SOUTHSIDE BANCSHARES INC (SBSI)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Total Revenue62,826,000$43,728,000$66,411,000$64,075,000$65,988,000$63,635,000$65,165,000$63,072,000$56,986,000$64,109,000$64,380,000$65,386,000$67,608,000$65,784,000$60,175,000$59,631,000$61,412,000$60,975,000$56,580,000$59,926,000$59,607,000$57,727,000$59,464,000$60,199,000$53,599,000$53,484,000$54,385,000$50,663,000$52,483,000$53,173,000$54,450,000$54,570,000$47,654,000$43,741,000$44,792,000$44,631,000$44,030,000$43,319,000$43,020,000$45,771,000$43,308,000$41,771,000$41,731,000$42,103,000$31,333,000$29,588,000$33,873,000$33,687,000$
QoQ%43.68%(34.16%)3.65%(2.90%)3.70%(2.35%)3.32%10.68%(11.11%)(.42%)(1.54%)(3.29%)2.77%9.32%.91%(2.90%).72%7.77%(5.58%).54%3.26%(2.92%)(1.22%)12.31%.22%(1.66%)7.35%(3.47%)(1.30%)(2.35%)(.22%)14.51%8.95%(2.35%).36%1.37%1.64%.70%(6.01%)5.69%3.68%.10%(.88%)34.37%5.90%(12.65%).55%(8.68%)
YoY%(4.79%)(31.28%)1.91%1.59%15.80%(.74%)1.22%(3.54%)(15.71%)(2.55%)6.99%9.65%10.09%7.89%6.35%(.49%)3.03%5.63%(4.85%)(.45%)11.21%7.93%9.34%18.82%2.13%.59%(.12%)(7.16%)10.13%21.56%21.56%22.27%8.23%.97%4.12%(2.49%)1.67%3.71%3.09%8.71%38.22%41.18%23.20%24.98%(15.06%)(10.87%)9.39%23.15%
Cost Of Revenue581,000$1,092,000$622,000$758,000$1,384,000$2,389,000$(485,000$)58,000$2,281,000$6,987,000$(74,000$)(40,000$)2,086,000$1,494,000$(633,000$)294,000$(3,421,000$)(5,071,000$)1,677,000$(10,149,000$)(5,545,000$)(4,746,000$)5,245,000$25,247,000$2,508,000$1,005,000$2,506,000$(918,000$)2,446,000$975,000$1,281,000$3,735,000$1,271,000$960,000$1,346,000$1,098,000$2,065,000$1,631,000$3,768,000$2,316,000$1,951,000$2,276,000$268,000$3,848,000$3,287,000$4,868,000$2,650,000$4,133,000$
Gross Profit62,245,000$42,636,000$65,789,000$63,317,000$64,604,000$61,246,000$65,650,000$63,014,000$54,705,000$57,122,000$64,454,000$65,426,000$65,522,000$64,290,000$60,808,000$59,337,000$64,833,000$66,046,000$54,903,000$70,075,000$65,152,000$62,473,000$54,219,000$34,952,000$51,091,000$52,479,000$51,879,000$51,581,000$50,037,000$52,198,000$53,169,000$50,835,000$46,383,000$42,781,000$43,446,000$43,533,000$41,965,000$41,688,000$39,252,000$43,455,000$41,357,000$39,495,000$41,463,000$38,255,000$28,046,000$24,720,000$31,223,000$29,554,000$
Gross Margin99.08%97.50%99.06%98.82%97.90%96.25%100.74%99.91%96.00%89.10%100.12%100.06%96.92%97.73%101.05%99.51%105.57%108.32%97.04%116.94%109.30%108.22%91.18%58.06%95.32%98.12%95.39%101.81%95.34%98.17%97.65%93.16%97.33%97.81%97.00%97.54%95.31%96.24%91.24%94.94%95.50%94.55%99.36%90.86%89.51%83.55%92.18%87.73%
Operating Expenses37,477,000$37,534,000$39,257,000$37,089,000$38,159,000$36,332,000$35,765,000$36,881,000$35,183,000$35,553,000$34,993,000$34,849,000$33,561,000$33,464,000$32,106,000$31,195,000$31,334,000$31,763,000$30,699,000$31,234,000$31,315,000$31,616,000$29,856,000$30,520,000$30,944,000$29,026,000$29,700,000$29,627,000$30,196,000$28,962,000$29,274,000$31,667,000$29,933,000$25,007,000$25,537,000$25,858,000$25,877,000$28,425,000$25,813,000$29,407,000$28,431,000$26,637,000$28,437,000$29,449,000$37,079,000$20,017,000$20,426,000$20,182,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses45,080,000$46,178,000$44,296,000$46,436,000$47,982,000$50,239,000$50,578,000$49,410,000$44,454,000$39,805,000$32,960,000$27,495,000$18,286,000$11,365,000$6,022,000$4,967,000$5,359,000$6,870,000$6,939,000$7,262,000$8,197,000$9,091,000$11,224,000$16,051,000$17,357,000$18,182,000$17,541,000$17,902,000$15,612,000$14,742,000$13,686,000$13,061,000$11,798,000$11,513,000$10,585,000$9,608,000$9,039,000$7,202,000$6,711,000$6,396,000$5,267,000$4,926,000$4,845,000$4,816,000$4,259,000$4,120,000$4,230,000$4,347,000$
Income Before Tax24,768,000$5,102,000$26,532,000$26,228,000$26,445,000$24,914,000$29,885,000$26,133,000$19,522,000$21,569,000$29,461,000$30,577,000$31,961,000$30,826,000$28,702,000$28,142,000$33,499,000$34,283,000$24,204,000$38,841,000$33,837,000$30,857,000$24,363,000$4,432,000$20,189,000$23,453,000$22,179,000$21,954,000$19,902,000$22,495,000$23,563,000$18,341,000$16,201,000$18,401,000$17,834,000$17,997,000$13,412,000$15,606,000$14,167,000$16,489,000$13,130,000$13,733,000$13,131,000$11,282,000$(7,863,000$)5,854,000$11,295,000$9,383,000$
Tax Expenses3,781,000$189,000$4,719,000$4,721,000$4,659,000$4,390,000$5,212,000$4,622,000$2,206,000$3,120,000$4,568,000$4,543,000$4,293,000$3,875,000$3,297,000$3,146,000$4,812,000$4,977,000$2,887,000$4,750,000$4,265,000$3,783,000$2,809,000$479,000$2,854,000$3,661,000$3,569,000$3,137,000$2,521,000$2,192,000$3,360,000$2,090,000$5,870,000$3,890,000$3,353,000$3,008,000$1,839,000$2,741,000$2,772,000$2,973,000$1,438,000$1,971,000$1,967,000$1,903,000$(3,918,000$)(243,000$)838,000$1,159,000$
Net Income20,987,000$4,913,000$21,813,000$21,507,000$21,786,000$20,524,000$24,673,000$21,511,000$17,316,000$18,449,000$24,893,000$26,034,000$27,668,000$26,951,000$25,405,000$24,996,000$28,687,000$29,306,000$21,317,000$34,091,000$29,572,000$27,074,000$21,554,000$3,953,000$17,335,000$19,792,000$18,610,000$18,817,000$17,381,000$20,303,000$20,203,000$16,251,000$10,331,000$14,511,000$14,481,000$14,989,000$11,573,000$12,865,000$11,395,000$13,516,000$11,692,000$11,762,000$11,164,000$9,379,000$(3,945,000$)6,097,000$10,457,000$8,224,000$
Profit Margin33.41%11.24%32.85%33.57%33.02%32.25%37.86%34.11%30.39%28.78%38.67%39.82%40.92%40.97%42.22%41.92%46.71%48.06%37.68%56.89%49.61%46.90%36.25%6.57%32.34%37.01%34.22%37.14%33.12%38.18%37.10%29.78%21.68%33.18%32.33%33.58%26.28%29.70%26.49%29.53%27.00%28.16%26.75%22.28%(12.59%)20.61%30.87%24.41%
TTM29.20%29.15%32.92%34.18%34.32%33.76%32.87%33.06%34.56%37.11%40.11%40.96%41.48%42.93%44.76%43.72%47.47%48.20%47.92%47.44%34.66%30.27%27.62%26.93%35.15%35.35%35.65%36.39%34.54%31.97%30.59%29.13%30.04%31.35%30.50%29.04%28.02%28.20%27.82%27.89%26.05%18.07%15.68%16.06%16.22%27.58%28.89%29.96%
Earnings to Minority11,000$3,000$13,000$15,000$16,000$14,000$15,000$12,000$9,000$10,000$10,000$
Earnings to Common Shareholders20,976,000$4,910,000$21,800,000$21,492,000$21,770,000$20,510,000$24,658,000$21,499,000$17,307,000$18,439,000$24,883,000$26,034,000$27,668,000$26,951,000$25,405,000$24,996,000$28,687,000$29,306,000$21,317,000$34,091,000$29,572,000$27,074,000$21,554,000$3,953,000$17,335,000$19,792,000$18,610,000$18,817,000$17,381,000$20,303,000$20,203,000$16,251,000$10,331,000$14,511,000$14,481,000$14,989,000$11,573,000$12,865,000$11,395,000$13,516,000$11,692,000$11,762,000$11,164,000$9,379,000$(3,945,000$)6,097,000$10,457,000$8,224,000$
QoQ%327.21%(77.48%)1.43%(1.28%)6.14%(16.82%)14.69%24.22%(6.14%)(25.90%)(4.42%)(5.91%)2.66%6.09%1.64%(12.87%)(2.11%)37.48%(37.47%)15.28%9.23%25.61%445.26%(77.20%)(12.41%)6.35%(1.10%)8.26%(14.39%).50%24.32%57.30%(28.81%).21%(3.39%)29.52%(10.04%)12.90%(15.69%)15.60%(.60%)5.36%19.03%337.74%(164.70%)(41.70%)27.15%(32.52%)
YoY%(3.65%)(76.06%)(11.59%)(.03%)25.79%11.23%(.90%)(17.42%)(37.45%)(31.58%)(2.06%)4.15%(3.55%)(8.04%)19.18%(26.68%)(2.99%)8.24%(1.10%)762.41%70.59%36.79%15.82%(78.99%)(.27%)(2.52%)(7.89%)15.79%68.24%39.92%39.51%8.42%(10.73%)12.79%27.08%10.90%(1.02%)9.38%2.07%44.11%396.38%92.92%6.76%14.04%(132.37%)(31.44%)(5.52%)(9.05%)
Earnings Per Share, Basic0.70$0.16$0.72$0.71$0.72$0.68$0.81$0.71$0.57$0.60$0.81$0.83$0.87$0.84$0.79$0.77$0.89$0.90$0.65$1.04$0.89$0.82$0.65$0.12$0.51$0.59$0.55$0.56$0.50$0.58$0.58$0.46$0.33$0.49$0.49$0.51$0.41$0.48$0.42$0.51$0.38$0.44$0.42$0.37$(0.16$)0.31$0.53$0.42$
Earnings Per Share, Diluted0.70$0.16$0.72$0.71$0.71$0.68$0.81$0.71$0.57$0.60$0.81$0.83$0.86$0.84$0.79$0.77$0.88$0.90$0.65$1.04$0.89$0.82$0.65$0.12$0.51$0.58$0.55$0.56$0.50$0.58$0.57$0.46$0.33$0.49$0.49$0.51$0.41$0.48$0.42$0.51$0.38$0.44$0.42$0.37$(0.16$)0.31$0.53$0.41$
Unlevered FCF Per Share, Basic0.56$1.24$(0.07$)0.71$1.11$(0.47$)0.51$1.84$(1.93$)2.51$1.09$0.68$0.54$2.40$1.26$2.55$0.79$1.43$0.48$1.83$1.18$0.92$0.48$(0.24$)0.48$0.64$0.31$0.49$0.43$0.82$0.73$1.13$0.38$0.87$0.46$1.07$0.67$1.08$0.29$0.92$0.39$1.14$0.24$0.81$(0.22$)1.10$0.45$1.29$
Unlevered FCF Per Share, Diluted0.55$1.24$(0.07$)0.71$1.11$(0.47$)0.51$1.84$(1.93$)2.51$1.09$0.68$0.54$2.39$1.26$2.54$0.79$1.43$0.48$1.82$1.18$0.92$0.48$(0.24$)0.48$0.64$0.31$0.49$0.42$0.82$0.73$1.13$0.37$0.86$0.45$1.06$0.66$1.08$0.29$0.92$0.39$1.13$0.24$0.80$(0.22$)1.10$0.45$1.29$
Average Shares, Basic29,857,00030,067,00030,234,00030,390,00030,344,00030,286,00030,280,00030,262,00030,221,00030,502,00030,721,00031,372,00031,892,00032,112,00032,119,00032,357,00032,306,00032,465,00032,632,00032,829,00033,050,00033,047,00033,016,00033,691,00033,792,00033,773,00033,726,00033,697,00034,606,00035,114,00035,062,00035,022,00031,388,00029,370,00029,318,00029,288,00028,210,00026,923,00026,890,00026,449,00030,602,00026,632,00026,608,00025,322,00024,786,00019,809,00019,776,00019,761,000
Average Shares, Diluted29,978,00030,135,00030,308,00030,483,00030,489,00030,370,00030,312,00030,305,00030,275,00030,543,00030,754,00031,464,00031,995,00032,221,00032,251,00032,537,00032,476,00032,556,00032,799,00032,937,00033,138,00033,098,00033,083,00033,805,00033,957,00033,901,00033,876,00033,846,00034,743,00035,288,00035,233,00035,200,00031,595,00029,570,00029,519,00029,504,00028,376,00027,080,00027,013,00026,519,00030,703,00026,721,00026,701,00025,403,00024,910,00019,915,00019,873,00019,850,000
EBIT69,848,000$51,280,000$70,828,000$72,664,000$74,427,000$75,153,000$80,463,000$75,543,000$63,976,000$61,374,000$62,421,000$58,072,000$50,247,000$42,191,000$34,724,000$33,109,000$38,858,000$41,153,000$31,143,000$46,103,000$42,034,000$39,948,000$35,587,000$20,483,000$37,546,000$41,635,000$39,720,000$39,856,000$35,514,000$37,237,000$37,249,000$31,402,000$27,999,000$29,914,000$28,419,000$27,605,000$22,451,000$22,808,000$20,878,000$22,885,000$18,397,000$18,659,000$17,976,000$16,098,000$(3,604,000$)9,974,000$15,525,000$13,730,000$
EBITDA72,453,000$53,975,000$73,523,000$75,279,000$77,368,000$77,709,000$82,957,000$78,011,000$66,581,000$64,057,000$65,074,000$60,708,000$53,020,000$44,962,000$37,520,000$35,874,000$41,645,000$44,007,000$34,041,000$48,985,000$44,990,000$43,023,000$38,619,000$23,504,000$40,547,000$44,692,000$42,750,000$42,879,000$38,988,000$40,730,000$40,761,000$34,968,000$30,956,000$32,319,000$30,848,000$30,022,000$24,923,000$25,092,000$23,037,000$25,054,000$20,551,000$20,841,000$20,141,000$18,221,000$(2,737,000$)9,974,000$15,525,000$13,730,000$