PNC FINANCIAL SERVICES GROUP, INC. (PNC)
Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014Q4-CY2013
Balance Sheet Date2025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-312013-Dec-31
Fiscal PeriodQ3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014Q4-FY2013
Total Revenue5,915,000,000$5,661,000,000$5,452,000,000$5,567,000,000$5,432,000,000$5,411,000,000$5,145,000,000$5,361,000,000$5,233,000,000$5,293,000,000$5,603,000,000$5,763,000,000$5,549,000,000$5,116,000,000$4,692,000,000$5,127,000,000$5,197,000,000$4,667,000,000$4,220,000,000$4,208,000,000$4,281,000,000$4,076,000,000$4,336,000,000$4,321,000,000$4,493,000,000$4,439,000,000$4,286,000,000$3,398,000,000$4,357,000,000$4,324,000,000$4,111,000,000$4,260,000,000$4,125,000,000$4,060,000,000$3,884,000,000$3,874,000,000$3,829,000,000$3,794,000,000$3,665,000,000$3,853,000,000$3,775,000,000$3,866,000,000$3,731,000,000$3,947,000,000$3,841,000,000$3,810,000,000$3,777,000,000$4,073,000,000$
QoQ%4.49%3.83%(2.07%)2.49%.39%5.17%(4.03%)2.45%(1.13%)(5.53%)(2.78%)3.86%8.46%9.04%(8.48%)(1.35%)11.36%10.59%.29%(1.71%)5.03%(6.00%).35%(3.83%)1.22%3.57%26.13%(22.01%).76%5.18%(3.50%)3.27%1.60%4.53%.26%1.18%.92%3.52%(4.88%)2.07%(2.35%)3.62%(5.47%)2.76%.81%.87%(7.27%)3.90%
YoY%8.89%4.62%5.97%3.84%3.80%2.23%(8.17%)(6.98%)(5.70%)3.46%19.42%12.41%6.77%9.62%11.19%21.84%21.40%14.50%(2.68%)(2.62%)(4.72%)(8.18%)1.17%27.16%3.12%2.66%4.26%(20.24%)5.62%6.50%5.84%9.96%7.73%7.01%5.98%.55%1.43%(1.86%)(1.77%)(2.38%)(1.72%)1.47%(1.22%)(3.09%)(2.02%)(6.25%)(4.50%).10%
Cost Of Revenue0$0$0$0$0$0$0$0$0$189,000,000$229,000,000$0$241,000,000$(10,000,000$)(172,000,000$)(362,000,000$)(229,000,000$)206,000,000$(502,000,000$)(164,000,000$)(23,000,000$)2,220,000,000$952,000,000$221,000,000$183,000,000$180,000,000$189,000,000$148,000,000$88,000,000$80,000,000$92,000,000$125,000,000$130,000,000$98,000,000$88,000,000$67,000,000$87,000,000$127,000,000$152,000,000$74,000,000$81,000,000$46,000,000$54,000,000$52,000,000$55,000,000$72,000,000$94,000,000$113,000,000$
Gross Profit5,915,000,000$5,661,000,000$5,452,000,000$5,567,000,000$5,432,000,000$5,411,000,000$5,145,000,000$5,361,000,000$5,233,000,000$5,104,000,000$5,374,000,000$5,763,000,000$5,308,000,000$5,126,000,000$4,864,000,000$5,489,000,000$5,426,000,000$4,461,000,000$4,722,000,000$4,372,000,000$4,304,000,000$1,856,000,000$3,384,000,000$4,100,000,000$4,310,000,000$4,259,000,000$4,097,000,000$3,250,000,000$4,269,000,000$4,244,000,000$4,019,000,000$4,135,000,000$3,995,000,000$3,962,000,000$3,796,000,000$3,807,000,000$3,742,000,000$3,667,000,000$3,513,000,000$3,779,000,000$3,694,000,000$3,820,000,000$3,677,000,000$3,895,000,000$3,786,000,000$3,738,000,000$3,683,000,000$3,960,000,000$
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%96.43%95.91%100.00%95.66%100.20%103.67%107.06%104.41%95.59%111.90%103.90%100.54%45.54%78.04%94.89%95.93%95.95%95.59%95.64%97.98%98.15%97.76%97.07%96.85%97.59%97.73%98.27%97.73%96.65%95.85%98.08%97.85%98.81%98.55%98.68%98.57%98.11%97.51%97.23%
Operating Expenses3,461,000,000$3,383,000,000$3,387,000,000$3,506,000,000$3,327,000,000$3,357,000,000$3,334,000,000$4,074,000,000$3,245,000,000$3,372,000,000$3,321,000,000$3,474,000,000$3,280,000,000$3,244,000,000$3,172,000,000$3,791,000,000$3,587,000,000$3,050,000,000$2,574,000,000$2,708,000,000$2,531,000,000$2,515,000,000$2,543,000,000$2,762,000,000$2,623,000,000$2,611,000,000$2,578,000,000$2,577,000,000$2,608,000,000$2,584,000,000$2,527,000,000$3,061,000,000$2,456,000,000$2,479,000,000$2,402,000,000$2,441,000,000$2,394,000,000$2,360,000,000$2,281,000,000$2,396,000,000$2,352,000,000$2,366,000,000$2,349,000,000$2,539,000,000$2,357,000,000$2,328,000,000$2,264,000,000$2,514,000,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses2,879,000,000$2,715,000,000$2,654,000,000$2,971,000,000$3,412,000,000$3,266,000,000$3,236,000,000$3,099,000,000$2,785,000,000$2,434,000,000$2,074,000,000$1,425,000,000$657,000,000$230,000,000$110,000,000$113,000,000$119,000,000$120,000,000$135,000,000$152,000,000$192,000,000$328,000,000$689,000,000$846,000,000$999,000,000$999,000,000$953,000,000$878,000,000$757,000,000$669,000,000$557,000,000$480,000,000$450,000,000$416,000,000$360,000,000$323,000,000$313,000,000$316,000,000$309,000,000$266,000,000$279,000,000$253,000,000$247,000,000$240,000,000$224,000,000$227,000,000$215,000,000$213,000,000$
Income Before Tax2,287,000,000$2,024,000,000$1,846,000,000$1,905,000,000$1,862,000,000$1,819,000,000$1,656,000,000$1,055,000,000$1,859,000,000$1,775,000,000$2,047,000,000$1,881,000,000$2,028,000,000$1,836,000,000$1,728,000,000$1,663,000,000$1,813,000,000$1,315,000,000$2,197,000,000$1,754,000,000$1,698,000,000$(902,000,000$)879,000,000$1,338,000,000$1,436,000,000$1,424,000,000$1,519,000,000$673,000,000$1,661,000,000$1,660,000,000$1,492,000,000$1,074,000,000$1,539,000,000$1,483,000,000$1,394,000,000$1,366,000,000$1,348,000,000$1,307,000,000$1,232,000,000$1,383,000,000$1,342,000,000$1,454,000,000$1,328,000,000$1,356,000,000$1,429,000,000$1,410,000,000$1,419,000,000$1,446,000,000$
Tax Expenses465,000,000$381,000,000$347,000,000$278,000,000$357,000,000$342,000,000$312,000,000$172,000,000$289,000,000$275,000,000$353,000,000$333,000,000$388,000,000$340,000,000$299,000,000$357,000,000$323,000,000$212,000,000$371,000,000$298,000,000$166,000,000$(158,000,000$)120,000,000$195,000,000$255,000,000$239,000,000$248,000,000$110,000,000$261,000,000$304,000,000$253,000,000$(1,017,000,000$)413,000,000$386,000,000$320,000,000$319,000,000$342,000,000$318,000,000$289,000,000$361,000,000$269,000,000$410,000,000$324,000,000$299,000,000$391,000,000$358,000,000$359,000,000$372,000,000$
Net Income1,822,000,000$1,643,000,000$1,499,000,000$1,627,000,000$1,505,000,000$1,477,000,000$1,344,000,000$883,000,000$1,570,000,000$1,500,000,000$1,694,000,000$1,548,000,000$1,640,000,000$1,496,000,000$1,429,000,000$1,306,000,000$1,490,000,000$1,103,000,000$1,826,000,000$1,456,000,000$1,532,000,000$3,655,000,000$915,000,000$1,381,000,000$1,392,000,000$1,374,000,000$1,271,000,000$1,351,000,000$1,400,000,000$1,356,000,000$1,239,000,000$2,091,000,000$1,126,000,000$1,097,000,000$1,074,000,000$1,047,000,000$1,006,000,000$989,000,000$943,000,000$1,022,000,000$1,073,000,000$1,044,000,000$1,004,000,000$1,057,000,000$1,038,000,000$1,052,000,000$1,060,000,000$1,074,000,000$
Profit Margin30.80%29.02%27.49%29.23%27.71%27.30%26.12%16.47%30.00%28.34%30.23%26.86%29.56%29.24%30.46%25.47%28.67%23.63%43.27%34.60%35.79%89.67%21.10%31.96%30.98%30.95%29.66%39.76%32.13%31.36%30.14%49.09%27.30%27.02%27.65%27.03%26.27%26.07%25.73%26.53%28.42%27.01%26.91%26.78%27.02%27.61%28.07%26.37%
TTM29.17%28.37%27.94%27.62%24.40%24.94%25.19%26.28%28.83%28.74%28.95%28.94%28.66%28.42%27.07%29.80%32.12%34.05%50.46%44.72%43.98%42.63%28.78%30.89%32.43%32.74%32.86%33.02%35.69%34.55%33.54%33.00%27.25%27.00%26.76%26.28%26.15%26.69%26.93%27.21%27.27%26.93%27.08%27.36%27.25%27.05%27.01%26.31%
Earnings to Minority14,000,000$16,000,000$18,000,000$17,000,000$15,000,000$18,000,000$14,000,000$19,000,000$16,000,000$17,000,000$17,000,000$20,000,000$16,000,000$15,000,000$21,000,000$13,000,000$16,000,000$12,000,000$10,000,000$69,000,000$13,000,000$7,000,000$7,000,000$14,000,000$13,000,000$12,000,000$10,000,000$14,000,000$11,000,000$10,000,000$10,000,000$11,000,000$12,000,000$10,000,000$17,000,000$22,000,000$18,000,000$23,000,000$19,000,000$14,000,000$18,000,000$4,000,000$1,000,000$21,000,000$1,000,000$3,000,000$(2,000,000$)13,000,000$
Earnings to Common Shareholders1,723,000,000$1,532,000,000$1,399,000,000$1,505,000,000$1,396,000,000$1,355,000,000$1,240,000,000$740,000,000$1,440,000,000$1,347,000,000$1,599,000,000$1,401,000,000$1,550,000,000$1,402,000,000$1,355,000,000$1,214,000,000$1,408,000,000$1,037,000,000$1,750,000,000$1,387,000,000$1,447,000,000$(808,000,000$)685,000,000$1,068,000,000$1,099,000,000$1,113,000,000$1,192,000,000$491,000,000$1,319,000,000$1,285,000,000$1,160,000,000$2,015,000,000$1,045,000,000$1,026,000,000$967,000,000$975,000,000$917,000,000$917,000,000$853,000,000$950,000,000$991,000,000$992,000,000$931,000,000$986,000,000$963,000,000$998,000,000$989,000,000$1,006,000,000$
QoQ%12.47%9.51%(7.04%)7.81%3.03%9.27%67.57%(48.61%)6.90%(15.76%)14.13%(9.61%)10.56%3.47%11.61%(13.78%)35.78%(40.74%)26.17%(4.15%)279.08%(217.96%)(35.86%)(2.82%)(1.26%)(6.63%)142.77%(62.78%)2.65%10.78%(42.43%)92.82%1.85%6.10%(.82%)6.33%.00%7.50%(10.21%)(4.14%)(.10%)6.55%(5.58%)2.39%(3.51%).91%(1.69%)5.78%
YoY%23.42%13.06%12.82%103.38%(3.06%).59%(22.45%)(47.18%)(7.10%)(3.92%)18.01%15.40%10.09%35.20%(22.57%)(12.47%)(2.70%)228.34%155.47%29.87%31.67%(172.60%)(42.53%)117.52%(16.68%)(13.39%)2.76%(75.63%)26.22%25.24%19.96%106.67%13.96%11.89%13.37%2.63%(7.47%)(7.56%)(8.38%)(3.65%)2.91%(.60%)(5.87%)(1.99%)1.26%(5.22%)7.04%55.25%
Earnings Per Share, Basic4.35$3.86$3.52$3.79$3.50$3.39$3.10$1.84$3.60$3.36$3.99$3.47$3.78$3.39$3.23$2.86$3.31$2.43$4.11$3.25$3.40$(1.90$)1.60$2.44$2.48$2.47$2.62$1.07$2.84$2.74$2.45$4.25$2.18$2.12$1.99$2.00$1.87$1.85$1.70$1.88$1.94$1.92$1.79$1.89$1.82$1.88$1.86$1.90$
Earnings Per Share, Diluted4.35$3.86$3.52$3.76$3.49$3.39$3.10$1.85$3.60$3.36$3.98$3.47$3.78$3.39$3.23$2.86$3.31$2.43$4.11$3.26$3.40$(1.90$)1.59$2.43$2.47$2.46$2.61$1.06$2.82$2.72$2.44$4.19$2.16$2.10$1.97$1.97$1.85$1.82$1.68$1.86$1.91$1.89$1.76$1.85$1.79$1.85$1.83$1.88$
Unlevered FCF Per Share, Basic6.71$3.73$(1.28$)4.53$8.24$2.59$4.40$12.10$0.29$8.12$4.68$10.01$8.28$6.36$(2.35$)8.22$3.58$3.31$1.83$4.53$0.92$7.11$(1.62$)7.11$1.36$4.97$3.08$4.64$2.50$3.45$6.18$1.82$5.21$1.30$3.26$2.47$
Unlevered FCF Per Share, Diluted6.71$3.73$(1.28$)4.50$8.22$2.59$4.40$12.13$0.29$8.12$4.67$10.01$8.28$6.36$(2.35$)8.22$3.58$3.31$1.83$4.54$0.92$7.11$(1.62$)7.10$1.36$4.96$3.07$4.60$2.49$3.43$6.14$1.80$5.17$1.29$3.23$2.44$
Average Shares, Basic396,000,000397,000,000398,000,000397,000,000399,000,000400,000,000400,000,000402,000,000400,000,000401,000,000401,000,000404,000,000410,000,000414,000,000420,000,000425,000,000426,000,000427,000,000426,000,000427,000,000426,000,000426,000,000429,000,000438,000,000444,000,000451,000,000455,000,000461,000,000465,000,000469,000,000473,000,000474,000,000479,000,000484,000,000487,000,000488,000,000490,000,000497,000,000501,000,000506,000,000512,000,000517,000,000521,000,000523,000,000529,000,000532,000,000532,000,000529,000,000
Average Shares, Diluted396,000,000397,000,000398,000,000400,000,000400,000,000400,000,000400,000,000401,000,000400,000,000401,000,000402,000,000404,000,000410,000,000414,000,000420,000,000425,000,000426,000,000427,000,000426,000,000426,000,000426,000,000426,000,000430,000,000439,000,000445,000,000452,000,000456,000,000465,000,000467,000,000472,000,000476,000,000481,000,000483,000,000488,000,000492,000,000494,000,000496,000,000503,000,000507,000,000510,000,000520,000,000525,000,000529,000,000533,000,000537,000,000539,000,000539,000,000535,000,000
EBIT5,166,000,000$4,739,000,000$4,500,000,000$4,876,000,000$5,274,000,000$5,085,000,000$4,892,000,000$4,154,000,000$4,644,000,000$4,209,000,000$4,121,000,000$3,306,000,000$2,685,000,000$2,066,000,000$1,838,000,000$1,776,000,000$1,932,000,000$1,435,000,000$2,332,000,000$1,906,000,000$1,890,000,000$(574,000,000$)1,568,000,000$2,184,000,000$2,435,000,000$2,423,000,000$2,472,000,000$1,551,000,000$2,418,000,000$2,329,000,000$2,049,000,000$1,554,000,000$1,989,000,000$1,899,000,000$1,754,000,000$1,689,000,000$1,661,000,000$1,623,000,000$1,541,000,000$1,649,000,000$1,621,000,000$1,707,000,000$1,575,000,000$1,596,000,000$1,653,000,000$1,637,000,000$1,634,000,000$1,659,000,000$
EBITDA5,267,000,000$4,821,000,000$4,590,000,000$5,040,000,000$5,555,000,000$5,370,000,000$5,172,000,000$4,453,000,000$4,929,000,000$4,493,000,000$4,402,000,000$3,602,000,000$2,962,000,000$2,355,000,000$2,115,000,000$2,075,000,000$2,209,000,000$1,691,000,000$2,566,000,000$2,152,000,000$2,136,000,000$(323,000,000$)1,808,000,000$2,481,000,000$2,682,000,000$2,680,000,000$2,706,000,000$1,797,000,000$2,642,000,000$2,566,000,000$2,282,000,000$1,789,000,000$2,218,000,000$2,142,000,000$1,968,000,000$1,906,000,000$1,870,000,000$1,838,000,000$1,743,000,000$1,863,000,000$1,822,000,000$1,908,000,000$1,768,000,000$1,812,000,000$1,847,000,000$1,822,000,000$1,815,000,000$1,843,000,000$