SEACOAST BANKING CORP OF FLORIDA (SBCF)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Total Revenue203,258,000$157,286,000$151,385,000$140,697,000$132,872,000$130,344,000$126,608,000$125,575,000$128,157,000$137,099,000$148,539,000$153,597,000$137,360,000$104,387,000$98,611,000$91,895,000$90,995,000$90,352,000$81,124,000$84,281,000$83,721,000$80,449,000$82,278,000$77,865,000$78,136,000$74,891,000$73,713,000$73,610,000$72,698,000$63,853,000$62,928,000$62,058,000$74,868,000$57,183,000$54,644,000$48,070,000$47,354,000$47,437,000$43,651,000$38,941,000$37,299,000$37,253,000$34,512,000$33,018,000$31,982,000$23,721,000$22,621,000$21,796,000$
QoQ%29.23%3.90%7.60%5.89%1.94%2.95%.82%(2.02%)(6.52%)(7.70%)(3.29%)11.82%31.59%5.86%7.31%.99%.71%11.38%(3.75%).67%4.07%(2.22%)5.67%(.35%)4.33%1.60%.14%1.26%13.85%1.47%1.40%(17.11%)30.93%4.65%13.68%1.51%(.18%)8.67%12.10%4.40%.12%7.94%4.53%3.24%34.83%4.86%3.79%(2.01%)
YoY%52.97%20.67%19.57%12.04%3.68%(4.93%)(14.76%)(18.24%)(6.70%)31.34%50.63%67.14%50.95%15.53%21.56%9.03%8.69%12.31%(1.40%)8.24%7.15%7.42%11.62%5.78%7.48%17.29%17.14%18.62%(2.90%)11.66%15.16%29.10%58.10%20.55%25.18%23.44%26.96%27.34%26.48%17.94%16.63%57.05%52.57%51.49%43.79%2.33%.26%(.73%)
Cost Of Revenue0$0$0$0$0$0$0$0$0$0$0$0$0$0$0$6,556,000$(3,942,000$)5,091,000$(4,855,000$)(5,715,000$)1,900,000$(1,245,000$)7,611,000$29,513,000$4,800,000$2,251,000$2,551,000$1,397,000$2,342,000$5,774,000$2,529,000$1,085,000$2,263,000$680,000$1,401,000$1,304,000$1,000,000$550,000$662,000$199,000$369,000$987,000$855,000$433,000$118,000$(1,425,000$)(1,444,000$)(735,000$)
Gross Profit203,258,000$157,286,000$151,385,000$140,697,000$132,872,000$130,344,000$126,608,000$125,575,000$128,157,000$137,099,000$148,539,000$153,597,000$137,360,000$104,387,000$98,611,000$85,339,000$94,937,000$85,261,000$85,979,000$89,996,000$81,821,000$81,694,000$74,667,000$48,352,000$73,336,000$72,640,000$71,162,000$72,213,000$70,356,000$58,079,000$60,399,000$60,973,000$72,605,000$56,503,000$53,243,000$46,766,000$46,354,000$46,887,000$42,989,000$38,742,000$36,930,000$36,266,000$33,657,000$32,585,000$31,864,000$25,146,000$24,065,000$22,531,000$
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%92.87%104.33%94.37%105.99%106.78%97.73%101.55%90.75%62.10%93.86%96.99%96.54%98.10%96.78%90.96%95.98%98.25%96.98%98.81%97.44%97.29%97.89%98.84%98.48%99.49%99.01%97.35%97.52%98.69%99.63%106.01%106.38%103.37%
Operating Expenses130,546,000$101,987,000$91,730,000$90,597,000$85,575,000$84,818,000$82,537,000$90,371,000$86,367,000$93,915,000$107,865,000$107,475,000$91,510,000$61,359,000$56,148,000$58,917,000$50,263,000$55,268,000$45,784,000$46,120,000$43,681,000$51,674,000$42,399,000$47,798,000$38,057,000$38,583,000$41,000,000$43,099,000$49,464,000$37,399,000$38,246,000$37,164,000$39,184,000$34,361,000$41,625,000$34,746,000$30,297,000$33,435,000$34,808,000$32,341,000$27,169,000$29,127,000$24,288,000$23,186,000$34,011,000$19,889,000$20,683,000$18,783,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses81,433,000$69,244,000$66,483,000$65,738,000$70,126,000$77,450,000$75,384,000$70,628,000$66,036,000$60,540,000$47,320,000$26,839,000$7,400,000$3,120,000$2,102,000$1,710,000$1,653,000$1,885,000$1,961,000$2,720,000$3,890,000$4,637,000$5,950,000$9,815,000$10,526,000$11,877,000$12,101,000$11,701,000$10,074,000$7,592,000$6,502,000$5,715,000$5,118,000$4,330,000$3,242,000$2,610,000$2,266,000$2,166,000$2,086,000$1,949,000$1,815,000$1,812,000$1,695,000$1,608,000$1,539,000$1,263,000$1,262,000$1,291,000$
Income Before Tax43,452,000$46,928,000$55,276,000$40,850,000$43,598,000$39,253,000$39,153,000$33,836,000$37,800,000$40,490,000$41,438,000$14,524,000$31,721,000$38,352,000$41,641,000$26,422,000$44,674,000$29,993,000$40,195,000$43,876,000$38,140,000$29,620,000$32,268,000$554,000$35,279,000$34,057,000$30,162,000$29,114,000$20,892,000$20,680,000$22,153,000$23,809,000$33,421,000$22,142,000$11,618,000$12,020,000$16,057,000$13,452,000$8,181,000$6,401,000$9,761,000$7,139,000$9,369,000$9,399,000$(2,147,000$)5,257,000$3,382,000$3,748,000$
Tax Expenses9,192,000$10,461,000$12,589,000$9,386,000$9,513,000$8,602,000$8,909,000$7,830,000$8,257,000$9,076,000$10,189,000$2,697,000$7,794,000$9,115,000$8,886,000$5,834,000$8,344,000$7,049,000$8,785,000$10,157,000$8,793,000$6,992,000$7,188,000$(155,000$)8,103,000$8,452,000$6,909,000$6,409,000$4,930,000$4,358,000$5,189,000$5,782,000$20,374,000$7,926,000$3,942,000$4,094,000$5,286,000$4,319,000$2,849,000$2,435,000$3,725,000$2,698,000$3,564,000$3,540,000$(630,000$)2,261,000$1,464,000$1,449,000$
Net Income34,260,000$36,467,000$42,687,000$31,464,000$34,085,000$30,651,000$30,244,000$26,006,000$29,543,000$31,414,000$31,249,000$11,827,000$23,927,000$29,237,000$32,755,000$20,588,000$36,330,000$22,944,000$31,410,000$33,719,000$29,347,000$22,628,000$25,080,000$709,000$27,176,000$25,605,000$23,253,000$22,705,000$15,962,000$16,322,000$16,964,000$18,027,000$13,047,000$14,216,000$7,676,000$7,926,000$10,771,000$9,133,000$5,332,000$3,966,000$6,036,000$4,441,000$5,805,000$5,859,000$(1,517,000$)2,996,000$1,918,000$2,299,000$
Profit Margin16.86%23.19%28.20%22.36%25.65%23.52%23.89%20.71%23.05%22.91%21.04%7.70%17.42%28.01%33.22%22.40%39.93%25.39%38.72%40.01%35.05%28.13%30.48%.91%34.78%34.19%31.55%30.85%21.96%25.56%26.96%29.05%17.43%24.86%14.05%16.49%22.75%19.25%12.22%10.19%16.18%11.92%16.82%17.75%(4.74%)12.63%8.48%10.55%
TTM22.20%24.85%25.01%23.83%23.47%22.80%22.65%21.92%18.34%17.07%17.70%19.79%24.64%30.82%30.29%31.40%35.88%34.59%35.53%33.49%23.98%23.72%25.09%25.19%32.88%29.68%27.56%26.35%25.72%24.41%24.22%21.29%18.26%19.58%17.98%17.78%16.46%14.62%12.58%13.68%15.58%10.67%10.67%8.31%5.69%10.03%57.00%58.19%
Earnings to Minority
Earnings to Common Shareholders34,260,000$36,467,000$42,687,000$31,464,000$34,085,000$30,651,000$30,244,000$26,006,000$29,543,000$31,414,000$31,249,000$11,827,000$23,927,000$29,237,000$32,755,000$20,588,000$36,330,000$22,944,000$31,410,000$33,719,000$29,347,000$22,628,000$25,080,000$709,000$27,176,000$25,605,000$23,253,000$22,705,000$15,962,000$16,322,000$16,964,000$18,027,000$13,047,000$14,216,000$7,676,000$7,926,000$10,771,000$9,133,000$5,332,000$3,966,000$6,036,000$4,441,000$5,805,000$5,859,000$(1,517,000$)2,996,000$1,918,000$2,299,000$
QoQ%(6.05%)(14.57%)35.67%(7.69%)11.20%1.35%16.30%(11.97%)(5.96%).53%164.22%(50.57%)(18.16%)(10.74%)59.10%(43.33%)58.34%(26.95%)(6.85%)14.90%29.69%(9.78%)3,437.38%(97.39%)6.14%10.12%2.41%42.24%(2.21%)(3.78%)(5.90%)38.17%(8.22%)85.20%(3.15%)(26.41%)17.94%71.29%34.44%(34.29%)35.92%(23.50%)(.92%)486.22%(150.63%)56.20%(16.57%)290.99%
YoY%.51%18.98%41.14%20.99%15.37%(2.43%)(3.22%)119.89%23.47%7.45%(4.60%)(42.55%)(34.14%)27.43%4.28%(38.94%)23.80%1.40%25.24%4,655.85%7.99%(11.63%)7.86%(96.88%)70.25%56.87%37.07%25.95%22.34%14.81%121.00%127.44%21.13%55.66%43.96%99.85%78.45%105.65%(8.15%)(32.31%)497.89%48.23%202.66%154.85%(357.99%)(93.22%)(4.91%)107.68%
Earnings Per Share, Basic0.35$0.42$0.50$0.37$0.41$0.36$0.36$0.31$0.35$0.37$0.37$0.15$0.34$0.48$0.53$0.34$0.62$0.40$0.57$0.61$0.53$0.42$0.47$0.01$0.53$0.50$0.45$0.44$0.32$0.35$0.36$0.38$0.29$0.33$0.18$0.20$0.29$0.24$0.14$0.11$0.18$0.13$0.18$0.18$(0.05$)0.12$0.07$0.09$
Earnings Per Share, Diluted0.35$0.42$0.50$0.37$0.40$0.36$0.36$0.30$0.35$0.37$0.37$0.15$0.33$0.47$0.53$0.33$0.62$0.40$0.56$0.60$0.53$0.42$0.47$0.01$0.52$0.49$0.45$0.44$0.31$0.34$0.35$0.38$0.28$0.32$0.18$0.20$0.28$0.24$0.14$0.11$0.18$0.13$0.17$0.18$(0.05$)0.12$0.07$0.09$
Unlevered FCF Per Share, Basic0.56$0.35$0.85$0.37$0.54$0.63$0.67$0.29$0.35$0.74$0.53$0.16$0.68$0.80$0.71$0.89$0.85$0.40$0.62$0.85$0.77$(0.23$)0.11$0.48$0.82$0.50$0.57$0.39$0.89$0.49$0.62$0.69$0.01$0.22$0.43$0.52$
Unlevered FCF Per Share, Diluted0.56$0.35$0.85$0.36$0.53$0.63$0.67$0.29$0.35$0.73$0.53$0.16$0.68$0.79$0.71$0.88$0.85$0.40$0.62$0.84$0.76$(0.22$)0.11$0.47$0.81$0.50$0.56$0.39$0.87$0.48$0.61$0.68$0.01$0.22$0.42$0.51$
Average Shares, Basic96,934,00086,619,00084,903,00084,648,00083,785,00084,434,00084,341,00084,908,00084,885,00085,142,00085,022,00080,151,00070,850,00061,442,00061,409,00061,127,00058,504,00057,148,00055,421,00055,271,00055,242,00053,978,00052,985,00051,803,00051,518,00051,473,00051,446,00051,359,00050,554,00047,205,00047,165,00046,952,00045,620,31643,151,24842,841,15238,839,28437,619,27837,549,80437,470,07134,848,87534,126,68033,907,17832,978,00632,971,44432,951,77425,887,59125,826,82525,489,630
Average Shares, Diluted98,132,00087,425,00085,479,00085,388,00085,005,00085,069,00084,816,00085,270,00085,397,00085,666,00085,536,00080,717,00071,468,00061,961,00061,923,00061,704,00058,814,00057,645,00055,901,00055,992,00055,827,00054,301,00053,308,00052,284,00052,190,00051,935,00051,952,00052,039,00051,301,00048,029,00047,974,00047,688,00046,552,77243,792,10843,556,28539,498,83538,267,80338,169,86338,141,55035,452,96834,414,01834,193,54033,233,50833,135,61833,186,99126,025,69325,998,12125,656,775
EBIT124,885,000$116,172,000$121,759,000$106,588,000$113,724,000$116,703,000$114,537,000$104,464,000$103,836,000$101,030,000$88,758,000$41,363,000$39,121,000$41,472,000$43,743,000$28,132,000$46,327,000$31,878,000$42,156,000$46,596,000$42,030,000$34,257,000$38,218,000$10,369,000$45,805,000$45,934,000$42,263,000$40,815,000$30,966,000$28,272,000$28,655,000$29,524,000$38,539,000$26,472,000$14,860,000$14,630,000$18,323,000$15,618,000$10,267,000$8,350,000$11,576,000$8,951,000$11,064,000$11,007,000$(608,000$)6,520,000$4,644,000$5,039,000$
EBITDA124,885,000$116,172,000$121,759,000$106,588,000$113,724,000$116,703,000$114,537,000$104,464,000$103,836,000$101,030,000$88,758,000$41,363,000$39,121,000$41,472,000$43,743,000$28,132,000$46,327,000$31,878,000$42,156,000$46,596,000$42,030,000$34,257,000$38,218,000$10,369,000$45,805,000$45,934,000$42,263,000$40,815,000$30,966,000$28,272,000$28,655,000$29,524,000$38,539,000$26,472,000$14,860,000$14,630,000$18,323,000$15,618,000$10,267,000$8,350,000$11,576,000$8,951,000$11,064,000$11,007,000$(608,000$)6,520,000$4,644,000$5,039,000$