QCR HOLDINGS INC (QCRH)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Total Revenue107,019,000$101,450,000$84,197,000$76,878,000$91,829,000$152,577,000$150,635,000$141,907,000$159,977,000$135,161,000$130,897,000$120,059,000$115,256,000$100,362,000$90,987,000$66,695,000$75,005,000$86,319,000$68,199,000$71,054,000$81,868,000$88,849,000$77,276,000$64,178,000$82,781,000$76,723,000$71,246,000$64,095,000$67,983,000$58,640,000$49,711,000$48,087,745$47,592,803$40,542,168$39,235,786$38,628,853$39,262,271$37,240,136$30,675,685$30,324,532$29,121,709$29,543,798$27,511,846$28,123,508$27,967,408$26,958,315$26,449,589$25,782,052$
QoQ%5.49%20.49%9.52%(16.28%)(39.82%)1.29%6.15%(11.30%)18.36%3.26%9.03%4.17%14.84%10.30%36.42%(11.08%)(13.11%)26.57%(4.02%)(13.21%)(7.86%)14.98%20.41%(22.47%)7.90%7.69%11.16%(5.72%)15.93%17.96%3.38%1.04%17.39%3.33%1.57%(1.61%)5.43%21.40%1.16%4.13%(1.43%)7.39%(2.18%).56%3.74%1.92%2.59%(13.94%)
YoY%16.54%(33.51%)(44.11%)(45.83%)(42.60%)12.89%15.08%18.20%38.80%34.67%43.86%80.01%53.66%16.27%33.41%(6.14%)(8.38%)(2.85%)(11.75%)10.71%(1.10%)15.81%8.46%.13%21.77%30.84%43.32%33.29%42.84%44.64%26.70%24.49%21.22%8.87%27.91%27.39%34.82%26.05%11.50%7.83%4.13%9.59%4.02%9.08%(6.64%)(3.48%)(2.36%)8.60%
Cost Of Revenue5,499,000$4,305,000$4,043,000$4,234,000$5,149,000$3,484,000$5,496,000$2,969,000$5,199,000$3,806,000$3,606,000$3,928,000$0$0$11,200,000$(2,916,000$)(3,227,000$)0$0$6,713,000$7,080,000$20,342,000$19,915,000$8,367,000$979,000$2,012,000$1,941,000$2,134,000$1,612,000$6,206,000$2,301,000$2,540,000$2,255,381$2,086,436$2,022,993$2,105,109$2,599,345$1,607,986$1,197,850$2,072,985$1,176,516$1,635,263$2,348,665$1,710,456$3,647,636$1,063,323$1,001,879$1,094,162$
Gross Profit101,520,000$97,145,000$80,154,000$72,644,000$86,680,000$149,093,000$145,139,000$138,938,000$154,778,000$131,355,000$127,291,000$116,131,000$115,256,000$100,362,000$79,787,000$69,611,000$78,232,000$86,319,000$68,199,000$64,341,000$74,788,000$68,507,000$57,361,000$55,811,000$81,802,000$74,711,000$69,305,000$61,961,000$66,371,000$52,434,000$47,410,000$45,547,745$45,337,422$38,455,732$37,212,793$36,523,744$36,662,926$35,632,150$29,477,835$28,251,547$27,945,193$27,908,535$25,163,181$26,413,052$24,319,772$25,894,992$25,447,710$24,687,890$
Gross Margin94.86%95.76%95.20%94.49%94.39%97.72%96.35%97.91%96.75%97.18%97.25%96.73%100.00%100.00%87.69%104.37%104.30%100.00%100.00%90.55%91.35%77.11%74.23%86.96%98.82%97.38%97.28%96.67%97.63%89.42%95.37%94.72%95.26%94.85%94.84%94.55%93.38%95.68%96.10%93.16%95.96%94.47%91.46%93.92%86.96%96.06%96.21%95.76%
Operating Expenses62,852,000$56,587,000$49,583,000$46,539,000$53,499,000$53,565,000$49,888,000$50,690,000$60,938,000$51,081,000$49,727,000$48,785,000$49,697,000$47,746,000$54,248,000$38,325,000$39,412,000$41,387,000$35,675,000$37,228,000$46,364,000$40,838,000$33,122,000$31,415,000$46,294,000$39,945,000$36,560,000$32,435,000$36,410,000$30,500,000$26,370,000$25,863,000$31,351,204$23,395,747$21,404,629$21,273,117$22,307,178$24,480,483$17,743,753$16,954,498$15,873,423$15,947,091$24,136,229$17,235,279$16,874,440$16,305,756$16,089,374$16,160,408$
Operating Income
Operating Margin
Interest Income49,851,000$50,890,000$48,650,000$48,982,000$52,977,000$56,817,000$54,181,000$52,101,000$52,704,000$49,830,000$40,799,000$39,546,000$37,878,086$33,840,865$32,453,268$31,345,099$32,235,657$26,816,735$23,913,284$23,502,059$22,909,799$23,141,112$22,050,612$21,901,730$22,028,027$21,796,642$21,105,376$21,035,211$
Interest Expenses59,137,000$60,216,000$58,165,000$56,687,000$60,438,000$65,698,000$63,583,000$60,350,000$56,512,000$53,313,000$45,172,000$37,407,000$28,819,000$18,498,000$8,805,000$5,329,000$5,507,000$5,438,000$5,387,000$5,590,000$6,144,000$6,309,000$7,702,000$11,284,000$13,058,000$16,098,000$16,168,000$15,193,000$13,109,000$11,516,000$8,714,000$7,143,000$6,084,733$5,284,517$4,406,571$3,676,216$2,955,992$3,185,958$2,904,471$2,904,537$3,023,654$3,003,586$3,559,776$4,119,513$4,246,814$4,321,311$4,140,033$4,185,970$
Income Before Tax38,668,000$40,558,000$30,571,000$26,105,000$33,181,000$29,830,000$31,668,000$27,898,000$37,328,000$26,961,000$32,392,000$29,939,000$36,740,000$34,118,000$16,734,000$25,957,000$33,313,000$39,494,000$27,137,000$21,523,000$22,280,000$21,360,000$16,537,000$13,112,000$22,451,000$18,668,000$16,577,000$14,331,000$16,851,000$10,417,000$12,326,000$12,541,000$7,901,485$9,775,468$11,401,593$11,574,411$11,401,742$7,965,709$8,829,611$8,392,512$9,048,116$8,957,858$(2,498,229$)5,089,378$3,337,318$5,091,541$5,201,148$4,361,500$
Tax Expenses3,004,000$3,844,000$1,552,000$308,000$2,956,000$2,045,000$2,554,000$1,172,000$4,473,000$1,840,000$3,967,000$2,782,000$5,834,000$4,824,000$1,492,000$2,333,000$6,304,000$7,929,000$4,788,000$3,541,000$4,009,000$4,016,000$2,798,000$1,884,000$6,560,000$3,573,000$3,073,000$1,413,000$3,535,000$1,608,000$1,881,000$1,991,000$(2,000,105$)1,921,533$2,635,576$2,389,446$2,872,412$1,858,208$2,153,144$2,019,023$2,263,293$2,468,871$(1,974,411$)911,489$344,497$1,028,876$1,193,312$472,285$
Net Income35,664,000$36,714,000$29,019,000$25,797,000$30,225,000$27,785,000$29,114,000$26,726,000$32,855,000$25,121,000$28,425,000$27,157,000$30,906,000$29,294,000$15,242,000$23,624,000$27,009,000$31,565,000$22,349,000$17,982,000$18,271,000$17,344,000$13,739,000$11,228,000$15,891,000$15,095,000$13,504,000$12,918,000$13,316,000$8,809,000$10,445,000$10,550,000$9,902,083$7,853,935$8,766,017$9,184,965$8,529,330$6,107,501$6,676,467$6,373,489$6,784,823$6,488,987$(523,818$)4,177,889$2,992,821$4,062,665$4,007,836$3,889,215$
Profit Margin33.33%36.19%34.47%33.56%32.91%18.21%19.33%18.83%20.54%18.59%21.72%22.62%26.82%29.19%16.75%35.42%36.01%36.57%32.77%25.31%22.32%19.52%17.78%17.50%19.20%19.68%18.95%20.15%19.59%15.02%21.01%21.94%20.81%19.37%22.34%23.78%21.72%16.40%21.77%21.02%23.30%21.96%(1.90%)14.86%10.70%15.07%15.15%15.09%
TTM34.42%34.36%27.83%23.93%21.20%19.25%19.37%19.92%20.80%22.26%24.82%24.05%26.54%28.58%30.55%35.29%32.91%29.33%24.50%21.11%19.41%18.59%18.59%18.89%19.47%19.58%18.53%18.92%19.21%19.46%20.84%21.13%21.51%21.78%21.11%20.92%20.14%20.37%22.00%16.42%14.81%11.61%9.69%13.92%13.95%14.45%14.10%14.05%
Earnings to Minority181$493$373,869$708,008$
Earnings to Common Shareholders35,664,000$36,714,000$29,019,000$25,797,000$30,225,000$27,785,000$29,114,000$26,726,000$32,855,000$25,121,000$28,425,000$27,157,000$30,906,000$29,294,000$15,242,000$23,624,000$27,009,000$31,565,000$22,349,000$17,982,000$18,271,000$17,344,000$13,739,000$11,228,000$15,891,000$15,095,000$13,504,000$12,918,000$13,316,000$8,809,000$10,445,000$10,550,000$9,901,590$7,853,935$8,766,017$9,184,965$8,529,330$6,107,501$6,676,467$6,373,489$6,784,823$6,488,987$(523,818$)4,177,889$2,992,821$4,062,665$3,633,967$3,181,207$
QoQ%(2.86%)26.52%12.49%(14.65%)8.78%(4.57%)8.94%(18.66%)30.79%(11.62%)4.67%(12.13%)5.50%92.19%(35.48%)(12.53%)(14.43%)41.24%24.29%(1.58%)5.35%26.24%22.36%(29.34%)5.27%11.78%4.54%(2.99%)51.16%(15.66%)(1.00%)6.55%26.07%(10.41%)(4.56%)7.69%39.65%(8.52%)4.75%(6.06%)4.56%1,338.79%(112.54%)39.60%(26.33%)11.80%14.23%3.28%
YoY%18.00%32.14%(.33%)(3.48%)(8.01%)10.61%2.42%(1.59%)6.31%(14.25%)86.49%14.96%14.43%(7.20%)(31.80%)31.38%47.82%81.99%62.67%60.15%14.98%14.90%1.74%(13.08%)19.34%71.36%29.29%22.45%34.48%12.16%19.15%14.86%16.09%28.60%31.30%44.11%25.71%(5.88%)1,374.58%52.55%126.70%59.72%(114.41%)31.33%(2.84%)35.37%12.35%29.62%
Earnings Per Share, Basic2.13$2.17$1.71$1.53$1.79$1.65$1.73$1.59$1.96$1.50$1.70$1.62$1.83$1.73$0.88$1.51$1.73$2.02$1.41$1.14$1.16$1.10$0.87$0.71$1.01$0.96$0.86$0.82$0.85$0.56$0.75$0.76$0.72$0.60$0.67$0.70$0.65$0.47$0.54$0.54$0.58$0.55$(0.05$)0.52$0.38$0.51$0.46$0.40$
Earnings Per Share, Diluted2.12$2.16$1.71$1.52$1.78$1.64$1.72$1.58$1.95$1.49$1.69$1.60$1.81$1.71$0.87$1.49$1.71$1.99$1.39$1.12$1.14$1.09$0.86$0.70$0.99$0.94$0.85$0.81$0.84$0.55$0.73$0.74$0.70$0.58$0.65$0.68$0.64$0.46$0.53$0.53$0.56$0.55$(0.05$)0.52$0.37$0.50$0.45$0.40$
Unlevered FCF Per Share, Basic18.55$1.88$1.43$(0.75$)9.68$13.65$0.96$(0.56$)16.97$1.29$2.14$1.20$2.13$1.17$1.51$0.23$1.14$1.82$1.18$0.59$(1.21$)5.68$2.01$0.37$1.69$0.89$1.19$0.30$1.47$0.20$1.40$0.52$0.35$0.54$0.72$1.18$0.78$0.67$0.30$0.58$1.19$0.31$0.23$0.79$1.41$0.44$0.33$
Unlevered FCF Per Share, Diluted18.44$1.86$1.42$(0.74$)9.60$13.54$0.96$(0.56$)16.83$1.28$2.12$1.18$2.11$1.16$1.49$0.22$1.12$1.79$1.16$0.58$(1.20$)5.63$1.99$0.36$1.67$0.88$1.17$0.29$1.45$0.19$1.37$0.51$0.34$0.52$0.70$1.15$0.76$0.66$0.30$0.57$1.17$0.31$0.23$0.78$1.38$0.44$0.32$
Average Shares, Basic16,756,71616,919,78516,928,54216,900,78516,871,65416,846,20016,814,81416,783,34816,734,08216,717,30316,701,95016,776,28916,855,97216,900,96817,345,32415,625,11215,582,27815,635,12315,813,93215,803,64315,775,59615,767,15215,747,05615,796,79615,772,70115,739,43015,714,58815,693,34515,641,39915,625,12313,919,56513,888,66113,845,49713,151,35013,170,28313,133,38213,087,59413,066,77712,335,07711,793,62011,744,49711,713,9939,946,7447,975,9107,943,2777,931,9447,924,6247,901,035
Average Shares, Diluted16,858,68017,015,73017,006,28217,013,99217,024,48316,982,40016,921,85416,910,67516,875,95416,847,95116,799,52716,942,13217,047,97417,110,69117,549,10715,852,25615,838,24715,869,79816,045,23916,025,54815,980,17815,923,57815,895,33616,011,45616,033,04115,976,74215,938,37715,922,94015,898,58915,922,32414,232,42314,205,58414,208,92413,507,95513,516,59213,488,41713,323,88613,269,70312,516,47411,953,94912,079,24611,875,9309,946,7448,097,4448,060,1028,053,9858,050,5148,030,043
EBIT97,805,000$100,774,000$88,736,000$82,792,000$93,619,000$95,528,000$95,251,000$88,248,000$93,840,000$80,274,000$77,564,000$67,346,000$65,559,000$52,616,000$25,539,000$31,286,000$38,820,000$44,932,000$32,524,000$27,113,000$28,424,000$27,669,000$24,239,000$24,396,000$35,509,000$34,766,000$32,745,000$29,524,000$29,960,000$21,933,000$21,040,000$19,684,000$13,986,218$15,059,985$15,808,164$15,250,627$14,357,734$11,151,667$11,734,082$11,297,049$12,071,770$11,961,444$1,061,547$9,208,891$7,584,132$9,412,852$9,341,181$8,547,470$
EBITDA97,805,000$100,774,000$88,736,000$82,792,000$93,619,000$95,528,000$95,251,000$88,248,000$93,840,000$80,274,000$77,564,000$67,346,000$65,559,000$52,616,000$25,539,000$31,286,000$38,820,000$44,932,000$32,524,000$27,113,000$28,424,000$27,669,000$24,239,000$24,396,000$35,509,000$34,766,000$32,745,000$29,524,000$29,960,000$21,933,000$21,040,000$19,684,000$13,986,218$15,059,985$15,808,164$15,250,627$14,357,734$11,151,667$11,734,082$11,297,049$12,071,770$11,961,444$1,061,547$9,208,891$7,584,132$9,412,852$9,341,181$8,547,470$