CVB FINANCIAL CORP (CVBF)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Total Revenue133,851,000$128,583,000$126,352,000$126,673,000$123,521,000$126,453,000$125,273,000$126,574,000$138,519,000$137,680,000$132,191,000$138,930,000$149,860,000$144,928,000$136,610,000$124,104,000$114,780,000$113,782,000$116,224,000$117,149,000$118,778,000$116,478,000$116,721,000$125,839,000$123,774,000$102,932,000$82,383,000$83,437,000$83,857,000$81,777,000$81,259,000$74,155,000$73,853,000$72,344,000$75,230,000$71,199,000$71,972,000$74,330,000$71,103,000$69,020,000$71,030,000$69,247,000$64,209,000$68,440,000$
QoQ%4.10%1.77%(.25%)2.55%(2.32%).94%(1.03%)(8.62%).61%4.15%(4.85%)(7.29%)3.40%6.09%10.08%8.12%.88%(2.10%)(.79%)(1.37%)1.98%(.21%)1.67%20.25%24.94%(1.26%)(.50%)2.54%.64%9.58%.41%2.09%(3.84%)5.66%(1.07%)(3.17%)4.54%3.02%(2.83%)2.58%7.85%(6.18%)12.20%
YoY%8.36%1.68%.86%.08%(10.83%)(8.15%)(5.23%)(8.89%)(7.57%)(5.00%)(3.24%)11.95%30.56%27.37%17.54%5.94%(3.37%)(2.32%)(.43%)50.82%47.60%25.87%1.38%12.52%13.55%13.04%8.01%4.15%2.61%(2.67%)5.80%3.16%1.33%7.34%10.74%.85%16.45%17.51%6.50%11.59%
Cost Of Revenue0$0$0$0$0$0$0$0$(2,000,000$)4,000,000$1,000,000$3,000,000$2,500,000$2,000,000$3,600,000$2,500,000$51,000,000$0$(2,000,000$)(39,000,000$)0$0$11,500,000$1,500,000$3,000,000$500,000$(1,000,000$)(1,000,000$)(1,500,000$)(1,500,000$)(1,000,000$)(4,500,000$)(4,400,000$)(2,000,000$)0$0$0$0$0$0$0$0$0$0$
Gross Profit133,851,000$128,583,000$126,352,000$126,673,000$123,521,000$126,453,000$125,273,000$126,574,000$140,519,000$133,680,000$131,191,000$135,930,000$147,360,000$142,928,000$133,010,000$121,604,000$63,780,000$113,782,000$118,224,000$156,149,000$118,778,000$116,478,000$105,221,000$124,339,000$120,774,000$102,432,000$83,383,000$84,437,000$85,357,000$83,277,000$82,259,000$78,655,000$78,253,000$74,344,000$75,230,000$71,199,000$71,972,000$74,330,000$71,103,000$69,020,000$71,030,000$69,247,000$64,209,000$68,440,000$
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%101.44%97.10%99.24%97.84%98.33%98.62%97.37%97.99%55.57%100.00%101.72%133.29%100.00%100.00%90.15%98.81%97.58%99.51%101.21%101.20%101.79%101.83%101.23%106.07%105.96%102.77%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%
Operating Expenses61,989,000$58,576,000$57,557,000$59,144,000$58,480,000$58,835,000$56,497,000$59,771,000$65,930,000$55,058,000$54,017,000$54,881,000$54,419,000$53,027,000$50,871,000$58,238,000$47,980,000$48,099,000$46,545,000$47,163,000$48,276,000$49,588,000$46,398,000$51,604,000$60,831,000$48,880,000$34,254,000$35,946,000$35,057,000$34,706,000$36,873,000$34,117,000$34,932,000$33,006,000$34,438,000$34,364,000$31,912,000$32,742,000$31,533,000$44,472,000$31,267,000$32,481,000$31,324,000$31,157,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses33,320,000$34,535,000$32,601,000$32,558,000$37,181,000$52,133,000$48,223,000$45,228,000$38,722,000$32,856,000$29,704,000$17,058,000$4,723,000$1,850,000$1,322,000$1,260,000$1,136,000$1,248,000$1,640,000$2,056,000$2,791,000$3,301,000$3,389,000$5,747,000$4,704,000$3,818,000$2,117,000$2,176,000$2,044,000$2,131,000$2,106,000$2,015,000$1,923,000$2,010,000$2,059,000$1,984,000$1,829,000$1,814,000$1,757,000$3,171,000$4,155,000$4,057,000$4,057,000$4,120,000$
Income Before Tax74,362,000$69,007,000$68,795,000$69,529,000$68,041,000$67,618,000$68,776,000$66,803,000$74,589,000$80,622,000$77,674,000$82,549,000$92,941,000$89,901,000$82,139,000$63,366,000$66,800,000$69,683,000$71,679,000$89,486,000$70,502,000$66,890,000$58,823,000$72,735,000$59,943,000$53,552,000$49,129,000$48,491,000$50,300,000$48,571,000$45,386,000$44,538,000$43,321,000$41,338,000$40,792,000$36,835,000$41,160,000$44,088,000$41,570,000$24,548,000$39,763,000$37,766,000$40,485,000$44,783,000$
Tax Expenses19,318,000$16,421,000$18,231,000$18,425,000$17,183,000$16,394,000$18,741,000$18,204,000$26,081,000$22,735,000$21,904,000$23,279,000$26,773,000$25,262,000$23,081,000$17,806,000$19,104,000$19,930,000$20,500,000$25,593,000$20,446,000$19,398,000$17,192,000$21,093,000$16,784,000$14,994,000$13,756,000$13,578,000$32,449,000$18,888,000$17,013,000$16,034,000$16,245,000$15,890,000$15,278,000$13,444,000$12,547,000$16,202,000$14,757,000$8,715,000$14,182,000$13,471,000$15,001,000$16,122,000$
Net Income55,044,000$52,586,000$50,564,000$51,104,000$50,858,000$51,224,000$50,035,000$48,599,000$48,508,000$57,887,000$55,770,000$59,270,000$66,168,000$64,639,000$59,058,000$45,560,000$47,696,000$49,753,000$51,179,000$63,893,000$50,056,000$47,492,000$41,631,000$51,642,000$43,159,000$38,558,000$35,373,000$34,913,000$17,851,000$29,683,000$28,373,000$28,504,000$27,076,000$25,448,000$25,514,000$23,391,000$28,613,000$27,886,000$26,813,000$15,833,000$25,581,000$24,295,000$25,484,000$28,661,000$
Profit Margin41.12%40.90%40.02%40.34%41.17%40.51%39.94%38.40%35.02%42.05%42.19%42.66%44.15%44.60%43.23%36.71%41.55%43.73%44.04%54.54%42.14%40.77%35.67%41.04%34.87%37.46%42.94%41.84%21.29%36.30%34.92%38.44%36.66%35.18%33.92%32.85%39.76%37.52%37.71%22.94%36.01%35.09%39.69%41.88%
TTM40.60%40.61%40.51%40.49%40.00%38.38%38.83%39.40%40.46%42.80%43.44%43.68%42.38%41.69%41.30%41.41%46.01%46.12%45.37%43.29%38.80%38.72%35.93%35.55%33.55%32.52%36.53%36.27%36.05%34.66%35.42%36.01%36.97%34.62%33.67%33.00%33.34%38.11%39.46%41.05%41.28%
Earnings to Minority359,000$344,000$340,000$334,000$370,000$377,000$373,000$324,000$338,000$410,000$390,000$407,000$428,000$434,000$398,000$253,000$197,000$227,000$239,000$309,000$165,000$175,000$158,000$141,000$131,000$96,000$94,000$108,000$57,000$107,000$105,000$112,000$116,000$98,000$99,000$104,000$144,000$149,000$143,000$81,000$135,000$134,000$145,000$127,000$
Earnings to Common Shareholders54,685,000$52,242,000$50,224,000$50,770,000$50,488,000$50,847,000$49,662,000$48,275,000$48,170,000$57,477,000$55,380,000$58,863,000$65,740,000$64,205,000$58,660,000$45,307,000$47,499,000$49,526,000$50,940,000$63,584,000$49,891,000$47,317,000$41,473,000$51,501,000$43,028,000$38,462,000$35,279,000$34,805,000$17,794,000$29,576,000$28,268,000$28,392,000$26,960,000$25,350,000$25,415,000$23,287,000$28,469,000$27,737,000$26,670,000$15,752,000$25,446,000$24,161,000$25,339,000$28,534,000$
QoQ%4.68%4.02%(1.08%).56%(.71%)2.39%2.87%.22%(16.19%)3.79%(5.92%)(10.46%)2.39%9.45%29.47%(4.62%)(4.09%)(2.78%)(19.89%)27.45%5.44%14.09%19.69%11.87%9.02%1.36%95.60%(39.84%)4.63%(.44%)5.31%6.35%(.26%)9.14%(18.20%)2.64%4.00%69.31%(38.10%)5.32%(4.65%)(11.20%)13.19%
YoY%8.31%2.74%1.13%5.17%4.81%(11.54%)(10.33%)(17.99%)(26.73%)(10.48%)(5.59%)29.92%38.40%29.64%15.16%(28.75%)(4.79%)4.67%22.83%47.97%141.81%30.05%24.80%22.59%(34.00%)16.67%11.23%21.92%(5.30%)(8.61%)(4.71%)47.84%11.88%14.80%5.25%(44.80%).94%(.02%)3.89%32.43%
Earnings Per Share, Basic0.41$0.38$0.37$0.37$0.37$0.37$0.36$0.35$0.35$0.42$0.40$0.42$0.49$0.46$0.42$0.31$0.35$0.37$0.38$0.47$0.35$0.31$0.37$0.31$0.30$0.32$0.32$0.16$0.27$0.26$0.26$0.26$0.23$0.23$0.22$0.27$0.26$0.25$0.15$0.24$0.23$0.24$0.27$
Earnings Per Share, Diluted0.41$0.38$0.37$0.36$0.37$0.37$0.36$0.35$0.35$0.42$0.40$0.42$0.48$0.46$0.42$0.31$0.35$0.37$0.38$0.47$0.35$0.31$0.37$0.31$0.30$0.32$0.32$0.16$0.27$0.26$0.26$0.26$0.23$0.23$0.22$0.27$0.26$0.25$0.15$0.24$0.23$0.24$0.27$
Unlevered FCF Per Share, Basic0.32$0.59$0.38$0.30$0.53$0.51$0.18$0.56$0.34$0.61$0.65$0.50$0.51$0.52$0.37$0.51$0.42$0.49$0.34$0.30$0.38$0.36$0.36$0.41$0.28$0.37$
Unlevered FCF Per Share, Diluted0.32$0.59$0.38$0.30$0.53$0.51$0.18$0.56$0.34$0.61$0.65$0.50$0.51$0.52$0.37$0.51$0.42$0.49$0.34$0.30$0.38$0.36$0.36$0.41$0.28$0.37$
Average Shares, Basic134,224,000136,831,000136,999,000138,974,000137,997,000138,650,000138,584,000138,429,000138,065,000138,345,000138,330,000138,592,000135,247,000138,888,000139,748,000144,725,000134,999,000135,200,000135,286,000135,175,000135,017,000134,998,000139,615,000140,264,000126,574,000109,983,000109,859,000109,813,000109,754,000109,730,000108,339,000104,918,000108,984,000108,834,000106,392,000105,847,000105,783,000105,707,000105,523,000105,638,000104,875,000105,251,000105,192,000
Average Shares, Diluted134,580,000137,153,000137,173,000139,294,000138,205,000138,839,000138,669,000138,603,000138,031,000138,481,000138,383,000138,953,000135,629,000139,347,000140,053,000145,019,000135,209,000135,384,000135,507,000135,428,000135,184,000135,154,000139,831,000140,313,000126,937,000110,355,000110,223,000110,225,000110,119,000110,078,000108,806,000105,350,000109,370,000109,244,000106,784,000106,370,000106,281,000106,158,000105,959,000106,084,000105,406,000105,755,000105,791,000
EBIT107,682,000$103,542,000$101,396,000$102,087,000$105,222,000$119,751,000$116,999,000$112,031,000$113,311,000$113,478,000$107,378,000$99,607,000$97,664,000$91,751,000$83,461,000$64,626,000$67,936,000$70,931,000$73,319,000$91,542,000$73,293,000$70,191,000$62,212,000$78,482,000$64,647,000$57,370,000$51,246,000$50,667,000$52,344,000$50,702,000$47,492,000$46,553,000$45,244,000$43,348,000$42,851,000$38,819,000$42,989,000$45,902,000$43,327,000$27,719,000$43,918,000$41,823,000$44,542,000$48,903,000$
EBITDA107,682,000$103,542,000$101,396,000$102,087,000$105,222,000$119,751,000$116,999,000$112,031,000$113,311,000$113,478,000$107,378,000$99,607,000$97,664,000$91,751,000$83,461,000$64,626,000$67,936,000$70,931,000$73,319,000$91,542,000$73,293,000$70,191,000$62,212,000$78,482,000$64,647,000$57,370,000$51,246,000$50,667,000$52,344,000$50,702,000$47,492,000$46,553,000$45,244,000$43,348,000$42,851,000$38,819,000$42,989,000$45,902,000$43,327,000$27,719,000$43,989,000$41,453,000$45,046,000$49,257,000$