x | 12.98x | 18.51x | 21.27x | 12.79x | 17.83x | 19.44x | 22.30x | 11.82x | 15.08x | 23.31x | 25.13x | 14.12x | 18.76x | 4.74x |
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