RYVYL Inc. (RVYL)
Q2-CY2026Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-30
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014
Total Revenue2,793,000$2,786,000$2,783,000$15,133,000$2,681,000$2,832,000$2,972,000$16,774,000$22,249,000$17,480,000$14,849,000$11,291,000$4,749,441$2,988,680$3,056,271$2,292,859$187,205$(433,311$)14,793,117$3,309,747$967,998$604,873$305,935$114,925$0$0$288,160$460,300$388,700$547,500$198,500$714,522$255,000$1,121,914$216,000$330,000$451,418$1,495,400$412,532$269,500$
QoQ%.25%.11%(81.61%)464.45%(5.33%)(4.71%)(82.28%)(24.61%)27.28%17.72%31.51%58.91%(2.21%)33.30%1,124.79%143.20%(102.93%)346.96%241.92%60.03%97.71%166.20%.00%.00%(100.00%)(37.40%)18.42%(29.01%)175.82%(72.22%)180.21%(77.27%)419.41%(34.55%)(26.90%)(69.81%)262.49%53.07%(56.01%)
YoY%4.18%(1.62%)(6.36%)(9.78%)(87.95%)(83.80%)(79.99%)48.56%2,437.03%789.73%(79.34%)(30.72%)(80.66%)(171.64%)4,735.38%2,779.92%.00%.00%6.17%(75.03%)(100.00%)(100.00%)45.17%(35.58%)52.43%(51.20%)(8.10%)116.52%(43.51%)(24.98%)(47.64%)22.45%(26.31%)481.87%(51.75%)305.46%
Cost Of Revenue1,467,000$1,393,000$1,564,000$8,418,000$1,634,000$1,765,000$1,846,000$9,743,000$14,454,000$10,800,000$8,725,000$6,178,000$1,593,771$1,321,304$1,845,295$1,411,683$247,305$488,585$6,834,198$3,041,064$727,291$420,366$232,251$17,922$0$0$0$0$252,000$137,500$64,000$510,797$105,000$758,957$76,800$86,000$236,000$1,232,240$166,525$157,500$
Gross Profit1,326,000$1,393,000$1,219,000$6,715,000$1,047,000$1,067,000$1,126,000$7,031,000$7,795,000$6,680,000$6,124,000$5,113,000$3,155,670$1,667,376$1,210,976$881,176$(60,100$)(9,556,589$)7,958,919$268,683$240,707$184,507$(41,241$)97,003$0$0$0$0$136,700$410,000$134,500$203,725$150,000$362,957$139,200$244,000$215,418$263,160$246,007$112,000$
Gross Margin47.48%50.00%43.80%44.37%39.05%37.68%37.89%41.92%35.04%38.22%41.24%45.28%66.44%55.79%39.62%38.43%(32.10%)2,205.48%53.80%8.12%24.87%30.50%(13.48%)84.41%83.08%(46.64%).00%.00%35.17%74.89%67.76%28.51%58.82%32.35%64.44%73.94%47.72%17.60%59.63%41.56%
Operating Expenses4,978,000$3,204,000$4,505,000$7,563,000$7,809,000$4,731,000$14,469,000$8,937,000$10,627,000$9,044,000$9,652,000$8,793,000$12,518,701$5,157,809$1,456,377$1,124,819$1,064,749$(4,205,570$)6,939,212$1,174,498$615,069$597,305$518,910$502,694$332,815$136,298$2,812$0$136,456$173,869$251,946$195,154$163,810$251,837$155,730$129,010$71,525$197,651$65,271$51,076$
Operating Income(3,652,000$)(1,811,000$)(3,286,000$)(848,000$)(6,762,000$)(3,664,000$)(13,343,000$)(1,906,000$)(2,832,000$)(2,364,000$)(3,528,000$)(3,680,000$)(9,363,031$)(3,490,433$)(245,401$)(243,643$)(1,124,849$)(5,351,019$)1,019,707$(905,815$)(374,362$)(412,798$)(560,151$)(405,691$)(332,815$)(136,298$)(2,812$)0$244$236,131$(117,446$)8,571$(13,810$)111,120$(16,530$)114,990$143,893$65,509$180,736$60,924$
Operating Margin(130.76%)(65.00%)(118.07%)(5.60%)(252.22%)(129.38%)(448.96%)(11.36%)(12.73%)(13.52%)(23.76%)(32.59%)(197.14%)(116.79%)(8.03%)(10.63%)(600.87%)1,234.91%6.89%(27.37%)(38.67%)(68.25%)(183.10%)(353.01%)31.40%20.13%(.98%).00%.06%43.13%(59.17%)1.20%(5.42%)9.91%(7.65%)34.85%31.88%4.38%43.81%22.61%
Interest Income3,544$2,731$0$0$
Interest Expenses8,000$32,000$523,000$1,229,000$372,000$345,000$125,000$28,000$30,000$65,000$1,517,000$1,729,000$594,258$0$48,931$30,659$288,590$433,311$0$24,738$150,215$13,892$7,082$84,270$1,578$0$0$0$9,241$6,079$5,870$5,214$4,965$6,420$6,648$3,925$4,250$6,347$7,376$8,609$
Income Before Tax(4,397,000$)(1,953,000$)(3,676,000$)(2,273,000$)(8,303,000$)(5,832,000$)(14,271,000$)(2,499,000$)(29,852,000$)(2,988,000$)(12,001,000$)(7,974,000$)(13,329,432$)(4,218,032$)(489,810$)4,942,302$(5,241,840$)(3,300,759$)1,259,728$(1,342,544$)(1,300,995$)(426,689$)(567,233$)(489,961$)181,485$50,642$44,098$81,702$(8,997$)218,614$(123,316$)3,357$(3,775$)104,700$(23,178$)111,065$139,643$(159,365$)173,360$52,315$
Tax Expenses13,000$0$164,000$483,000$(226,000$)450,000$177,000$190,000$151,000$128,000$4,000$5,000$0$0$0$0$0$0$0$0$0$0$0$0$0$(60,890$)21,943$38,147$800$37,134$551$(1,462$)800$2,113$(9,950$)32,108$47,479$(3,567$)42,477$68,402$
Net Income(4,410,000$)(1,953,000$)(8,408,000$)(2,756,000$)(6,851,000$)(5,174,000$)(12,111,000$)(2,689,000$)(30,003,000$)(3,116,000$)(12,005,000$)(7,979,000$)(13,329,432$)(4,218,032$)(489,810$)4,942,302$(5,241,840$)(3,300,759$)1,259,728$(1,342,544$)(1,300,995$)(426,689$)(567,233$)(489,961$)(409,393$)(136,507$)(2,812$)0$(9,797$)181,480$(123,867$)4,819$(4,575$)102,587$(13,228$)78,957$92,164$(155,798$)130,883$(16,087$)
Profit Margin(157.90%)(70.10%)(302.12%)(18.21%)(255.54%)(182.70%)(407.50%)(16.03%)(134.85%)(17.83%)(80.85%)(70.67%)(280.65%)(141.13%)(16.03%)215.55%(2,800.05%)761.75%8.52%(40.56%)(134.40%)(70.54%)(185.41%)(426.33%)21.33%(4.89%)(.98%).00%(2.52%)33.15%(62.40%).67%(1.79%)9.14%(6.12%)23.93%20.42%(10.42%)31.73%(5.97%)
TTM(74.60%)(85.40%)(98.98%)(113.86%)(106.20%)(111.49%)(80.57%)(67.01%)(80.62%)(100.06%)(58.74%)(80.15%)(13.90%)(48.30%)(25.14%)(9.20%)(70.11%)(139.68%)(184.58%)(380.91%)(257.68%)(73.31%)(13.11%)10.02%3.00%2.85%3.37%(.92%)3.88%8.52%12.29%.08%5.44%1.95%1.30%6.14%15.30%
Earnings to Minority
Earnings to Common Shareholders(4,410,000$)(1,953,000$)(8,408,000$)(2,756,000$)(6,851,000$)(5,174,000$)(12,111,000$)(2,689,000$)(30,003,000$)(3,116,000$)(12,005,000$)(7,979,000$)(13,329,432$)(4,218,032$)(489,810$)4,942,302$(5,241,840$)(3,300,759$)1,259,728$(1,342,544$)(1,300,995$)(426,689$)(567,233$)(489,961$)(409,393$)(136,507$)(2,812$)0$(9,797$)181,480$(123,867$)4,819$(4,575$)102,587$(13,228$)78,957$92,164$(155,798$)130,883$(16,087$)
QoQ%(125.81%)76.77%(205.08%)59.77%(32.41%)57.28%(350.39%)91.04%(862.87%)74.04%(50.46%)(216.01%)(761.16%)(109.91%)194.29%(58.81%)(362.02%)193.83%(3.19%)(204.91%)24.78%(15.77%)(19.68%)(199.91%)(4,754.45%).00%100.00%(105.40%)246.51%(2,670.39%)205.33%(104.46%)875.53%(116.75%)(14.33%)159.16%(219.04%)913.60%(120.80%)
YoY%35.63%62.25%30.58%(2.49%)77.17%(66.05%)(.88%)66.30%(154.29%)(27.79%)(138.88%)468.13%(302.91%)(673.58%)322.08%(174.01%)(217.79%)(212.58%)(20,071.87%).00%(4,078.76%)(175.22%)97.73%(100.00%)(114.14%)76.90%(836.40%)(93.90%)(104.96%)165.85%(110.11%)590.81%19.14%(60.73%)(61.60%)36.77%
Earnings Per Share, Basic0.10$(0.07$)(0.80$)(0.33$)0.37$(0.76$)(1.88$)(0.45$)(0.60$)(2.33$)(0.38$)0.02$0.00$0.03$(0.18$)0.01$0.01$(0.01$)(0.01$)0.00$0.00$0.00$0.00$(0.01$)0.00$0.00$0.00$(0.01$)0.00$0.00$0.01$0.00$0.01$0.01$(0.01$)0.01$0.00$
Earnings Per Share, Diluted0.10$(0.07$)(0.80$)(0.33$)0.37$(0.76$)(1.88$)(0.45$)(0.60$)(2.33$)(0.38$)0.02$0.00$0.03$(0.18$)0.01$0.01$(0.01$)(0.01$)(0.01$)0.00$0.00$(0.03$)(0.01$)0.00$0.00$0.00$0.01$(0.01$)0.00$0.00$0.01$0.00$0.01$0.01$0.03$0.01$0.00$
Unlevered FCF Per Share, Basic0.37$(0.11$)1.17$(1.89$)(0.11$)2.41$(1.99$)2.59$0.84$1.31$(0.32$)0.02$0.00$0.00$0.01$0.00$(0.01$)0.01$0.00$0.00$0.00$0.00$0.00$(0.01$)0.00$0.01$(0.01$)(0.01$)0.00$0.00$0.00$(0.01$)0.01$0.01$0.00$0.01$(0.02$)
Unlevered FCF Per Share, Diluted0.36$(0.10$)1.17$(1.89$)(0.11$)2.41$(1.99$)2.59$0.84$1.31$(0.32$)0.02$0.00$0.00$0.01$0.00$(0.01$)0.01$0.00$(0.01$)0.00$(0.01$)(0.01$)(0.01$)0.00$0.01$(0.01$)0.02$(0.01$)0.00$0.00$0.00$(0.01$)0.01$0.01$0.00$0.01$(0.01$)
Average Shares, Basic-44,984,09828,546,84210,561,8938,265,255-18,474,0336,812,2486,438,4095,988,4245,231,5885,141,71034,917,106-260,346,144176,930,358173,898,20428,993,402-389,513,884168,492,966166,509,363166,390,363-122,019,249158,890,363158,890,363158,890,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,363
Average Shares, Diluted-46,234,29729,797,04110,561,8938,265,255-18,474,0336,812,2486,438,4095,988,4245,231,5885,141,71034,917,106-260,346,144176,930,358173,898,20428,993,402-389,513,884168,492,966166,509,363166,390,36341,473,443158,890,363139,842,67114,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,36314,445,363-6,100,73225,421,00019,230,592
EBIT(4,389,000$)(1,921,000$)(3,153,000$)(1,044,000$)(7,931,000$)(5,487,000$)(14,146,000$)(2,471,000$)(29,822,000$)(2,923,000$)(10,484,000$)(6,245,000$)(12,735,174$)(4,218,032$)(440,879$)4,972,961$(4,953,250$)(2,867,448$)1,259,728$(1,317,806$)(1,150,780$)(412,797$)(560,151$)(405,691$)183,063$50,642$44,098$81,702$244$224,693$(117,446$)8,571$1,190$111,120$(16,530$)114,990$143,893$(153,018$)180,736$60,924$
EBITDA(4,221,000$)(1,933,000$)(2,949,000$)(911,000$)(7,493,000$)(4,896,000$)(13,568,000$)(1,814,000$)(29,168,000$)(2,266,000$)(9,862,000$)(5,625,000$)(12,729,164$)(4,219,012$)(435,115$)4,978,677$(4,947,874$)(2,864,781$)1,264,624$(1,314,190$)(1,147,940$)(410,620$)(558,214$)(404,060$)183,926$50,642$44,098$81,702$244$224,693$(117,446$)8,571$1,190$111,120$(16,530$)114,990$143,893$(153,018$)180,736$60,924$