Kearny Financial Corp. (KRNY)
Q3-CY2026Q2-CY2026Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014
Balance Sheet Date2026-Jun-302026-Mar-312025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-30
Fiscal PeriodQ4-FY2026Q3-FY2026Q2-FY2026Q1-FY2026Q4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015
Total Revenue45,687,000$45,330,000$43,540,000$43,551,000$40,834,000$38,604,000$37,485,000$37,072,000$39,082,000$38,522,000$19,827,000$43,170,000$43,846,000$44,017,000$36,305,000$54,448,000$53,409,000$50,918,000$52,820,000$53,390,000$52,561,000$53,097,000$51,707,000$51,895,000$45,452,000$43,811,000$39,161,000$40,649,000$40,534,000$42,314,000$42,658,000$43,362,000$43,949,000$30,605,000$30,098,000$29,904,000$29,750,000$28,460,000$29,062,000$26,650,000$27,438,000$27,077,000$26,348,000$24,849,000$22,462,000$23,691,000$21,291,000$21,105,000$
QoQ%.79%4.11%(.03%)6.65%5.78%2.99%1.11%(5.14%)1.45%94.29%(54.07%)(1.54%)(.39%)21.24%(33.32%)1.95%4.89%(3.60%)(1.07%)1.58%(1.01%)2.69%(.36%)14.18%3.75%11.87%(3.66%).28%(4.21%)(.81%)(1.62%)(1.34%)43.60%1.68%.65%.52%4.53%(2.07%)9.05%(2.87%)1.33%2.77%6.03%10.63%(5.19%)11.27%.88%2.37%
YoY%11.89%17.42%16.15%17.48%4.48%.21%89.06%(14.13%)(10.87%)(12.48%)(45.39%)(20.71%)(17.91%)(13.55%)(31.27%)1.98%1.61%(4.10%)2.15%2.88%15.64%21.20%32.04%27.67%12.13%3.54%(8.20%)(6.26%)(7.77%)38.26%41.73%45.00%47.73%7.54%3.57%12.21%8.43%5.11%10.30%7.25%22.15%14.29%23.75%17.74%8.95%
Cost Of Revenue0$0$0$0$0$0$0$0$0$0$0$0$0$451,000$1,671,000$670,000$4,222,000$(3,920,000$)(2,420,000$)(5,400,000$)(4,941,000$)1,126,000$(1,365,000$)4,059,000$174,000$6,270,000$(1,465,000$)(782,000$)664,000$(179,000$)971,000$2,100,000$717,000$423,000$936,000$630,000$1,188,000$1,809,000$1,255,000$1,129,000$2,046,000$2,589,000$3,414,000$2,641,000$1,757,000$1,761,000$1,732,000$858,000$
Gross Profit45,687,000$45,330,000$43,540,000$43,551,000$40,834,000$38,604,000$37,485,000$37,072,000$39,082,000$38,522,000$19,827,000$43,170,000$43,846,000$43,566,000$34,634,000$53,778,000$49,187,000$54,838,000$55,240,000$58,790,000$57,502,000$51,971,000$53,072,000$47,836,000$45,278,000$37,541,000$40,626,000$41,431,000$39,870,000$42,493,000$41,687,000$41,262,000$43,232,000$30,182,000$29,162,000$29,274,000$28,562,000$26,651,000$27,807,000$25,521,000$25,392,000$24,488,000$22,934,000$22,208,000$20,705,000$21,930,000$19,559,000$20,247,000$
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%98.98%95.40%98.77%92.10%107.70%104.58%110.11%109.40%97.88%102.64%92.18%99.62%85.69%103.74%101.92%98.36%100.42%97.72%95.16%98.37%98.62%96.89%97.89%96.01%93.64%95.68%95.76%92.54%90.44%87.04%89.37%92.18%92.57%91.87%95.94%
Operating Expenses33,852,000$32,299,000$31,191,000$31,666,000$30,893,000$30,390,000$29,561,000$29,786,000$126,551,000$29,059,000$29,767,000$29,774,000$28,761,000$30,352,000$32,650,000$31,988,000$33,612,000$30,623,000$29,670,000$31,803,000$31,986,000$29,816,000$30,510,000$33,573,000$26,891,000$28,062,000$26,427,000$26,244,000$28,745,000$26,771,000$27,270,000$26,457,000$31,257,000$22,543,000$22,764,000$21,286,000$22,051,000$21,034,000$19,373,000$18,660,000$17,678,000$18,653,000$17,704,000$18,382,000$27,398,000$17,392,000$16,520,000$16,771,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses41,610,000$39,933,000$42,683,000$44,804,000$44,562,000$45,292,000$48,873,000$50,806,000$49,714,000$47,766,000$46,786,000$42,008,000$39,512,000$34,800,000$27,658,000$15,889,000$7,954,000$6,874,000$7,225,000$7,616,000$8,607,000$10,682,000$13,840,000$16,722,000$16,901,000$21,166,000$22,575,000$23,212,000$22,302,000$21,019,000$20,673,000$18,026,000$16,671,000$11,488,000$11,197,000$10,782,000$10,234,000$8,801,000$8,699,000$8,785,000$8,540,000$8,418,000$7,886,000$7,059,000$6,615,000$6,304,000$6,339,000$6,173,000$
Income Before Tax11,013,000$12,640,000$11,782,000$11,967,000$8,156,000$7,848,000$7,817,000$7,178,000$(90,996,000$)9,114,000$(12,045,000$)13,151,000$15,391,000$13,214,000$1,984,000$21,790,000$15,575,000$24,215,000$25,570,000$26,987,000$25,516,000$22,155,000$22,562,000$14,263,000$18,387,000$9,479,000$14,199,000$15,187,000$11,125,000$15,722,000$14,417,000$14,805,000$11,975,000$7,639,000$6,398,000$7,988,000$6,511,000$5,617,000$8,434,000$6,861,000$7,714,000$5,835,000$5,230,000$3,826,000$(6,693,000$)4,538,000$3,039,000$3,476,000$
Tax Expenses3,841,000$2,503,000$2,333,000$2,461,000$1,387,000$1,200,000$1,251,000$1,086,000$(917,000$)1,717,000$1,782,000$3,309,000$3,378,000$2,902,000$33,000$5,255,000$4,205,000$6,522,000$6,801,000$7,272,000$7,033,000$5,732,000$5,614,000$2,884,000$4,698,000$225,000$3,547,000$3,817,000$2,314,000$4,305,000$3,649,000$3,659,000$4,257,000$2,262,000$5,129,000$2,756,000$2,107,000$1,549,000$2,970,000$2,194,000$2,833,000$1,667,000$1,433,000$850,000$(3,352,000$)660,000$870,000$553,000$
Net Income7,172,000$10,137,000$9,449,000$9,506,000$6,769,000$6,648,000$6,566,000$6,092,000$(90,079,000$)7,397,000$(13,827,000$)9,842,000$12,013,000$10,312,000$1,951,000$16,535,000$11,370,000$17,693,000$18,769,000$19,715,000$18,483,000$16,423,000$16,948,000$11,379,000$13,689,000$9,254,000$10,652,000$11,370,000$8,811,000$11,417,000$10,768,000$11,146,000$7,718,000$5,377,000$1,269,000$5,232,000$4,404,000$4,068,000$5,464,000$4,667,000$4,881,000$4,168,000$3,797,000$2,976,000$(3,341,000$)3,878,000$2,169,000$2,923,000$
Profit Margin15.70%22.36%21.70%21.83%16.58%17.22%17.52%16.43%(230.49%)19.20%(69.74%)22.80%27.40%23.43%5.37%30.37%21.29%34.75%35.53%36.93%35.17%30.93%32.78%21.93%30.12%21.12%27.20%27.97%21.74%26.98%25.24%25.71%17.56%17.57%4.22%17.50%14.80%14.29%18.80%17.51%17.79%15.39%14.41%11.98%(14.87%)16.37%10.19%13.85%
TTM20.36%20.70%19.44%18.38%16.93%(46.49%)(46.02%)(67.22%)(61.64%)10.61%12.16%20.39%22.85%21.35%24.37%30.42%32.08%35.61%34.64%33.96%30.22%28.91%26.58%24.94%26.60%24.42%25.98%25.50%24.96%23.83%21.80%17.24%14.56%13.53%12.67%16.36%16.33%17.10%17.40%16.29%14.97%7.54%7.51%6.16%6.36%13.61%
Earnings to Minority
Earnings to Common Shareholders7,172,000$10,137,000$9,449,000$9,506,000$6,769,000$6,648,000$6,566,000$6,092,000$(90,079,000$)7,397,000$(13,827,000$)9,842,000$12,013,000$10,312,000$1,951,000$16,535,000$11,370,000$17,693,000$18,769,000$19,715,000$18,483,000$16,423,000$16,948,000$11,379,000$13,689,000$9,254,000$10,652,000$11,370,000$8,811,000$11,417,000$10,768,000$11,146,000$7,718,000$5,377,000$1,269,000$5,232,000$4,404,000$4,068,000$5,464,000$4,667,000$4,881,000$4,168,000$3,797,000$2,976,000$(3,341,000$)3,878,000$2,169,000$2,923,000$
QoQ%(29.25%)7.28%(.60%)40.43%1.82%1.25%7.78%106.76%(1,317.78%)153.50%(240.49%)(18.07%)16.50%428.55%(88.20%)45.43%(35.74%)(5.73%)(4.80%)6.67%12.54%(3.10%)48.94%(16.88%)47.93%(13.12%)(6.32%)29.04%(22.83%)6.03%(3.39%)44.42%43.54%323.72%(75.75%)18.80%8.26%(25.55%)17.08%(4.38%)17.11%9.77%27.59%189.08%(186.15%)78.79%(25.80%)3.32%
YoY%5.95%52.48%43.91%56.04%107.52%(10.13%)147.49%(38.10%)(849.85%)(28.27%)(808.71%)(40.48%)5.66%(41.72%)(89.61%)(16.13%)(38.48%)7.73%10.75%73.26%35.02%77.47%59.11%.08%55.36%(18.95%)(1.08%)2.01%14.16%112.33%748.54%113.04%75.25%32.18%(76.78%)12.11%(9.77%)(2.40%)43.90%56.82%246.09%7.48%75.06%1.81%(218.10%)
Earnings Per Share, Basic0.11$0.16$0.15$0.15$0.11$0.11$0.11$0.10$(1.45$)0.12$(0.22$)0.16$0.19$0.16$0.03$0.25$0.17$0.25$0.26$0.26$0.24$0.20$0.20$0.13$0.17$0.11$0.13$0.13$0.10$0.13$0.12$0.12$0.08$0.07$0.02$0.07$0.05$0.05$0.06$0.05$0.05$0.05$0.04$0.03$(0.04$)0.04$0.02$0.03$
Earnings Per Share, Diluted0.11$0.16$0.15$0.15$0.11$0.11$0.10$0.10$(1.45$)0.12$(0.22$)0.16$0.19$0.16$0.03$0.25$0.17$0.25$0.26$0.26$0.24$0.20$0.20$0.13$0.17$0.11$0.13$0.13$0.10$0.13$0.12$0.12$0.08$0.07$0.02$0.07$0.05$0.05$0.06$0.05$0.05$0.05$0.04$0.03$(0.04$)0.04$0.02$0.03$
Unlevered FCF Per Share, Basic0.22$0.13$0.23$0.02$0.13$0.27$(0.04$)0.04$0.12$0.28$0.11$0.19$0.18$0.33$0.24$0.30$0.34$0.42$0.29$0.07$0.19$0.33$0.28$0.06$(0.12$)0.02$0.15$0.12$(0.01$)0.15$0.10$0.12$0.12$0.16$0.10$0.06$0.16$0.14$
Unlevered FCF Per Share, Diluted0.22$0.13$0.23$0.02$0.13$0.27$(0.04$)0.04$0.12$0.28$0.11$0.19$0.18$0.33$0.24$0.30$0.34$0.42$0.29$0.07$0.19$0.33$0.28$0.06$(0.12$)0.02$0.15$0.12$(0.01$)0.15$0.10$0.12$0.12$0.16$0.10$0.06$0.16$0.14$
Average Shares, Basic62,957,00062,908,00062,858,00062,741,00062,597,00062,548,00062,498,00062,389,00062,258,00062,205,00062,299,00063,014,00063,680,00064,769,00065,030,00065,737,00067,306,00069,790,00072,011,00074,537,00077,658,00080,673,00085,120,00086,008,00080,678,00081,339,00082,831,00084,756,00087,090,00089,488,00092,434,00095,127,00098,046,00075,492,00077,174,00079,649,00082,372,00084,542,00085,174,00086,246,00089,443,00089,690,00089,640,00089,590,00089,269,00092,594,00092,544,00092,452,000
Average Shares, Diluted63,617,00063,251,00063,061,00062,951,00063,101,00062,713,00062,630,00062,420,00062,205,00062,211,00062,299,00063,061,00063,639,00064,783,00065,038,00065,756,00067,322,00069,817,00072,037,00074,556,00077,680,00080,690,00085,123,00086,009,00080,680,00081,358,00082,876,00084,793,00087,132,00089,532,00092,480,00095,181,00098,100,00075,539,00077,239,00079,708,00082,429,00084,624,00085,258,00086,304,00089,481,00089,724,00089,674,00089,619,00089,292,00092,614,00092,562,00092,999,000
EBIT52,623,000$52,573,000$54,465,000$56,771,000$52,718,000$53,140,000$56,690,000$57,984,000$(41,282,000$)56,880,000$34,741,000$55,159,000$54,903,000$48,014,000$29,642,000$37,679,000$23,529,000$31,089,000$32,795,000$34,603,000$34,123,000$32,837,000$36,402,000$30,985,000$35,288,000$30,645,000$36,774,000$38,399,000$33,427,000$36,741,000$35,090,000$32,831,000$28,646,000$19,127,000$17,595,000$18,770,000$16,745,000$14,418,000$17,133,000$15,646,000$16,254,000$14,253,000$13,116,000$10,885,000$(78,000$)10,842,000$9,378,000$9,649,000$
EBITDA52,623,000$52,573,000$54,465,000$56,771,000$52,718,000$53,140,000$56,690,000$57,984,000$(41,282,000$)56,880,000$34,741,000$55,159,000$54,903,000$48,014,000$29,642,000$37,679,000$23,529,000$31,089,000$32,795,000$34,603,000$34,123,000$32,837,000$36,402,000$30,985,000$35,288,000$30,645,000$36,774,000$38,399,000$33,427,000$36,741,000$35,090,000$32,831,000$28,646,000$19,127,000$17,595,000$18,770,000$16,745,000$14,418,000$17,133,000$15,646,000$16,254,000$14,253,000$13,116,000$10,885,000$(78,000$)10,842,000$9,378,000$9,649,000$