ENTERPRISE FINANCIAL SERVICES CORP (EFSC)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Total Revenue193,586,000$206,910,000$173,366,000$165,999,000$167,001,000$164,889,000$156,023,000$149,886,000$166,184,000$153,724,000$154,982,000$156,427,000$155,708,000$133,744,000$123,807,000$119,806,000$124,690,000$114,892,000$97,942,000$90,413,000$95,952,000$75,983,000$75,793,000$76,776,000$76,031,000$76,610,000$73,679,000$61,573,000$61,295,000$56,503,000$56,741,000$55,713,000$58,516,000$53,997,000$53,567,000$45,618,000$44,483,000$40,806,000$40,832,000$38,433,000$38,636,000$34,735,000$35,086,000$32,628,000$35,668,000$31,896,000$32,147,000$34,288,000$
QoQ%(6.44%)19.35%4.44%(.60%)1.28%5.68%4.09%(9.81%)8.11%(.81%)(.92%).46%16.42%8.03%3.34%(3.92%)8.53%17.31%8.33%(5.77%)26.28%.25%(1.28%).98%(.76%)3.98%19.66%.45%8.48%(.42%)1.85%(4.79%)8.37%.80%17.43%2.55%9.01%(.06%)6.24%(.53%)11.23%(1.00%)7.53%(8.52%)11.83%(.78%)(6.24%)(8.12%)
YoY%15.92%25.48%11.12%10.75%.49%7.26%.67%(4.18%)6.73%14.94%25.18%30.57%24.88%16.41%26.41%32.51%29.95%51.21%29.22%17.76%26.20%(.82%)2.87%24.69%24.04%35.59%29.85%10.52%4.75%4.64%5.93%22.13%31.55%32.33%31.19%18.70%15.13%17.48%16.38%17.79%8.32%8.90%9.14%(4.84%)(4.42%)(12.11%)1.63%(13.88%)
Cost Of Revenue9,236,000$8,447,000$3,470,000$5,184,000$6,834,000$4,099,000$0$5,756,000$18,053,000$8,030,000$6,339,000$4,183,000$2,123,000$676,000$658,000$(4,068,000$)(3,660,000$)19,668,000$(2,669,000$)46,000$9,463,000$14,080,000$19,591,000$22,264,000$1,341,000$1,833,000$1,722,000$1,476,000$2,120,000$2,263,000$391,000$1,870,000$2,907,000$2,423,000$3,415,000$1,385,000$621,000$1,844,000$380,000$760,000$(374,000$)372,000$2,150,000$(1,690,000$)2,094,000$(1,811,000$)878,000$4,331,000$
Gross Profit184,350,000$198,463,000$169,896,000$160,815,000$160,167,000$160,790,000$156,023,000$144,130,000$148,131,000$145,694,000$148,643,000$152,244,000$153,585,000$133,068,000$123,149,000$123,874,000$128,350,000$95,224,000$100,611,000$90,367,000$86,489,000$61,903,000$56,202,000$54,512,000$74,690,000$74,777,000$71,957,000$60,097,000$59,175,000$54,240,000$56,350,000$53,843,000$55,609,000$51,574,000$50,152,000$44,233,000$43,862,000$38,962,000$40,452,000$37,673,000$39,010,000$34,363,000$32,936,000$34,318,000$33,574,000$33,707,000$31,269,000$29,957,000$
Gross Margin95.23%95.92%98.00%96.88%95.91%97.51%100.00%96.16%89.14%94.78%95.91%97.33%98.64%99.50%99.47%103.40%102.94%82.88%102.73%99.95%90.14%81.47%74.15%71.00%98.24%97.61%97.66%97.60%96.54%96.00%99.31%96.64%95.03%95.51%93.63%96.96%98.60%95.48%99.07%98.02%100.97%98.93%93.87%105.18%94.13%105.68%97.27%87.37%
Operating Expenses114,532,000$109,790,000$105,702,000$99,783,000$99,522,000$98,007,000$94,017,000$93,501,000$92,603,000$88,644,000$85,956,000$80,983,000$77,149,000$68,843,000$65,424,000$62,800,000$63,694,000$76,885,000$52,456,000$52,884,000$51,050,000$39,524,000$37,912,000$38,673,000$38,354,000$38,239,000$49,054,000$39,838,000$30,747,000$29,922,000$29,219,000$29,143,000$28,260,000$27,404,000$32,651,000$26,736,000$23,181,000$20,814,000$21,353,000$20,762,000$22,886,000$19,932,000$19,458,000$19,950,000$24,795,000$21,121,000$20,445,000$21,102,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses64,099,000$67,104,000$66,205,000$64,264,000$69,010,000$72,835,000$71,115,000$69,995,000$66,351,000$59,267,000$47,205,000$29,504,000$17,902,000$11,405,000$6,456,000$5,416,000$5,581,000$5,955,000$5,663,000$5,837,000$6,667,000$7,433,000$7,358,000$13,320,000$15,625,000$18,032,000$17,486,000$15,274,000$13,409,000$12,664,000$10,831,000$8,993,000$7,385,000$6,843,000$5,909,000$5,098,000$3,984,000$3,463,000$3,250,000$3,032,000$3,017,000$3,174,000$3,072,000$3,106,000$3,569,000$3,592,000$3,567,000$3,658,000$
Income Before Tax69,818,000$88,673,000$64,194,000$61,032,000$60,645,000$62,783,000$57,187,000$50,629,000$55,528,000$57,050,000$62,687,000$71,261,000$76,436,000$64,225,000$57,725,000$61,074,000$64,656,000$18,339,000$48,155,000$37,483,000$35,439,000$22,379,000$18,290,000$15,839,000$36,336,000$36,538,000$22,903,000$20,259,000$28,428,000$24,318,000$27,132,000$24,699,000$27,349,000$24,171,000$17,500,000$17,497,000$20,681,000$18,148,000$19,099,000$16,911,000$16,124,000$14,431,000$13,478,000$14,368,000$8,779,000$12,586,000$10,824,000$8,855,000$
Tax Expenses15,024,000$43,438,000$12,810,000$11,071,000$11,811,000$12,198,000$11,741,000$10,228,000$10,999,000$12,385,000$13,560,000$15,523,000$16,435,000$14,025,000$12,576,000$13,381,000$13,845,000$4,426,000$9,750,000$7,557,000$6,508,000$4,428,000$3,656,000$2,971,000$7,246,000$7,469,000$4,479,000$4,103,000$4,899,000$1,802,000$4,881,000$3,778,000$19,820,000$7,856,000$5,545,000$5,106,000$7,053,000$6,316,000$6,747,000$5,886,000$5,445,000$4,722,000$4,762,000$5,022,000$2,812,000$4,388,000$3,664,000$3,007,000$
Net Income54,794,000$45,235,000$51,384,000$49,961,000$48,834,000$50,585,000$45,446,000$40,401,000$44,529,000$44,665,000$49,127,000$55,738,000$60,001,000$50,200,000$45,149,000$47,693,000$50,811,000$13,913,000$38,405,000$29,926,000$28,931,000$17,951,000$14,634,000$12,868,000$29,090,000$29,069,000$18,424,000$16,156,000$23,529,000$22,516,000$22,251,000$20,921,000$7,529,000$16,315,000$11,955,000$12,391,000$13,628,000$11,832,000$12,352,000$11,025,000$10,679,000$9,709,000$8,716,000$9,346,000$5,967,000$8,198,000$7,160,000$5,848,000$
Profit Margin28.31%21.86%29.64%30.10%29.24%30.68%29.13%26.95%26.80%29.06%31.70%35.63%38.53%37.53%36.47%39.81%40.75%12.11%39.21%33.10%30.15%23.63%19.31%16.76%38.26%37.94%25.01%26.24%38.39%39.85%39.22%37.55%12.87%30.22%22.32%27.16%30.64%29.00%30.25%28.69%27.64%27.95%24.84%28.64%16.73%25.70%22.27%17.06%
TTM27.22%27.40%29.91%29.79%29.05%28.41%27.97%28.61%30.74%33.75%35.79%37.05%38.09%38.61%32.61%32.98%31.09%27.85%31.98%27.04%22.92%24.47%28.07%29.51%32.21%31.92%31.86%35.77%38.75%32.19%29.79%25.57%22.76%27.47%27.00%29.23%29.68%28.91%28.67%27.32%27.25%24.43%23.82%23.18%20.28%18.30%17.88%20.72%
Earnings to Minority937,000$938,000$937,000$938,000$937,000$938,000$937,000$938,000$937,000$938,000$937,000$938,000$937,000$937,000$938,000$1,229,000$(66,000$)
Earnings to Common Shareholders53,857,000$44,297,000$50,447,000$49,023,000$47,897,000$49,647,000$44,509,000$39,463,000$43,592,000$43,727,000$48,190,000$54,800,000$59,064,000$49,263,000$44,211,000$46,464,000$50,811,000$13,913,000$38,405,000$29,926,000$28,931,000$17,951,000$14,634,000$12,868,000$29,090,000$29,069,000$18,424,000$16,156,000$23,529,000$22,516,000$22,251,000$20,921,000$7,529,000$16,315,000$11,955,000$12,391,000$13,628,000$11,832,000$12,352,000$11,025,000$10,679,000$9,709,000$8,716,000$9,346,000$5,967,000$8,198,000$7,160,000$5,914,000$
QoQ%21.58%(12.19%)2.91%2.35%(3.53%)11.54%12.79%(9.47%)(.31%)(9.26%)(12.06%)(7.22%)19.90%11.43%(4.85%)(8.56%)265.21%(63.77%)28.33%3.44%61.17%22.67%13.72%(55.77%).07%57.78%14.04%(31.34%)4.50%1.19%6.36%177.87%(53.85%)36.47%(3.52%)(9.08%)15.18%(4.21%)12.04%3.24%9.99%11.39%(6.74%)56.63%(27.21%)14.50%21.07%63.33%
YoY%12.44%(10.78%)13.34%24.23%9.88%13.54%(7.64%)(27.99%)(26.20%)(11.24%)9.00%17.94%16.24%254.08%15.12%55.26%75.63%(22.50%)162.44%132.56%(.55%)(38.25%)(20.57%)(20.35%)23.64%29.10%(17.20%)(22.78%)212.51%38.01%86.12%68.84%(44.75%)37.89%(3.21%)12.39%27.62%21.87%41.72%17.97%78.97%18.43%21.73%58.03%64.79%(2.52%)(35.10%)(41.10%)
Earnings Per Share, Basic1.46$1.20$1.36$1.33$1.29$1.33$1.19$1.05$1.16$1.17$1.29$1.47$1.59$1.32$1.19$1.23$1.33$0.38$1.23$0.96$1.00$0.68$0.56$0.49$1.09$1.09$0.69$0.68$1.02$0.97$0.96$0.91$0.33$0.70$0.51$0.57$0.68$0.59$0.62$0.55$0.53$0.49$0.44$0.47$0.30$0.41$0.36$0.30$
Earnings Per Share, Diluted1.45$1.19$1.36$1.31$1.27$1.32$1.19$1.05$1.16$1.17$1.29$1.46$1.57$1.32$1.19$1.23$1.32$0.38$1.23$0.96$1.00$0.68$0.56$0.48$1.09$1.08$0.68$0.67$1.01$0.97$0.95$0.90$0.32$0.69$0.50$0.56$0.67$0.59$0.61$0.54$0.52$0.48$0.43$0.46$0.29$0.41$0.36$0.30$
Unlevered FCF Per Share, Basic1.08$1.27$1.60$0.96$1.35$2.36$1.99$0.72$1.99$1.31$1.87$1.84$0.76$1.95$1.73$1.31$1.41$1.08$2.18$(0.13$)1.20$1.57$0.98$1.20$0.89$1.65$0.14$0.60$2.10$0.33$1.22$0.95$1.36$0.88$0.96$(1.42$)2.66$0.99$0.17$0.18$0.31$1.07$0.99$(0.11$)0.04$1.24$0.60$(0.40$)
Unlevered FCF Per Share, Diluted1.07$1.26$1.59$0.96$1.33$2.35$1.99$0.72$1.99$1.30$1.86$1.83$0.75$1.95$1.73$1.31$1.41$1.08$2.18$(0.13$)1.19$1.57$0.98$1.19$0.88$1.65$0.14$0.60$2.08$0.32$1.21$0.94$1.35$0.87$0.95$(1.40$)2.60$0.98$0.16$0.18$0.30$1.05$0.98$(0.11$)0.04$1.23$0.60$(0.39$)
Average Shares, Basic36,999,00037,015,00036,963,00036,971,00037,116,00037,337,00037,485,00037,490,00037,423,00037,405,00037,347,00037,305,00037,252,00037,241,00037,243,00037,788,00038,334,00036,898,00031,265,00031,247,00028,946,00026,217,00026,180,00026,473,00026,588,00026,778,00026,887,00023,927,00023,013,00023,148,00023,124,00023,115,00023,085,00023,324,00023,475,00021,928,00020,008,00019,997,00020,003,00020,004,00020,029,00019,995,00019,978,00019,934,00019,861,00019,838,00019,824,00019,521,000
Average Shares, Diluted37,164,00037,333,00037,172,00037,287,00037,648,00037,483,00037,540,00037,597,00037,526,00037,520,00037,495,00037,487,00037,513,00037,347,00037,282,00037,858,00038,419,00036,947,00031,312,00031,306,00028,994,00026,228,00026,195,00026,539,00026,745,00026,868,00026,940,00024,083,00023,222,00023,329,00023,318,00023,287,00023,381,00023,574,00023,732,00022,309,00020,487,00020,224,00020,216,00020,233,00020,682,00020,261,00020,168,00020,157,00020,548,00019,980,00019,963,00019,949,000
EBIT133,917,000$155,777,000$130,399,000$125,296,000$129,655,000$135,618,000$128,302,000$120,624,000$121,879,000$116,317,000$109,892,000$100,765,000$94,338,000$75,630,000$64,181,000$66,490,000$70,237,000$24,294,000$53,818,000$43,320,000$42,106,000$29,812,000$25,648,000$29,159,000$51,961,000$54,570,000$40,389,000$35,533,000$41,837,000$36,982,000$37,963,000$33,692,000$34,734,000$31,014,000$23,409,000$22,595,000$24,665,000$21,611,000$22,349,000$19,943,000$19,141,000$17,605,000$16,550,000$17,474,000$12,348,000$16,178,000$14,391,000$12,513,000$
EBITDA133,917,000$155,777,000$130,399,000$125,296,000$129,655,000$135,618,000$128,302,000$120,624,000$121,879,000$116,317,000$109,892,000$100,765,000$94,338,000$75,630,000$64,181,000$66,490,000$70,237,000$24,294,000$53,818,000$43,320,000$42,106,000$29,812,000$25,648,000$29,159,000$51,961,000$54,570,000$40,389,000$35,533,000$41,837,000$36,982,000$37,963,000$33,692,000$34,734,000$31,014,000$23,409,000$22,595,000$24,665,000$21,611,000$22,349,000$19,943,000$19,141,000$17,605,000$16,550,000$17,474,000$12,348,000$16,178,000$14,391,000$12,513,000$