| nCino, Inc. (NCNO) |
| Q2-CY2026 | Q1-CY2026 | Q4-CY2025 | Q3-CY2025 | Q2-CY2025 | Q1-CY2025 | Q4-CY2024 | Q3-CY2024 | Q2-CY2024 | Q1-CY2024 | Q4-CY2023 | Q3-CY2023 | Q2-CY2023 | Q1-CY2023 | Q4-CY2022 | Q3-CY2022 | Q2-CY2022 | Q1-CY2022 | Q4-CY2021 | Q3-CY2021 | Q2-CY2021 | Q1-CY2021 | Q4-CY2020 | Q3-CY2020 | Q2-CY2020 | Q1-CY2020 | Q4-CY2019 | Q3-CY2019 | Q2-CY2019 | Q1-CY2019 | Q4-CY2018 | Q3-CY2018 | Q2-CY2018 | Q1-CY2018 | Q4-CY2017 | Q3-CY2017 | Q2-CY2017 | Q1-CY2017 | Q4-CY2016 | Q3-CY2016 | Q2-CY2016 | Q1-CY2016 | Q4-CY2015 | Q3-CY2015 | Q2-CY2015 | Q1-CY2015 | Q4-CY2014 | Q3-CY2014 | Q2-CY2014 |
| Balance Sheet Date | | 2026-Apr-30 | 2026-Jan-31 | 2025-Oct-31 | 2025-Jul-31 | 2025-Apr-30 | 2025-Jan-31 | 2024-Oct-31 | 2024-Jul-31 | 2024-Apr-30 | 2024-Jan-31 | 2023-Oct-31 | 2023-Jul-31 | 2023-Apr-30 | 2023-Jan-31 | 2022-Oct-31 | 2022-Jul-31 | 2022-Apr-30 | 2022-Jan-31 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Fiscal Period | | Q1-FY2027 | Q4-FY2026 | Q3-FY2026 | Q2-FY2026 | Q1-FY2026 | Q4-FY2025 | Q3-FY2025 | Q2-FY2025 | Q1-FY2025 | Q4-FY2024 | Q3-FY2024 | Q2-FY2024 | Q1-FY2024 | Q4-FY2023 | Q3-FY2023 | Q2-FY2023 | Q1-FY2023 | Q4-FY2022 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Total Revenue | | 159,414,000$ | 149,666,000$ | 152,163,000$ | 148,815,000$ | 144,137,000$ | 141,370,000$ | 138,797,000$ | 132,403,000$ | 128,087,000$ | 123,693,000$ | 121,942,000$ | 117,236,000$ | 113,672,000$ | 109,181,000$ | 105,296,000$ | 99,627,000$ | 94,211,000$ | 74,955,000$ | 70,036,000$ | 66,519,000$ | 62,355,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| QoQ% | | 6.51% | (1.64%) | 2.25% | 3.25% | 1.96% | 1.85% | 4.83% | 3.37% | 3.55% | 1.44% | 4.01% | 3.14% | 4.11% | 3.69% | 5.69% | 5.75% | 25.69% | 7.02% | 5.29% | 6.68% | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| YoY% | | 10.60% | 5.87% | 9.63% | 12.40% | 12.53% | 14.29% | 13.82% | 12.94% | 12.68% | 13.29% | 15.81% | 17.68% | 20.66% | 45.66% | 50.35% | 49.77% | 51.09% | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Cost Of Revenue | | 58,476,000$ | 57,750,000$ | 58,477,000$ | 60,690,000$ | 57,695,000$ | 57,013,000$ | 53,745,000$ | 53,931,000$ | 51,180,000$ | 49,210,000$ | 48,025,000$ | 48,047,000$ | 46,188,000$ | 44,927,000$ | 43,156,000$ | 41,221,000$ | 40,302,000$ | 31,285,000$ | 27,254,000$ | 26,575,000$ | 26,299,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Gross Profit | | 100,938,000$ | 91,916,000$ | 93,686,000$ | 88,125,000$ | 86,442,000$ | 84,357,000$ | 85,052,000$ | 78,472,000$ | 76,907,000$ | 74,483,000$ | 73,917,000$ | 69,189,000$ | 67,484,000$ | 64,254,000$ | 62,140,000$ | 58,406,000$ | 53,909,000$ | 43,670,000$ | 42,782,000$ | 39,944,000$ | 36,056,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Gross Margin | | 63.32% | 61.41% | 61.57% | 59.22% | 59.97% | 59.67% | 61.28% | 59.27% | 60.04% | 60.22% | 60.62% | 59.02% | 59.37% | 58.85% | 59.02% | 58.63% | 57.22% | 58.26% | 61.09% | 60.05% | 57.82% | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Operating Expenses | | 79,819,000$ | 89,096,000$ | 81,970,000$ | 97,421,000$ | 87,955,000$ | 90,095,000$ | 85,876,000$ | 86,378,000$ | 80,570,000$ | 77,668,000$ | 86,823,000$ | 83,983,000$ | 76,111,000$ | 87,586,000$ | 80,584,000$ | 83,412,000$ | 81,140,000$ | 73,661,000$ | 55,506,000$ | 53,112,000$ | 51,530,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Operating Income | | 21,119,000$ | 2,820,000$ | 11,716,000$ | (9,296,000$) | (1,513,000$) | (5,738,000$) | (824,000$) | (7,906,000$) | (3,663,000$) | (3,185,000$) | (12,906,000$) | (14,794,000$) | (8,627,000$) | (23,332,000$) | (18,444,000$) | (25,006,000$) | (27,231,000$) | (29,991,000$) | (12,724,000$) | (13,168,000$) | (15,474,000$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Operating Margin | | 13.25% | 1.88% | 7.70% | (6.25%) | (1.05%) | (4.06%) | (.59%) | (5.97%) | (2.86%) | (2.58%) | (10.58%) | (12.62%) | (7.59%) | (21.37%) | (17.52%) | (25.10%) | (28.90%) | (40.01%) | (18.17%) | (19.80%) | (24.82%) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Interest Income | | 366,000$ | 160,000$ | 339,000$ | 513,000$ | 417,000$ | 353,000$ | 482,000$ | 321,000$ | 605,000$ | 510,000$ | 685,000$ | 835,000$ | 537,000$ | 288,000$ | 87,000$ | 26,000$ | 2,000$ | 21,000$ | 57,000$ | 59,000$ | 57,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Interest Expenses | | | | | | | | | | 1,477,000$ | 858,000$ | 854,000$ | 1,044,000$ | 1,379,000$ | 958,000$ | 580,000$ | 631,000$ | 638,000$ | 537,000$ | 379,000$ | 330,000$ | 268,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Income Before Tax | | 16,671,000$ | 746,000$ | 7,920,000$ | (12,510,000$) | 10,551,000$ | (19,448,000$) | (1,563,000$) | (9,270,000$) | (5,279,000$) | (1,756,000$) | (15,395,000$) | (14,534,000$) | (10,251,000$) | (19,860,000$) | (21,848,000$) | (26,625,000$) | (29,440,000$) | (31,459,000$) | (13,301,000$) | (13,776,000$) | (15,418,000$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Tax Expenses | | 1,680,000$ | (8,044,000$) | (695,000$) | 1,209,000$ | 4,534,000$ | (3,871,000$) | 2,589,000$ | 1,753,000$ | (2,982,000$) | (3,130,000$) | 1,782,000$ | 1,545,000$ | 1,393,000$ | 1,912,000$ | 797,000$ | 799,000$ | 563,000$ | (24,863,000$) | 356,000$ | 487,000$ | 187,000$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Net Income | | 14,991,000$ | 8,790,000$ | 8,615,000$ | (13,719,000$) | 6,017,000$ | (15,577,000$) | (4,152,000$) | (11,023,000$) | (2,297,000$) | 1,374,000$ | (17,177,000$) | (16,079,000$) | (11,644,000$) | (21,772,000$) | (22,645,000$) | (27,424,000$) | (30,003,000$) | (6,596,000$) | (13,657,000$) | (14,263,000$) | (15,605,000$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Profit Margin | | 9.40% | 5.87% | 5.66% | (9.22%) | 4.18% | (11.02%) | (2.99%) | (8.33%) | (1.79%) | 1.11% | (14.09%) | (13.72%) | (10.24%) | (19.94%) | (21.51%) | (27.53%) | (31.85%) | (8.80%) | (19.50%) | (21.44%) | (25.03%) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| TTM | | 3.06% | 1.63% | (2.50%) | (4.79%) | (4.44%) | (6.11%) | (3.08%) | (5.75%) | (6.96%) | (9.13%) | (14.43%) | (16.20%) | (19.52%) | (24.94%) | (23.17%) | (22.93%) | (21.10%) | (18.30%) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Earnings to Minority | | 647,000$ | 172,000$ | (33,000$) | (74,000$) | 76,000$ | (63,000$) | (186,000$) | (58,000$) | (165,000$) | (241,000$) | (320,000$) | (268,000$) | (280,000$) | (211,000$) | (257,000$) | (307,000$) | (344,000$) | (310,000$) | (389,000$) | (403,000$) | (467,000$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Earnings to Common Shareholders | | 13,641,000$ | 8,336,000$ | 6,539,000$ | (15,257,000$) | 5,562,000$ | (18,610,000$) | (5,252,000$) | (11,040,000$) | (2,976,000$) | 1,160,000$ | (16,379,000$) | (15,884,000$) | (11,243,000$) | (21,208,000$) | (23,579,000$) | (27,245,000$) | (30,688,000$) | (7,119,000$) | (13,636,000$) | (13,683,000$) | (15,008,000$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| QoQ% | | 63.64% | 27.48% | 142.86% | (374.31%) | 129.89% | (254.34%) | 52.43% | (270.97%) | (356.55%) | 107.08% | (3.12%) | (41.28%) | 46.99% | 10.06% | 13.46% | 11.22% | (331.07%) | 47.79% | .34% | 8.83% | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| YoY% | | 145.25% | 144.79% | 224.51% | (38.20%) | 286.90% | (1,704.31%) | 67.94% | 30.50% | 73.53% | 105.47% | 30.54% | 41.70% | 63.36% | (197.91%) | (72.92%) | (99.12%) | (104.48%) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Earnings Per Share, Basic | | 0.13$ | 0.08$ | 0.06$ | (0.13$) | 0.05$ | (0.16$) | (0.05$) | (0.10$) | (0.03$) | 0.01$ | (0.15$) | (0.14$) | (0.10$) | (0.19$) | (0.21$) | (0.25$) | (0.28$) | (0.07$) | (0.14$) | (0.14$) | (0.16$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Earnings Per Share, Diluted | | 0.12$ | 0.08$ | 0.06$ | (0.13$) | 0.05$ | (0.16$) | (0.05$) | (0.10$) | (0.03$) | 0.01$ | (0.15$) | (0.14$) | (0.10$) | (0.19$) | (0.21$) | (0.25$) | (0.28$) | (0.07$) | (0.14$) | (0.14$) | (0.16$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Unlevered FCF Per Share, Basic | | 0.74$ | 0.12$ | 0.04$ | 0.11$ | 0.46$ | (0.09$) | 0.04$ | 0.04$ | 0.47$ | 0.07$ | 0.05$ | 0.10$ | 0.27$ | (0.24$) | (0.08$) | 0.04$ | (0.03$) | (0.23$) | (0.22$) | 0.13$ | 0.07$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Unlevered FCF Per Share, Diluted | | 0.74$ | 0.11$ | 0.04$ | 0.11$ | 0.45$ | (0.09$) | 0.04$ | 0.04$ | 0.47$ | 0.07$ | 0.05$ | 0.10$ | 0.27$ | (0.24$) | (0.08$) | 0.04$ | (0.03$) | (0.23$) | (0.22$) | 0.13$ | 0.07$ | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Average Shares, Basic | | 108,502,547 | 107,089,231 | 114,407,430 | 115,256,497 | 114,781,654 | 115,659,669 | 115,611,833 | 115,180,130 | 114,197,068 | 113,308,783 | 112,951,553 | 112,396,716 | 112,032,536 | 111,174,623 | 110,897,811 | 110,391,865 | 109,998,637 | 100,394,753 | 96,431,082 | 95,661,756 | 94,402,265 | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Average Shares, Diluted | | 109,458,472 | 109,720,705 | 115,830,218 | 115,256,497 | 116,578,848 | 115,659,669 | 115,611,833 | 115,180,130 | 114,197,068 | 113,308,783 | 112,951,553 | 112,396,716 | 112,032,536 | 111,174,623 | 110,897,811 | 110,391,865 | 109,998,637 | 100,394,753 | 96,431,082 | 95,661,756 | 94,402,265 | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| EBIT | | 16,671,000$ | 746,000$ | 7,920,000$ | (12,510,000$) | 10,551,000$ | (19,448,000$) | (1,563,000$) | (9,270,000$) | (3,802,000$) | (898,000$) | (14,541,000$) | (13,490,000$) | (8,872,000$) | (18,902,000$) | (21,268,000$) | (25,994,000$) | (28,802,000$) | (30,922,000$) | (12,922,000$) | (13,446,000$) | (15,150,000$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| EBITDA | | 26,754,000$ | 11,003,000$ | 18,511,000$ | (1,808,000$) | 21,256,000$ | (9,235,000$) | 7,350,000$ | (341,000$) | 4,488,000$ | 7,029,000$ | 4,499,000$ | (4,324,000$) | 259,000$ | (9,708,000$) | (12,692,000$) | (17,572,000$) | (20,342,000$) | (27,055,000$) | (10,889,000$) | (11,435,000$) | (13,055,000$) | | | | | | | | | | | | | | | | | | | | | | | | | | | |