SCHWAB CHARLES CORP (SCHW)
Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014Q4-CY2013
Balance Sheet Date2025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-312013-Dec-31
Fiscal PeriodQ3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014Q4-FY2013
Total Revenue6,135,000,000$5,851,000,000$5,599,000,000$5,329,000,000$4,847,000,000$4,690,000,000$4,740,000,000$4,459,000,000$4,606,000,000$4,656,000,000$5,116,000,000$5,497,000,000$5,500,000,000$5,093,000,000$4,672,000,000$4,708,000,000$4,570,000,000$4,527,000,000$4,715,000,000$4,176,000,000$2,448,000,000$2,450,000,000$2,617,000,000$2,606,000,000$2,711,000,000$2,681,000,000$2,723,000,000$2,669,000,000$2,579,000,000$2,486,000,000$2,398,000,000$2,242,000,000$2,165,000,000$2,130,000,000$2,081,000,000$1,972,000,000$1,914,000,000$1,828,000,000$1,764,000,000$1,691,000,000$1,597,000,000$1,566,000,000$1,526,000,000$1,551,000,000$1,551,000,000$1,478,000,000$1,478,000,000$1,435,000,000$
QoQ%4.85%4.50%5.07%9.94%3.35%(1.06%)6.30%(3.19%)(1.07%)(8.99%)(6.93%)(.06%)7.99%9.01%(.77%)3.02%.95%(3.99%)12.91%70.59%(.08%)(6.38%).42%(3.87%)1.12%(1.54%)2.02%3.49%3.74%3.67%6.96%3.56%1.64%2.36%5.53%3.03%4.71%3.63%4.32%5.89%1.98%2.62%(1.61%).00%4.94%.00%3.00%4.52%
YoY%26.57%24.76%18.12%19.51%5.23%.73%(7.35%)(18.88%)(16.26%)(8.58%)9.50%16.76%20.35%12.50%(.91%)12.74%86.68%84.78%80.17%60.25%(9.70%)(8.62%)(3.89%)(2.36%)5.12%7.84%13.55%19.05%19.12%16.71%15.23%13.69%13.11%16.52%17.97%16.62%19.85%16.73%15.60%9.03%2.97%5.95%3.25%8.08%12.96%10.55%14.57%18.11%
Cost Of Revenue0$0$0$0$0$0$0$0$0$0$0$0$0$0$10,000,000$5,000,000$0$(5,000,000$)(12,000,000$)0$0$0$10,000,000$1,000,000$(2,000,000$)(3,000,000$)(1,000,000$)(5,000,000$)(1,000,000$)(1,000,000$)1,000,000$0$0$0$0$0$(5,000,000$)(2,000,000$)2,000,000$1,000,000$(6,000,000$)(2,000,000$)(4,000,000$)(11,000,000$)1,000,000$(7,000,000$)1,000,000$(2,000,000$)
Gross Profit6,135,000,000$5,851,000,000$5,599,000,000$5,329,000,000$4,847,000,000$4,690,000,000$4,740,000,000$4,459,000,000$4,606,000,000$4,656,000,000$5,116,000,000$5,497,000,000$5,500,000,000$5,093,000,000$4,662,000,000$4,703,000,000$4,570,000,000$4,532,000,000$4,727,000,000$4,176,000,000$2,448,000,000$2,450,000,000$2,607,000,000$2,605,000,000$2,713,000,000$2,684,000,000$2,724,000,000$2,674,000,000$2,580,000,000$2,487,000,000$2,397,000,000$2,242,000,000$2,165,000,000$2,130,000,000$2,081,000,000$1,972,000,000$1,919,000,000$1,830,000,000$1,762,000,000$1,690,000,000$1,603,000,000$1,568,000,000$1,530,000,000$1,562,000,000$1,550,000,000$1,485,000,000$1,477,000,000$1,437,000,000$
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%99.79%99.89%100.00%100.11%100.26%100.00%100.00%100.00%99.62%99.96%100.07%100.11%100.04%100.19%100.04%100.04%99.96%100.00%100.00%100.00%100.00%100.00%100.26%100.11%99.89%99.94%100.38%100.13%100.26%100.71%99.94%100.47%99.93%100.14%
Operating Expenses3,114,000,000$3,048,000,000$3,144,000,000$3,024,000,000$3,005,000,000$2,943,000,000$2,942,000,000$3,265,000,000$3,223,000,000$2,965,000,000$3,006,000,000$2,899,000,000$2,823,000,000$2,819,000,000$2,833,000,000$2,685,000,000$2,559,000,000$2,808,000,000$2,755,000,000$2,700,000,000$1,559,000,000$1,562,000,000$1,570,000,000$1,494,000,000$1,475,000,000$1,445,000,000$1,459,000,000$1,459,000,000$1,360,000,000$1,355,000,000$1,396,000,000$1,289,000,000$1,220,000,000$1,221,000,000$1,238,000,000$1,148,000,000$1,120,000,000$1,108,000,000$1,109,000,000$1,046,000,000$1,014,000,000$999,000,000$1,042,000,000$997,000,000$1,033,000,000$957,000,000$956,000,000$937,000,000$
Operating Income
Operating Margin
Interest Income3,956,000,000$3,787,000,000$3,757,000,000$3,851,000,000$3,928,000,000$3,817,000,000$3,941,000,000$3,963,000,000$4,028,000,000$4,104,000,000$4,016,000,000$3,841,000,000$3,357,000,000$2,710,000,000$2,319,000,000$2,270,000,000$2,153,000,000$2,068,000,000$2,015,000,000$1,905,000,000$1,432,000,000$1,486,000,000$1,708,000,000$1,763,000,000$1,892,000,000$1,927,000,000$1,998,000,000$1,914,000,000$1,755,000,000$1,590,000,000$1,421,000,000$1,266,000,000$1,176,000,000$1,127,000,000$1,055,000,000$952,000,000$891,000,000$840,000,000$810,000,000$726,000,000$669,000,000$645,000,000$617,000,000$607,000,000$600,000,000$588,000,000$579,000,000$558,000,000$
Interest Expenses906,000,000$965,000,000$1,051,000,000$1,320,000,000$1,706,000,000$1,659,000,000$1,708,000,000$1,833,000,000$1,791,000,000$1,814,000,000$1,246,000,000$812,000,000$431,000,000$166,000,000$136,000,000$128,000,000$123,000,000$121,000,000$104,000,000$96,000,000$89,000,000$97,000,000$136,000,000$168,000,000$261,000,000$318,000,000$317,000,000$288,000,000$228,000,000$183,000,000$158,000,000$119,000,000$94,000,000$74,000,000$55,000,000$45,000,000$46,000,000$42,000,000$38,000,000$36,000,000$34,000,000$33,000,000$29,000,000$23,000,000$27,000,000$26,000,000$26,000,000$26,000,000$
Income Before Tax3,021,000,000$2,803,000,000$2,455,000,000$2,305,000,000$1,842,000,000$1,747,000,000$1,798,000,000$1,194,000,000$1,383,000,000$1,691,000,000$2,110,000,000$2,598,000,000$2,677,000,000$2,274,000,000$1,839,000,000$2,023,000,000$2,011,000,000$1,719,000,000$1,960,000,000$1,476,000,000$889,000,000$888,000,000$1,047,000,000$1,112,000,000$1,236,000,000$1,236,000,000$1,264,000,000$1,210,000,000$1,219,000,000$1,131,000,000$1,002,000,000$953,000,000$945,000,000$909,000,000$843,000,000$824,000,000$794,000,000$720,000,000$655,000,000$645,000,000$583,000,000$567,000,000$484,000,000$554,000,000$518,000,000$521,000,000$522,000,000$498,000,000$
Tax Expenses663,000,000$677,000,000$546,000,000$465,000,000$434,000,000$415,000,000$436,000,000$149,000,000$258,000,000$397,000,000$507,000,000$630,000,000$657,000,000$481,000,000$437,000,000$443,000,000$485,000,000$454,000,000$476,000,000$341,000,000$191,000,000$217,000,000$252,000,000$260,000,000$285,000,000$299,000,000$300,000,000$275,000,000$296,000,000$265,000,000$219,000,000$356,000,000$327,000,000$334,000,000$279,000,000$302,000,000$291,000,000$268,000,000$243,000,000$229,000,000$207,000,000$214,000,000$182,000,000$204,000,000$197,000,000$197,000,000$196,000,000$179,000,000$
Net Income2,358,000,000$2,126,000,000$1,909,000,000$1,840,000,000$1,408,000,000$1,332,000,000$1,362,000,000$1,045,000,000$1,125,000,000$1,294,000,000$1,603,000,000$1,968,000,000$2,020,000,000$1,793,000,000$1,402,000,000$1,580,000,000$1,526,000,000$1,265,000,000$1,484,000,000$1,135,000,000$698,000,000$671,000,000$795,000,000$852,000,000$951,000,000$937,000,000$964,000,000$935,000,000$923,000,000$866,000,000$783,000,000$597,000,000$618,000,000$575,000,000$564,000,000$522,000,000$503,000,000$452,000,000$412,000,000$416,000,000$376,000,000$353,000,000$302,000,000$350,000,000$321,000,000$324,000,000$326,000,000$319,000,000$
Profit Margin38.44%36.34%34.10%34.53%29.05%28.40%28.73%23.44%24.43%27.79%31.33%35.80%36.73%35.21%30.01%33.56%33.39%27.94%31.47%27.18%28.51%27.39%30.38%32.69%35.08%34.95%35.40%35.03%35.79%34.84%32.65%26.63%28.55%27.00%27.10%26.47%26.28%24.73%23.36%24.60%23.54%22.54%19.79%22.57%20.70%21.92%22.06%22.23%
TTM35.93%33.68%31.71%30.31%27.47%26.30%26.14%26.90%30.14%33.15%34.82%34.60%34.02%33.09%31.24%31.61%30.08%28.88%28.92%28.22%29.80%31.48%33.30%34.55%35.12%35.29%35.27%34.61%32.65%30.83%28.80%27.32%27.30%26.73%26.18%25.26%24.77%24.07%23.53%22.68%22.13%21.41%21.24%21.81%21.71%21.84%21.18%19.71%
Earnings to Minority81,000,000$149,000,000$113,000,000$123,000,000$109,000,000$121,000,000$111,000,000$119,000,000$108,000,000$121,000,000$70,000,000$147,000,000$136,000,000$141,000,000$124,000,000$131,000,000$120,000,000$148,000,000$96,000,000$85,000,000$83,000,000$50,000,000$38,000,000$51,000,000$38,000,000$50,000,000$39,000,000$50,000,000$38,000,000$53,000,000$37,000,000$47,000,000$43,000,000$45,000,000$39,000,000$44,000,000$33,000,000$46,000,000$20,000,000$38,000,000$11,000,000$23,000,000$11,000,000$21,000,000$9,000,000$22,000,000$8,000,000$22,000,000$
Earnings to Common Shareholders2,277,000,000$1,977,000,000$1,796,000,000$1,717,000,000$1,299,000,000$1,211,000,000$1,251,000,000$926,000,000$1,017,000,000$1,173,000,000$1,533,000,000$1,821,000,000$1,884,000,000$1,652,000,000$1,278,000,000$1,449,000,000$1,406,000,000$1,117,000,000$1,388,000,000$1,050,000,000$615,000,000$621,000,000$757,000,000$801,000,000$913,000,000$887,000,000$925,000,000$885,000,000$885,000,000$813,000,000$746,000,000$550,000,000$575,000,000$530,000,000$525,000,000$478,000,000$470,000,000$406,000,000$392,000,000$378,000,000$365,000,000$330,000,000$291,000,000$329,000,000$312,000,000$302,000,000$318,000,000$297,000,000$
QoQ%15.18%10.08%4.60%32.18%7.27%(3.20%)35.10%(8.95%)(13.30%)(23.48%)(15.82%)(3.34%)14.04%29.26%(11.80%)3.06%25.87%(19.52%)32.19%70.73%(.97%)(17.97%)(5.49%)(12.27%)2.93%(4.11%)4.52%.00%8.86%8.98%35.64%(4.35%)8.49%.95%9.83%1.70%15.76%3.57%3.70%3.56%10.61%13.40%(11.55%)5.45%3.31%(5.03%)7.07%5.32%
YoY%75.29%63.25%43.57%85.42%27.73%3.24%(18.40%)(49.15%)(46.02%)(29.00%)19.95%25.67%34.00%47.90%(7.93%)38.00%128.62%79.87%83.36%31.09%(32.64%)(29.99%)(18.16%)(9.49%)3.16%9.10%24.00%60.91%53.91%53.40%42.10%15.06%22.34%30.54%33.93%26.46%28.77%23.03%34.71%14.89%16.99%9.27%(8.49%)10.77%10.64%29.61%60.61%57.14%
Earnings Per Share, Basic1.26$1.09$0.99$0.94$0.71$0.66$0.69$0.51$0.56$0.64$0.84$0.98$1.00$0.87$0.67$0.77$0.74$0.59$0.74$0.57$0.48$0.48$0.59$0.62$0.70$0.67$0.69$0.66$0.66$0.60$0.55$0.41$0.43$0.40$0.39$0.36$0.35$0.31$0.30$0.29$0.28$0.25$0.22$0.25$0.24$0.23$0.24$0.23$
Earnings Per Share, Diluted1.26$1.09$0.99$0.93$0.71$0.66$0.68$0.51$0.56$0.64$0.83$0.97$0.99$0.87$0.67$0.76$0.74$0.59$0.73$0.57$0.48$0.48$0.59$0.62$0.70$0.66$0.69$0.65$0.65$0.60$0.55$0.41$0.42$0.39$0.39$0.36$0.35$0.30$0.29$0.28$0.27$0.25$0.22$0.25$0.24$0.23$0.24$0.23$
Unlevered FCF Per Share, Basic0.22$1.68$3.44$(6.06$)10.37$(2.37$)(0.82$)10.97$(2.88$)(3.00$)5.24$(1.24$)4.68$(4.32$)1.46$2.82$0.87$(0.44$)(2.62$)7.08$(0.16$)(12.91$)7.74$3.20$4.00$1.54$(2.05$)5.68$2.22$0.09$(2.55$)
Unlevered FCF Per Share, Diluted0.22$1.67$3.43$(6.03$)10.34$(2.37$)(0.82$)10.91$(2.87$)(2.99$)5.22$(1.23$)4.66$(4.30$)1.45$2.80$0.86$(0.44$)(2.60$)7.06$(0.16$)(12.85$)7.70$3.18$3.97$1.53$(2.03$)5.64$2.20$0.09$(2.52$)
Average Shares, Basic1,806,000,0001,817,000,0001,817,000,0001,830,000,0001,829,000,0001,828,000,0001,825,000,0001,821,000,0001,821,000,0001,820,000,0001,834,000,0001,863,000,0001,887,000,0001,896,000,0001,894,000,0001,892,000,0001,888,000,0001,886,000,0001,882,000,0001,848,000,0001,289,000,0001,288,000,0001,287,000,0001,284,000,0001,300,000,0001,328,000,0001,333,000,0001,343,000,0001,351,000,0001,350,000,0001,347,000,0001,343,000,0001,339,000,0001,338,000,0001,336,000,0001,329,000,0001,324,000,0001,322,000,0001,321,000,0001,319,000,0001,316,000,0001,314,000,0001,312,000,0001,309,000,0001,304,000,0001,302,000,0001,299,000,0001,292,000,000
Average Shares, Diluted1,811,000,0001,822,000,0001,822,000,0001,837,000,0001,834,000,0001,834,000,0001,831,000,0001,830,000,0001,827,000,0001,825,000,0001,842,000,0001,872,000,0001,895,000,0001,904,000,0001,905,000,0001,902,000,0001,898,000,0001,896,000,0001,892,000,0001,855,000,0001,294,000,0001,294,000,0001,294,000,0001,293,000,0001,308,000,0001,337,000,0001,344,000,0001,354,000,0001,364,000,0001,364,000,0001,362,000,0001,358,000,0001,353,000,0001,351,000,0001,351,000,0001,341,000,0001,334,000,0001,333,000,0001,330,000,0001,330,000,0001,328,000,0001,326,000,0001,323,000,0001,320,000,0001,316,000,0001,313,000,0001,311,000,0001,304,000,000
EBIT3,927,000,000$3,768,000,000$3,506,000,000$3,625,000,000$3,548,000,000$3,406,000,000$3,506,000,000$3,027,000,000$3,174,000,000$3,505,000,000$3,356,000,000$3,410,000,000$3,108,000,000$2,440,000,000$1,975,000,000$2,151,000,000$2,134,000,000$1,840,000,000$2,064,000,000$1,572,000,000$978,000,000$985,000,000$1,183,000,000$1,280,000,000$1,497,000,000$1,554,000,000$1,581,000,000$1,498,000,000$1,447,000,000$1,314,000,000$1,160,000,000$1,072,000,000$1,039,000,000$983,000,000$898,000,000$869,000,000$840,000,000$762,000,000$693,000,000$681,000,000$617,000,000$600,000,000$513,000,000$577,000,000$545,000,000$547,000,000$548,000,000$524,000,000$
EBITDA3,927,000,000$3,768,000,000$3,506,000,000$3,625,000,000$3,548,000,000$3,406,000,000$3,506,000,000$3,027,000,000$3,174,000,000$3,505,000,000$3,356,000,000$3,410,000,000$3,108,000,000$2,440,000,000$1,975,000,000$2,151,000,000$2,134,000,000$1,840,000,000$2,064,000,000$1,572,000,000$978,000,000$1,094,000,000$1,279,000,000$1,347,000,000$1,585,000,000$1,638,000,000$1,664,000,000$1,549,000,000$1,525,000,000$1,389,000,000$1,233,000,000$1,141,000,000$1,108,000,000$1,049,000,000$963,000,000$930,000,000$900,000,000$819,000,000$749,000,000$739,000,000$674,000,000$655,000,000$567,000,000$631,000,000$594,000,000$595,000,000$596,000,000$573,000,000$