S&T BANCORP INC (STBA)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Total Revenue105,291,000$103,004,000$100,072,000$93,752,000$94,329,000$96,354,000$96,899,000$96,307,000$103,170,000$99,565,000$102,314,000$101,981,000$104,701,000$98,558,000$87,824,000$82,959,000$84,541,000$84,557,000$83,815,000$87,895,000$85,564,000$85,759,000$85,372,000$82,439,000$79,669,000$74,259,000$73,728,000$71,718,000$70,937,000$71,304,000$70,654,000$70,724,000$71,464,000$71,007,000$69,218,000$66,504,000$65,380,000$64,903,000$62,156,000$65,454,000$61,969,000$62,077,000$62,228,000$52,343,000$49,287,000$49,460,000$48,586,000$47,006,000$
QoQ%2.22%2.93%6.74%(.61%)(2.10%)(.56%).62%(6.65%)3.62%(2.69%).33%(2.60%)6.23%12.22%5.86%(1.87%)(.02%).89%(4.64%)2.72%(.23%).45%3.56%3.48%7.29%.72%2.80%1.10%(.52%).92%(.10%)(1.04%).64%2.59%4.08%1.72%.74%4.42%(5.04%)5.62%(.17%)(.24%)18.89%6.20%(.35%)1.80%3.36%(6.16%)
YoY%11.62%6.90%3.28%(2.65%)(8.57%)(3.23%)(5.29%)(5.56%)(1.46%)1.02%16.50%22.93%23.85%16.56%4.78%(5.62%)(1.20%)(1.40%)(1.82%)6.62%7.40%15.49%15.79%14.95%12.31%4.14%4.35%1.41%(.74%).42%2.08%6.35%9.31%9.41%11.36%1.60%5.50%4.55%(.12%)25.05%25.73%25.51%28.08%11.35%(1.61%)3.45%2.37%(3.03%)
Cost Of Revenue0$0$0$0$0$0$0$0$0$0$0$0$0$2,309,000$1,192,000$(698,000$)7,882,000$2,302,000$2,008,000$3,301,000$7,857,000$19,302,000$85,831,000$18,430,000$2,238,000$5,008,000$2,378,000$5,684,000$2,701,000$537,000$9,302,000$2,401,000$1,118,000$2,638,000$4,993,000$4,725,000$5,561,000$2,475,000$4,854,000$5,139,000$3,486,000$3,288,000$2,466,000$1,405,000$713,000$1,010,000$(895,000$)232,000$
Gross Profit105,291,000$103,004,000$100,072,000$93,752,000$94,329,000$96,354,000$96,899,000$96,307,000$103,170,000$99,565,000$102,314,000$101,981,000$104,701,000$96,249,000$86,632,000$83,657,000$76,659,000$82,255,000$81,807,000$84,594,000$77,707,000$66,457,000$(459,000$)64,009,000$77,431,000$69,251,000$71,350,000$66,034,000$68,236,000$70,767,000$61,352,000$68,323,000$70,346,000$68,369,000$64,225,000$61,779,000$59,819,000$62,428,000$57,302,000$60,315,000$58,483,000$58,789,000$59,762,000$50,938,000$48,574,000$48,450,000$49,481,000$46,774,000$
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%97.66%98.64%100.84%90.68%97.28%97.60%96.24%90.82%77.49%(.54%)77.64%97.19%93.26%96.78%92.08%96.19%99.25%86.83%96.61%98.44%96.29%92.79%92.90%91.49%96.19%92.19%92.15%94.38%94.70%96.04%97.32%98.55%97.96%101.84%99.51%
Operating Expenses57,176,000$56,376,000$58,114,000$55,091,000$55,445,000$55,365,000$53,608,000$54,520,000$56,203,000$52,799,000$49,633,000$51,699,000$51,275,000$49,633,000$48,424,000$47,414,000$50,189,000$47,241,000$45,915,000$45,580,000$48,529,000$48,246,000$43,478,000$46,391,000$50,178,000$37,667,000$40,352,000$38,919,000$36,415,000$37,085,000$35,863,000$36,082,000$37,947,000$36,553,000$36,597,000$36,808,000$35,625,000$34,439,000$34,753,000$38,416,000$33,817,000$33,829,000$35,449,000$33,621,000$29,720,000$28,440,000$30,165,000$28,914,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses40,153,000$42,382,000$42,334,000$41,525,000$44,621,000$46,997,000$45,171,000$44,277,000$41,597,000$35,572,000$29,210,000$22,112,000$14,150,000$6,037,000$2,405,000$2,376,000$2,697,000$3,058,000$3,273,000$4,122,000$5,620,000$7,572,000$10,331,000$17,553,000$18,045,000$18,617,000$18,797,000$18,234,000$16,747,000$14,365,000$13,178,000$11,097,000$10,027,000$9,267,000$8,344,000$7,272,000$6,638,000$6,353,000$6,142,000$5,382,000$4,468,000$4,073,000$3,800,000$3,657,000$3,315,000$3,076,000$3,017,000$3,074,000$
Income Before Tax42,419,000$43,836,000$39,984,000$41,701,000$41,346,000$41,443,000$42,869,000$39,160,000$46,024,000$41,268,000$42,152,000$49,360,000$50,250,000$46,427,000$36,196,000$36,057,000$27,224,000$33,928,000$35,338,000$39,178,000$29,878,000$20,028,000$(44,865,000$)15,998,000$27,360,000$31,679,000$31,171,000$27,150,000$31,806,000$33,757,000$25,446,000$32,170,000$31,549,000$31,604,000$31,369,000$24,883,000$24,169,000$27,948,000$22,555,000$22,024,000$24,237,000$25,042,000$24,686,000$17,515,000$18,459,000$19,566,000$19,595,000$17,804,000$
Tax Expenses8,452,000$8,874,000$8,084,000$8,300,000$8,281,000$8,853,000$8,498,000$7,921,000$8,977,000$7,800,000$7,685,000$9,561,000$9,980,000$9,178,000$7,338,000$6,914,000$4,747,000$6,330,000$6,971,000$7,276,000$5,702,000$3,323,000$(11,793,000$)2,767,000$5,091,000$4,743,000$5,070,000$4,222,000$4,952,000$2,876,000$4,010,000$6,007,000$22,255,000$8,883,000$8,604,000$6,695,000$6,510,000$7,367,000$5,496,000$5,931,000$6,814,000$6,407,000$6,498,000$4,680,000$3,963,000$4,906,000$4,875,000$3,771,000$
Net Income33,967,000$34,962,000$31,900,000$33,401,000$33,065,000$32,590,000$34,371,000$31,239,000$37,047,000$33,468,000$34,467,000$39,799,000$40,270,000$37,249,000$28,858,000$29,143,000$22,477,000$27,598,000$28,367,000$31,902,000$24,176,000$16,705,000$(33,072,000$)13,231,000$22,269,000$26,936,000$26,101,000$22,929,000$26,854,000$30,881,000$21,436,000$26,163,000$9,294,000$22,721,000$22,765,000$18,188,000$17,659,000$20,581,000$17,059,000$16,093,000$17,423,000$18,635,000$18,188,000$12,835,000$14,496,000$14,660,000$14,720,000$14,033,000$
Profit Margin32.26%33.94%31.88%35.63%35.05%33.82%35.47%32.44%35.91%33.61%33.69%39.03%38.46%37.79%32.86%35.13%26.59%32.64%33.85%36.30%28.26%19.48%(38.74%)16.05%27.95%36.27%35.40%31.97%37.86%43.31%30.34%36.99%13.01%32.00%32.89%27.35%27.01%31.71%27.45%24.59%28.12%30.02%29.23%24.52%29.41%29.64%30.30%29.85%
TTM33.38%34.09%34.06%34.99%34.19%34.44%34.38%33.94%35.57%36.23%37.24%37.19%36.23%33.27%31.80%32.03%32.38%32.78%29.49%11.52%6.20%5.74%9.13%28.55%32.81%35.38%37.11%35.87%37.14%30.89%28.05%28.66%26.23%29.89%29.77%28.38%27.68%27.96%27.50%27.94%28.11%28.40%28.21%28.40%29.80%28.32%27.32%27.16%
Earnings to Minority12,000$18,000$32,000$33,000$45,000$158,000$98,000$74,000$109,000$84,000$125,000$141,000$141,000$68,000$52,000$29,000$53,000$72,000$72,000$63,000$75,000$87,000$62,000$80,000$28,000$73,000$81,000$60,000$56,000$68,000$60,000$41,000$74,000$81,000$79,000$46,000$(1,000$)51,000$29,000$35,000$
Earnings to Common Shareholders33,967,000$34,962,000$31,900,000$33,401,000$33,065,000$32,590,000$34,371,000$31,227,000$37,029,000$33,436,000$34,434,000$39,754,000$40,112,000$37,151,000$28,784,000$29,034,000$22,393,000$27,473,000$28,226,000$31,761,000$24,108,000$16,653,000$(33,072,000$)13,202,000$22,269,000$26,864,000$26,029,000$22,866,000$26,854,000$30,881,000$21,436,000$26,163,000$9,294,000$22,721,000$22,765,000$18,188,000$17,659,000$20,581,000$17,059,000$16,093,000$17,423,000$18,635,000$18,188,000$12,835,000$14,497,000$14,660,000$14,720,000$14,033,000$
QoQ%(2.85%)9.60%(4.49%)1.02%1.46%(5.18%)10.07%(15.67%)10.75%(2.90%)(13.38%)(.89%)7.97%29.07%(.86%)29.66%(18.49%)(2.67%)(11.13%)31.75%44.77%150.35%(350.51%)(40.72%)(17.11%)3.21%13.83%(14.85%)(13.04%)44.06%(18.07%)181.50%(59.10%)(.19%)25.17%3.00%(14.20%)20.65%6.00%(7.63%)(6.50%)2.46%41.71%(11.46%)(1.11%)(.41%)4.90%18.33%
YoY%2.73%7.28%(7.19%)6.96%(10.71%)(2.53%)(.18%)(21.45%)(7.69%)(10.00%)19.63%36.92%79.13%35.23%1.98%(8.59%)(7.11%)64.97%185.35%140.58%8.26%(38.01%)(227.06%)(42.26%)(17.07%)(13.01%)21.43%(12.60%)188.94%35.91%(5.84%)43.85%(47.37%)10.40%33.45%13.02%1.36%10.44%(6.21%)25.38%20.18%27.12%23.56%(8.54%)22.25%19.70%4.38%13.81%
Earnings Per Share, Basic0.90$0.91$0.83$0.87$0.86$0.85$0.90$0.82$0.97$0.88$0.89$1.02$1.03$0.95$0.74$0.74$0.00$0.00$0.00$0.81$0.00$0.43$(0.85$)0.00$0.62$0.79$0.76$0.66$0.77$0.89$0.62$0.75$0.27$0.65$0.66$0.52$0.51$0.59$0.49$0.46$0.50$0.54$0.52$0.41$0.49$0.49$0.50$0.47$
Earnings Per Share, Diluted0.89$0.91$0.83$0.87$0.86$0.85$0.89$0.81$0.96$0.87$0.89$1.02$0.74$0.74$0.58$0.70$0.72$0.81$0.00$0.43$(0.85$)0.00$0.62$0.79$0.76$0.66$0.77$0.88$0.61$0.75$0.27$0.65$0.65$0.52$0.51$0.59$0.49$0.46$0.50$0.54$0.52$0.41$0.49$0.49$0.50$0.47$
Unlevered FCF Per Share, Basic0.92$1.04$0.71$0.70$1.40$0.70$1.15$1.20$0.79$1.46$0.97$1.10$0.88$1.30$1.68$2.20$0.00$0.00$0.00$2.29$0.00$0.69$0.69$0.00$1.24$0.95$0.81$0.83$1.19$0.54$0.75$1.08$0.86$0.88$0.56$0.85$0.68$0.78$0.50$0.73$(0.07$)1.01$0.12$0.59$0.60$0.44$0.68$0.74$
Unlevered FCF Per Share, Diluted0.92$1.03$0.70$0.70$1.39$0.70$1.14$1.19$0.78$1.45$0.97$1.10$1.68$2.19$1.07$1.11$0.94$2.28$0.00$0.69$0.69$0.00$1.24$0.95$0.81$0.83$1.18$0.54$0.75$1.07$0.85$0.88$0.56$0.85$0.68$0.78$0.50$0.73$(0.07$)1.01$0.12$0.59$0.60$0.44$0.68$0.74$
Average Shares, Basic37,835,74238,346,94938,337,85138,260,74638,258,84638,255,18438,243,85938,192,23538,178,54338,174,80438,510,77238,865,66938,857,74238,937,77139,083,42939,073,754-77,992,407,24439,060,616,00039,048,971,00039,021,208-39,193,292,21639,020,81139,013,16139,271,540,00035,849,29434,090,77934,158,13634,414,55534,754,07634,799,17434,793,16034,756,72634,751,06334,751,26634,724,92534,690,25034,687,73734,687,48734,674,71234,661,01634,706,98334,660,00734,652,89531,232,07529,693,90129,693,41729,684,30029,660,794
Average Shares, Diluted38,133,84238,595,11838,637,40038,599,65638,584,56638,560,40938,531,69238,431,74938,699,83838,367,91438,642,65839,032,06239,159,92039,186,02238,804,38039,146,77339,139,56139,121,130-39,301,417,75239,041,46739,013,16139,379,656,00035,793,83434,170,28134,210,98634,542,81134,825,60335,019,29235,057,57634,999,16535,040,17234,960,13934,906,49634,912,26134,820,09634,768,50534,764,56534,739,51434,757,21034,692,99234,681,17831,260,94829,721,04329,714,61229,701,19429,698,047
EBIT82,572,000$86,218,000$82,318,000$83,226,000$85,967,000$88,440,000$88,040,000$83,437,000$87,621,000$76,840,000$71,362,000$71,472,000$64,400,000$52,464,000$38,601,000$38,433,000$29,921,000$36,986,000$38,611,000$43,300,000$35,498,000$27,600,000$(34,534,000$)33,551,000$45,405,000$50,296,000$49,968,000$45,384,000$48,553,000$48,122,000$38,624,000$43,267,000$41,576,000$40,871,000$39,713,000$32,155,000$30,807,000$34,301,000$28,697,000$27,406,000$28,705,000$29,115,000$28,486,000$21,172,000$21,774,000$22,642,000$22,612,000$20,878,000$
EBITDA82,572,000$86,218,000$82,318,000$83,226,000$85,967,000$88,440,000$88,040,000$83,437,000$87,621,000$76,840,000$71,362,000$71,472,000$64,400,000$52,464,000$38,601,000$38,433,000$29,921,000$36,986,000$38,611,000$43,300,000$35,498,000$27,600,000$(34,534,000$)33,551,000$45,405,000$50,296,000$49,968,000$45,384,000$48,553,000$48,122,000$38,624,000$43,267,000$41,576,000$40,871,000$39,713,000$32,155,000$30,807,000$34,301,000$28,697,000$27,406,000$28,705,000$29,115,000$28,486,000$21,172,000$21,774,000$22,642,000$22,612,000$20,878,000$