| TRUIST FINANCIAL CORP |
Q4-CY2025 | Q3-CY2025 | Q2-CY2025 | Q1-CY2025 | Q4-CY2024 | Q3-CY2024 | Q2-CY2024 | Q1-CY2024 | Q4-CY2023 | Q3-CY2023 | Q2-CY2023 | Q1-CY2023 | Q4-CY2022 | Q3-CY2022 | Q2-CY2022 | Q1-CY2022 | Q4-CY2021 | Q3-CY2021 | Q2-CY2021 | Q1-CY2021 | Q4-CY2020 | Q3-CY2020 | Q2-CY2020 | Q1-CY2020 | Q4-CY2019 | Q3-CY2019 | Q2-CY2019 | Q1-CY2019 | Q4-CY2018 | Q3-CY2018 | Q2-CY2018 | Q1-CY2018 | Q4-CY2017 | Q3-CY2017 | Q2-CY2017 | Q1-CY2017 | Q4-CY2016 | Q3-CY2016 | Q2-CY2016 | Q1-CY2016 | Q4-CY2015 | Q3-CY2015 | Q2-CY2015 | Q1-CY2015 | Q4-CY2014 | Q3-CY2014 | Q2-CY2014 | Q1-CY2014 | Q4-CY2013 |
Balance Sheet Date | | | 2025-Jun-30 | 2025-Mar-31 | 2024-Dec-31 | 2024-Sep-30 | 2024-Jun-30 | 2024-Mar-31 | 2023-Dec-31 | 2023-Sep-30 | 2023-Jun-30 | 2023-Mar-31 | 2022-Dec-31 | 2022-Sep-30 | 2022-Jun-30 | 2022-Mar-31 | 2021-Dec-31 | 2021-Sep-30 | 2021-Jun-30 | 2021-Mar-31 | 2020-Dec-31 | 2020-Sep-30 | 2020-Jun-30 | 2020-Mar-31 | 2019-Dec-31 | 2019-Sep-30 | 2019-Jun-30 | 2019-Mar-31 | 2018-Dec-31 | 2018-Sep-30 | 2018-Jun-30 | 2018-Mar-31 | 2017-Dec-31 | 2017-Sep-30 | 2017-Jun-30 | 2017-Mar-31 | 2016-Dec-31 | 2016-Sep-30 | 2016-Jun-30 | 2016-Mar-31 | 2015-Dec-31 | 2015-Sep-30 | 2015-Jun-30 | 2015-Mar-31 | 2014-Dec-31 | 2014-Sep-30 | 2014-Jun-30 | 2014-Mar-31 | 2013-Dec-31 |
Fiscal Period | | | Q2-FY2025 | Q1-FY2025 | Q4-FY2024 | Q3-FY2024 | Q2-FY2024 | Q1-FY2024 | Q4-FY2023 | Q3-FY2023 | Q2-FY2023 | Q1-FY2023 | Q4-FY2022 | Q3-FY2022 | Q2-FY2022 | Q1-FY2022 | Q4-FY2021 | Q3-FY2021 | Q2-FY2021 | Q1-FY2021 | Q4-FY2020 | Q3-FY2020 | Q2-FY2020 | Q1-FY2020 | Q4-FY2019 | Q3-FY2019 | Q2-FY2019 | Q1-FY2019 | Q4-FY2018 | Q3-FY2018 | Q2-FY2018 | Q1-FY2018 | Q4-FY2017 | Q3-FY2017 | Q2-FY2017 | Q1-FY2017 | Q4-FY2016 | Q3-FY2016 | Q2-FY2016 | Q1-FY2016 | Q4-FY2015 | Q3-FY2015 | Q2-FY2015 | Q1-FY2015 | Q4-FY2014 | Q3-FY2014 | Q2-FY2014 | Q1-FY2014 | Q4-FY2013 |
Total Revenue | | | 4,657,000,000$ | 4,493,000,000$ | 4,634,000,000$ | 4,852,000,000$ | 4,879,000,000$ | 4,865,000,000$ | 4,971,000,000$ | 4,976,000,000$ | 4,915,000,000$ | 4,656,000,000$ | 4,220,000,000$ | 3,490,000,000$ | 2,898,000,000$ | 2,644,000,000$ | 2,753,000,000$ | 2,825,000,000$ | 2,901,000,000$ | 3,002,000,000$ | 3,158,000,000$ | 3,174,000,000$ | 3,377,000,000$ | 3,774,000,000$ | 2,371,000,000$ | 1,886,000,000$ | 1,886,000,000$ | 1,839,000,000$ | 1,830,000,000$ | 1,772,000,000$ | 1,687,000,000$ | 2,041,000,000$ | 2,016,000,000$ | 1,988,000,000$ | 2,021,000,000$ | 1,959,000,000$ | 1,929,000,000$ | 1,934,000,000$ | 1,974,000,000$ | 1,861,000,000$ | 1,829,000,000$ | 1,766,000,000$ | 1,671,000,000$ | 1,677,000,000$ | 1,681,000,000$ | 1,686,000,000$ | 1,717,000,000$ | 1,722,000,000$ | 1,712,000,000$ |
Cost Of Revenue | | | 488,000,000$ | 458,000,000$ | 471,000,000$ | 448,000,000$ | 451,000,000$ | 500,000,000$ | 572,000,000$ | 497,000,000$ | 538,000,000$ | 502,000,000$ | 467,000,000$ | 234,000,000$ | 171,000,000$ | (95,000,000$) | (103,000,000$) | (324,000,000$) | (434,000,000$) | 48,000,000$ | 177,000,000$ | 421,000,000$ | 844,000,000$ | 893,000,000$ | 171,000,000$ | 117,000,000$ | 172,000,000$ | 155,000,000$ | 146,000,000$ | 135,000,000$ | 135,000,000$ | 150,000,000$ | 138,000,000$ | 126,000,000$ | 135,000,000$ | 148,000,000$ | 129,000,000$ | 148,000,000$ | 111,000,000$ | 184,000,000$ | 129,000,000$ | 103,000,000$ | 97,000,000$ | 99,000,000$ | 83,000,000$ | 34,000,000$ | 74,000,000$ | 60,000,000$ | 60,000,000$ |
Gross Profit | | | 4,169,000,000$ | 4,035,000,000$ | 4,163,000,000$ | 4,404,000,000$ | 4,428,000,000$ | 4,365,000,000$ | 4,399,000,000$ | 4,479,000,000$ | 4,377,000,000$ | 4,154,000,000$ | 3,753,000,000$ | 3,256,000,000$ | 2,727,000,000$ | 2,739,000,000$ | 2,856,000,000$ | 3,149,000,000$ | 3,335,000,000$ | 2,954,000,000$ | 2,981,000,000$ | 2,753,000,000$ | 2,533,000,000$ | 2,881,000,000$ | 2,200,000,000$ | 1,769,000,000$ | 1,714,000,000$ | 1,684,000,000$ | 1,684,000,000$ | 1,637,000,000$ | 1,552,000,000$ | 1,891,000,000$ | 1,878,000,000$ | 1,862,000,000$ | 1,886,000,000$ | 1,811,000,000$ | 1,800,000,000$ | 1,786,000,000$ | 1,863,000,000$ | 1,677,000,000$ | 1,700,000,000$ | 1,663,000,000$ | 1,574,000,000$ | 1,578,000,000$ | 1,598,000,000$ | 1,652,000,000$ | 1,643,000,000$ | 1,662,000,000$ | 1,652,000,000$ |
Gross Margin | | | 89.52% | 89.81% | 89.84% | 90.77% | 90.76% | 89.72% | 88.49% | 90.01% | 89.05% | 89.22% | 88.93% | 93.30% | 94.10% | 103.59% | 103.74% | 111.47% | 114.96% | 98.40% | 94.40% | 86.74% | 75.01% | 76.34% | 92.79% | 93.80% | 90.88% | 91.57% | 92.02% | 92.38% | 92.00% | 92.65% | 93.16% | 93.66% | 93.32% | 92.45% | 93.31% | 92.35% | 94.38% | 90.11% | 92.95% | 94.17% | 94.20% | 94.10% | 95.06% | 97.98% | 95.69% | 96.52% | 96.50% |
Operating Expenses | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Operating Income | | | 4,169,000,000$ | 4,035,000,000$ | 4,163,000,000$ | 4,404,000,000$ | 4,428,000,000$ | 4,365,000,000$ | 4,399,000,000$ | 4,479,000,000$ | 4,377,000,000$ | 4,154,000,000$ | 3,753,000,000$ | 3,256,000,000$ | 2,727,000,000$ | 2,739,000,000$ | 2,856,000,000$ | 3,149,000,000$ | 3,335,000,000$ | 2,954,000,000$ | 2,981,000,000$ | 2,753,000,000$ | 2,533,000,000$ | 2,881,000,000$ | 2,200,000,000$ | 1,769,000,000$ | 1,714,000,000$ | 1,684,000,000$ | 1,684,000,000$ | 1,637,000,000$ | 1,552,000,000$ | 1,891,000,000$ | 1,878,000,000$ | 1,862,000,000$ | 1,886,000,000$ | 1,811,000,000$ | 1,800,000,000$ | 1,786,000,000$ | 1,863,000,000$ | 1,677,000,000$ | 1,700,000,000$ | 1,663,000,000$ | 1,574,000,000$ | 1,578,000,000$ | 1,598,000,000$ | 1,652,000,000$ | 1,643,000,000$ | 1,662,000,000$ | 1,652,000,000$ |
Other Income | | | (2,656,000,000$) | (2,500,000,000$) | (2,609,000,000$) | (2,694,000,000$) | (6,834,000,000$) | (188,000,000$) | (6,923,000,000$) | (502,000,000$) | (406,000,000$) | (466,000,000$) | (1,117,000,000$) | (632,000,000$) | (557,000,000$) | (819,000,000$) | (719,000,000$) | (829,000,000$) | (1,064,000,000$) | (921,000,000$) | (1,095,000,000$) | (1,096,000,000$) | (944,000,000$) | (818,000,000$) | (736,000,000$) | (205,000,000$) | (79,000,000$) | (232,000,000$) | (243,000,000$) | (206,000,000$) | (191,000,000$) | (626,000,000$) | (748,000,000$) | (690,000,000$) | (719,000,000$) | (1,115,000,000$) | (690,000,000$) | (686,000,000$) | (836,000,000$) | (669,000,000$) | (716,000,000$) | (722,000,000$) | (816,000,000$) | (609,000,000$) | (535,000,000$) | (735,000,000$) | (756,000,000$) | (634,000,000$) | (617,000,000$) |
Interest Income | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Interest Expenses | | | 0$ | 0$ | 0$ | 0$ | 2,824,000,000$ | 2,812,000,000$ | 2,723,000,000$ | 2,665,000,000$ | 2,572,000,000$ | 1,917,000,000$ | 1,257,000,000$ | 624,000,000$ | 266,000,000$ | 174,000,000$ | 168,000,000$ | 193,000,000$ | 198,000,000$ | 209,000,000$ | 245,000,000$ | 261,000,000$ | 440,000,000$ | 776,000,000$ | 585,000,000$ | 518,000,000$ | 516,000,000$ | 477,000,000$ | 431,000,000$ | 382,000,000$ | 337,000,000$ | 288,000,000$ | 254,000,000$ | 230,000,000$ | 189,000,000$ | 166,000,000$ | 180,000,000$ | 185,000,000$ | 188,000,000$ | 192,000,000$ | 191,000,000$ | 186,000,000$ | 177,000,000$ | 181,000,000$ | 183,000,000$ | 192,000,000$ | 194,000,000$ | 199,000,000$ | 204,000,000$ |
Income Before Tax | | | 1,513,000,000$ | 1,535,000,000$ | 1,554,000,000$ | 1,710,000,000$ | (5,230,000,000$) | 1,365,000,000$ | (5,247,000,000$) | 1,312,000,000$ | 1,399,000,000$ | 1,771,000,000$ | 1,379,000,000$ | 2,000,000,000$ | 1,904,000,000$ | 1,746,000,000$ | 1,969,000,000$ | 2,127,000,000$ | 2,073,000,000$ | 1,824,000,000$ | 1,641,000,000$ | 1,396,000,000$ | 1,149,000,000$ | 1,287,000,000$ | 879,000,000$ | 1,046,000,000$ | 1,119,000,000$ | 975,000,000$ | 1,010,000,000$ | 1,049,000,000$ | 1,024,000,000$ | 977,000,000$ | 876,000,000$ | 942,000,000$ | 978,000,000$ | 530,000,000$ | 930,000,000$ | 915,000,000$ | 839,000,000$ | 816,000,000$ | 793,000,000$ | 755,000,000$ | 581,000,000$ | 788,000,000$ | 880,000,000$ | 725,000,000$ | 693,000,000$ | 829,000,000$ | 831,000,000$ |
Tax Expenses | | | 273,000,000$ | 274,000,000$ | 265,000,000$ | 271,000,000$ | (1,324,000,000$) | 232,000,000$ | (56,000,000$) | 203,000,000$ | 230,000,000$ | 361,000,000$ | 185,000,000$ | 363,000,000$ | 372,000,000$ | 330,000,000$ | 367,000,000$ | 423,000,000$ | 415,000,000$ | 351,000,000$ | 311,000,000$ | 255,000,000$ | 191,000,000$ | 224,000,000$ | 153,000,000$ | 218,000,000$ | 234,000,000$ | 177,000,000$ | 205,000,000$ | 210,000,000$ | 202,000,000$ | 186,000,000$ | 209,000,000$ | 294,000,000$ | 304,000,000$ | 104,000,000$ | 287,000,000$ | 273,000,000$ | 252,000,000$ | 246,000,000$ | 251,000,000$ | 222,000,000$ | 80,000,000$ | 241,000,000$ | 277,000,000$ | 172,000,000$ | 216,000,000$ | 256,000,000$ | 401,000,000$ |
Income from Continuing Operations | | | 1,240,000,000$ | 1,261,000,000$ | 1,289,000,000$ | 1,439,000,000$ | (3,906,000,000$) | 1,133,000,000$ | (5,191,000,000$) | 1,109,000,000$ | 1,169,000,000$ | 1,410,000,000$ | 1,194,000,000$ | 1,637,000,000$ | 1,532,000,000$ | 1,416,000,000$ | 1,602,000,000$ | 1,704,000,000$ | 1,658,000,000$ | 1,473,000,000$ | 1,330,000,000$ | 1,141,000,000$ | 958,000,000$ | 1,063,000,000$ | 726,000,000$ | 828,000,000$ | 885,000,000$ | 798,000,000$ | 805,000,000$ | 839,000,000$ | 822,000,000$ | 791,000,000$ | 667,000,000$ | 648,000,000$ | 674,000,000$ | 426,000,000$ | 643,000,000$ | 642,000,000$ | 587,000,000$ | 570,000,000$ | 542,000,000$ | 533,000,000$ | 501,000,000$ | 547,000,000$ | 603,000,000$ | 553,000,000$ | 477,000,000$ | 573,000,000$ | 430,000,000$ |
Income from Discontinued Operations | | | | | (13,000,000$) | 3,000,000$ | 4,828,000,000$ | 67,000,000$ | 101,000,000$ | 74,000,000$ | 176,000,000$ | 105,000,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Consolidated Income | | | 1,240,000,000$ | 1,261,000,000$ | 1,289,000,000$ | 1,439,000,000$ | (3,887,000,000$) | 1,136,000,000$ | (5,191,000,000$) | 1,115,000,000$ | 1,205,000,000$ | 1,412,000,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Net Income | | | 1,240,000,000$ | 1,261,000,000$ | 1,289,000,000$ | 1,439,000,000$ | (3,906,000,000$) | 1,133,000,000$ | (5,191,000,000$) | 1,109,000,000$ | 1,169,000,000$ | 1,410,000,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Profit Margin | | | 26.63% | 28.07% | 27.82% | 29.66% | (80.06%) | 23.29% | (104.43%) | 22.29% | 23.78% | 30.28% | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Earnings to Minority | | | | | 0$ | 0$ | 19,000,000$ | 3,000,000$ | 0$ | 6,000,000$ | 36,000,000$ | 2,000,000$ | 1,000,000$ | 4,000,000$ | 1,000,000$ | 1,000,000$ | 0$ | 0$ | 1,000,000$ | (4,000,000$) | 1,000,000$ | 3,000,000$ | 3,000,000$ | 3,000,000$ | 5,000,000$ | 3,000,000$ | (1,000,000$) | 6,000,000$ | 7,000,000$ | 7,000,000$ | 3,000,000$ | 3,000,000$ | 9,000,000$ | 8,000,000$ | (1,000,000$) | 5,000,000$ | 7,000,000$ | 0$ | 3,000,000$ | 6,000,000$ | 3,000,000$ | 4,000,000$ | 10,000,000$ | 22,000,000$ | 15,000,000$ | 4,000,000$ | 16,000,000$ | 40,000,000$ | 14,000,000$ |
Earnings to Common Shareholders | | | 1,180,000,000$ | 1,157,000,000$ | 1,216,000,000$ | 1,336,000,000$ | 826,000,000$ | 1,091,000,000$ | (5,167,000,000$) | 1,071,000,000$ | 1,234,000,000$ | 1,410,000,000$ | 1,610,000,000$ | 1,536,000,000$ | 1,454,000,000$ | 1,327,000,000$ | 1,524,000,000$ | 1,616,000,000$ | 1,559,000,000$ | 1,334,000,000$ | 1,228,000,000$ | 1,068,000,000$ | 902,000,000$ | 986,000,000$ | 702,000,000$ | 735,000,000$ | 842,000,000$ | 749,000,000$ | 754,000,000$ | 789,000,000$ | 775,000,000$ | 745,000,000$ | 614,000,000$ | 597,000,000$ | 631,000,000$ | 378,000,000$ | 592,000,000$ | 599,000,000$ | 541,000,000$ | 527,000,000$ | 502,000,000$ | 492,000,000$ | 454,000,000$ | 488,000,000$ | 551,000,000$ | 512,000,000$ | 424,000,000$ | 496,000,000$ | 538,000,000$ |
Earnings Per Share, Basic | | | 0.91$ | 0.88$ | 0.92$ | 1.00$ | 0.62$ | 0.82$ | (3.87$) | 0.80$ | 0.93$ | 1.06$ | 1.21$ | 1.16$ | 1.09$ | 1.00$ | 1.15$ | 1.21$ | 1.16$ | 0.99$ | 0.91$ | 0.79$ | 0.67$ | 0.73$ | 0.76$ | 0.96$ | 1.10$ | 0.98$ | 0.99$ | 1.02$ | 1.00$ | 0.96$ | 0.78$ | 0.75$ | 0.78$ | 0.47$ | 0.73$ | 0.74$ | 0.66$ | 0.67$ | 0.64$ | 0.64$ | 0.63$ | 0.68$ | 0.76$ | 0.71$ | 0.59$ | 0.70$ | 0.76$ |
Earnings Per Share, Diluted | | | 0.90$ | 0.87$ | 0.94$ | 0.99$ | 0.62$ | 0.81$ | (3.94$) | 0.80$ | 0.92$ | 1.05$ | 1.20$ | 1.15$ | 1.09$ | 0.99$ | 1.14$ | 1.20$ | 1.16$ | 0.98$ | 0.90$ | 0.79$ | 0.67$ | 0.73$ | 0.75$ | 0.95$ | 1.09$ | 0.97$ | 0.97$ | 1.01$ | 0.99$ | 0.94$ | 0.77$ | 0.74$ | 0.77$ | 0.46$ | 0.72$ | 0.73$ | 0.66$ | 0.67$ | 0.63$ | 0.64$ | 0.62$ | 0.67$ | 0.75$ | 0.70$ | 0.58$ | 0.68$ | 0.75$ |
Average Shares, Basic | | | 1,292,292,000 | 1,307,457,000 | 1,316,896,000 | 1,334,212,000 | 1,338,149,000 | 1,335,091,000 | 1,333,775,000 | 1,333,522,000 | 1,331,953,000 | 1,328,602,000 | 1,326,744,000 | 1,326,539,000 | 1,330,160,000 | 1,329,037,000 | 1,329,783,000 | 1,334,825,000 | 1,338,302,000 | 1,345,666,000 | 1,348,520,000 | 1,347,916,000 | 1,347,512,000 | 1,344,372,000 | 924,156,000 | 766,167,000 | 765,958,000 | 764,135,000 | 764,837,000 | 771,562,000 | 775,836,000 | 779,617,000 | 783,427,000 | 794,558,000 | 808,980,000 | 809,903,000 | 810,745,000 | 812,521,000 | 814,261,000 | 781,193,000 | 781,086,000 | 764,435,000 | 724,880,000 | 721,639,000 | 720,521,000 | 720,117,000 | 719,080,000 | 712,842,000 | 705,677,000 |
Average Shares, Diluted | | | 1,305,005,000 | 1,324,339,000 | 1,290,166,000 | 1,349,129,000 | 1,338,149,000 | 1,346,904,000 | 1,310,491,000 | 1,340,574,000 | 1,337,307,000 | 1,339,480,000 | 1,336,762,000 | 1,336,659,000 | 1,338,864,000 | 1,341,563,000 | 1,342,234,000 | 1,346,854,000 | 1,349,492,000 | 1,358,932,000 | 1,361,655,000 | 1,358,122,000 | 1,355,834,000 | 1,357,545,000 | 936,351,000 | 775,791,000 | 774,603,000 | 774,071,000 | 775,314,000 | 781,867,000 | 785,750,000 | 791,005,000 | 795,676,000 | 806,124,000 | 819,389,000 | 822,719,000 | 822,700,000 | 823,106,000 | 823,682,000 | 790,176,000 | 790,999,000 | 774,023,000 | 734,527,000 | 731,511,000 | 730,764,000 | 729,989,000 | 728,452,000 | 724,283,000 | 717,470,000 |
EBIT | | | 1,513,000,000$ | 1,535,000,000$ | 1,554,000,000$ | 1,710,000,000$ | (2,406,000,000$) | 4,177,000,000$ | (2,524,000,000$) | 3,977,000,000$ | 3,971,000,000$ | 3,688,000,000$ | 2,636,000,000$ | 2,624,000,000$ | 2,170,000,000$ | 1,920,000,000$ | 2,137,000,000$ | 2,320,000,000$ | 2,271,000,000$ | 2,033,000,000$ | 1,886,000,000$ | 1,657,000,000$ | 1,589,000,000$ | 2,063,000,000$ | 1,464,000,000$ | 1,564,000,000$ | 1,635,000,000$ | 1,452,000,000$ | 1,441,000,000$ | 1,431,000,000$ | 1,361,000,000$ | 1,265,000,000$ | 1,130,000,000$ | 1,172,000,000$ | 1,167,000,000$ | 696,000,000$ | 1,110,000,000$ | 1,100,000,000$ | 1,027,000,000$ | 1,008,000,000$ | 984,000,000$ | 941,000,000$ | 758,000,000$ | 969,000,000$ | 1,063,000,000$ | 917,000,000$ | 887,000,000$ | 1,028,000,000$ | 1,035,000,000$ |
EBITDA | | | 1,513,000,000$ | 1,535,000,000$ | 1,554,000,000$ | 1,710,000,000$ | (2,406,000,000$) | 4,177,000,000$ | (2,524,000,000$) | 3,977,000,000$ | 3,971,000,000$ | 3,688,000,000$ | 2,636,000,000$ | 2,624,000,000$ | 2,170,000,000$ | 1,920,000,000$ | 2,137,000,000$ | 2,320,000,000$ | 2,271,000,000$ | 2,033,000,000$ | 1,886,000,000$ | 1,657,000,000$ | 1,589,000,000$ | 2,063,000,000$ | 1,464,000,000$ | 1,564,000,000$ | 1,635,000,000$ | 1,452,000,000$ | 1,441,000,000$ | 1,431,000,000$ | 1,361,000,000$ | 1,265,000,000$ | 1,130,000,000$ | 1,172,000,000$ | 1,167,000,000$ | 696,000,000$ | 1,110,000,000$ | 1,100,000,000$ | 1,027,000,000$ | 1,008,000,000$ | 984,000,000$ | 941,000,000$ | 758,000,000$ | 969,000,000$ | 1,063,000,000$ | 917,000,000$ | 887,000,000$ | 1,028,000,000$ | 1,035,000,000$ |