AMERICAS CARMART INC (CRMT)
Q3-CY2026Q2-CY2026Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014
Balance Sheet Date2026-Apr-302026-Jan-312025-Oct-312025-Jul-312025-Apr-302025-Jan-312024-Oct-312024-Jul-312024-Apr-302024-Jan-312023-Oct-312023-Jul-312023-Apr-302023-Jan-312022-Oct-312022-Jul-312022-Apr-302022-Jan-312021-Oct-312021-Jul-312021-Apr-302021-Jan-312020-Oct-312020-Jul-312020-Apr-302020-Jan-312019-Oct-312019-Jul-312019-Apr-302019-Jan-312018-Oct-312018-Jul-312018-Apr-302018-Jan-312017-Oct-312017-Jul-312017-Apr-302017-Jan-312016-Oct-312016-Jul-312016-Apr-302016-Jan-312015-Oct-312015-Jul-312015-Apr-302015-Jan-312014-Oct-31
Fiscal PeriodQ4-FY2026Q3-FY2026Q2-FY2026Q1-FY2026Q4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015
Total Revenue302,826,000$286,792,000$350,192,000$341,312,000$370,174,000$325,726,000$347,269,000$347,763,000$364,673,000$299,614,000$359,782,000$366,793,000$386,948,000$325,339,000$351,840,000$338,818,000$341,215,000$287,292,000$284,539,000$280,329,000$270,143,000$228,260,000$223,360,000$187,911,000$195,689,000$186,734,000$190,310,000$171,878,000$176,882,000$161,054,000$167,171,000$164,015,000$169,451,000$147,214,000$149,118,000$146,418,000$152,917,000$138,784,000$150,210,000$145,840,000$154,749,000$137,463,000$133,004,000$142,690,000$137,611,000$131,500,000$133,834,000$
QoQ%5.59%(18.10%)2.60%(7.80%)13.65%(6.20%)(.14%)(4.64%)21.71%(16.72%)(1.91%)(5.21%)18.94%(7.53%)3.84%(.70%)18.77%.97%1.50%3.77%18.35%2.19%18.87%(3.98%)4.80%(1.88%)10.72%(2.83%)9.83%(3.66%)1.92%(3.21%)15.11%(1.28%)1.84%(4.25%)10.18%(7.61%)3.00%(5.76%)12.58%3.35%(6.79%)3.69%4.65%(1.74%)5.07%
YoY%(18.19%)(11.95%).84%(1.86%)1.51%8.72%(3.48%)(5.19%)(5.76%)(7.91%)2.26%8.26%13.40%13.24%23.65%20.86%26.31%25.86%27.39%49.18%38.05%22.24%17.37%9.33%10.63%15.95%13.84%4.79%4.39%9.40%12.11%12.02%10.81%6.07%(.73%).40%(1.18%).96%12.94%2.21%12.45%4.54%(.62%)12.02%12.22%7.27%10.21%
Cost Of Revenue167,021,000$142,864,000$179,016,000$175,080,000$196,896,000$169,374,000$173,215,000$186,570,000$197,854,000$158,250,000$196,763,000$202,647,000$222,241,000$181,823,000$206,142,000$193,115,000$191,436,000$157,248,000$157,167,000$152,764,000$148,773,000$118,816,000$116,690,000$94,874,000$126,027,000$120,985,000$122,393,000$110,689,000$92,624,000$81,740,000$85,366,000$84,168,000$89,493,000$74,951,000$75,623,000$75,206,000$79,581,000$71,836,000$77,997,000$75,513,000$85,501,000$72,702,000$71,596,000$75,087,000$72,147,000$66,672,000$68,156,000$
Gross Profit135,805,000$143,928,000$171,176,000$166,232,000$173,278,000$156,352,000$174,054,000$161,193,000$166,819,000$141,364,000$163,019,000$164,146,000$164,707,000$143,516,000$145,698,000$145,703,000$149,779,000$130,044,000$127,372,000$127,565,000$121,370,000$109,444,000$106,670,000$93,037,000$69,662,000$65,749,000$67,917,000$61,189,000$63,569,000$58,063,000$61,045,000$59,933,000$61,168,000$53,215,000$54,804,000$53,068,000$56,451,000$49,427,000$55,173,000$54,171,000$53,960,000$49,089,000$46,074,000$52,508,000$51,122,000$49,734,000$51,279,000$
Gross Margin44.85%50.19%48.88%48.70%46.81%48.00%50.12%46.35%45.75%47.18%45.31%44.75%42.57%44.11%41.41%43.00%43.90%45.27%44.76%45.51%44.93%47.95%47.76%49.51%35.60%35.21%35.69%35.60%35.94%36.05%36.52%36.54%36.10%36.15%36.75%36.24%36.92%35.61%36.73%37.14%34.87%35.71%34.64%36.80%37.15%37.82%38.32%
Operating Expenses49,493,000$53,547,000$59,324,000$53,547,000$50,290,000$48,350,000$49,333,000$48,595,000$46,296,000$45,274,000$46,559,000$48,163,000$47,420,000$46,274,000$44,220,000$44,385,000$42,200,000$40,129,000$38,119,000$39,715,000$37,086,000$34,329,000$33,464,000$29,695,000$31,390,000$31,306,000$29,267,000$29,638,000$29,201,000$27,473,000$27,177,000$27,367,000$26,492,000$27,002,000$24,835,000$24,944,000$24,501,000$23,713,000$23,734,000$24,264,000$24,462,000$24,576,000$23,277,000$24,135,000$22,235,000$22,074,000$21,584,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses19,992,000$21,775,000$15,685,000$17,042,000$17,373,000$16,923,000$18,042,000$18,312,000$17,761,000$16,731,000$16,582,000$14,274,000$12,852,000$9,765,000$8,350,000$7,345,000$3,480,000$2,944,000$2,513,000$1,982,000$1,738,000$1,705,000$1,658,000$1,719,000$1,943,000$2,024,000$2,081,000$2,004,000$1,988,000$2,110,000$1,981,000$1,804,000$1,621,000$1,482,000$1,324,000$1,172,000$1,029,000$1,060,000$1,036,000$944,000$923,000$831,000$792,000$760,000$720,000$788,000$721,000$
Income Before Tax(36,375,000$)(36,721,000$)(27,483,000$)(7,402,000$)12,478,000$4,390,000$7,116,000$(1,183,000$)578,000$(10,342,000$)(35,591,000$)5,220,000$2,253,000$1,759,000$4,058,000$17,724,000$33,971,000$25,283,000$30,205,000$32,845,000$56,294,000$25,749,000$27,750,000$25,539,000$10,888,000$15,667,000$17,957,000$19,839,000$18,328,000$14,276,000$14,114,000$13,133,000$13,661,000$5,823,000$8,533,000$10,889,000$8,378,000$4,523,000$8,003,000$11,338,000$5,368,000$6,541,000$(774,000$)7,363,000$11,676,000$11,760,000$11,982,000$
Tax Expenses(2,175,000$)39,982,000$(5,011,000$)(1,666,000$)1,843,000$1,228,000$2,017,000$(219,000$)152,000$(1,800,000$)(8,128,000$)1,034,000$165,000$251,000$919,000$4,027,000$7,575,000$6,143,000$6,780,000$6,791,000$12,116,000$5,867,000$6,554,000$5,975,000$1,629,000$2,981,000$4,070,000$4,328,000$3,762,000$3,381,000$2,833,000$2,249,000$3,492,000$(7,556,000$)2,564,000$3,897,000$3,136,000$1,687,000$2,985,000$4,229,000$2,005,000$2,439,000$(289,000$)2,747,000$4,426,000$4,299,000$4,463,000$
Net Income(34,200,000$)(76,703,000$)(22,472,000$)(5,736,000$)10,635,000$3,162,000$5,099,000$(964,000$)426,000$(8,542,000$)(27,463,000$)4,186,000$2,088,000$1,508,000$3,139,000$13,697,000$26,396,000$19,140,000$23,425,000$26,054,000$44,178,000$19,882,000$21,196,000$19,564,000$9,259,000$12,686,000$13,887,000$15,511,000$14,566,000$10,895,000$11,281,000$10,884,000$10,169,000$13,379,000$5,969,000$6,992,000$5,242,000$2,836,000$5,018,000$7,109,000$3,363,000$4,102,000$(485,000$)4,616,000$7,250,000$7,461,000$7,519,000$
Profit Margin(11.29%)(26.75%)(6.42%)(1.68%)2.87%.97%1.47%(.28%).12%(2.85%)(7.63%)1.14%.54%.46%.89%4.04%7.74%6.66%8.23%9.29%16.35%8.71%9.49%10.41%4.73%6.79%7.30%9.02%8.24%6.77%6.75%6.64%6.00%9.09%4.00%4.78%3.43%2.04%3.34%4.88%2.17%2.98%(.37%)3.24%5.27%5.67%5.62%
TTM(10.86%)(6.99%)(1.04%).95%1.29%.56%(.29%)(2.66%)(2.26%)(2.10%)(1.37%).76%1.46%3.30%4.73%6.60%7.96%10.05%10.68%11.11%11.52%8.37%7.90%7.28%6.90%7.81%7.84%7.72%7.12%6.53%7.06%6.42%5.96%5.30%3.58%3.41%3.44%3.11%3.33%2.47%2.04%2.81%3.46%4.92%5.56%5.54%4.46%
Earnings to Minority10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$1,097,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$11,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$10,000$11,000$9,000$10,000$10,000$10,000$10,000$
Earnings to Common Shareholders(34,210,000$)(76,713,000$)(22,482,000$)(5,746,000$)10,625,000$3,152,000$5,089,000$(974,000$)416,000$(8,552,000$)(27,473,000$)4,176,000$2,078,000$1,498,000$3,129,000$13,687,000$26,386,000$19,130,000$23,415,000$24,957,000$44,168,000$19,872,000$21,186,000$19,554,000$9,249,000$12,676,000$13,877,000$15,501,000$14,555,000$10,885,000$11,271,000$10,874,000$10,159,000$13,369,000$5,959,000$6,982,000$5,232,000$2,826,000$5,008,000$7,099,000$3,353,000$4,091,000$(494,000$)4,606,000$7,240,000$7,451,000$7,509,000$
QoQ%55.41%(241.22%)(291.26%)(154.08%)237.09%(38.06%)622.49%(334.14%)104.86%68.87%(757.88%)100.96%38.72%(52.13%)(77.14%)(48.13%)37.93%(18.30%)(6.18%)(43.50%)122.26%(6.20%)8.35%111.42%(27.04%)(8.66%)(10.48%)6.50%33.72%(3.43%)3.65%7.04%(24.01%)124.35%(14.65%)33.45%85.14%(43.57%)(29.46%)111.72%(18.04%)928.14%(110.73%)(36.38%)(2.83%)(.77%)3.57%
YoY%(421.98%)(2,533.79%)(541.78%)(489.94%)2,454.09%136.86%118.52%(123.32%)(79.98%)(670.90%)(978.01%)(69.49%)(92.13%)(92.17%)(86.64%)(45.16%)(40.26%)(3.73%)10.52%27.63%377.54%56.77%52.67%26.15%(36.46%)16.45%23.12%42.55%43.27%(18.58%)89.14%55.74%94.17%373.07%18.99%(1.65%)56.04%(30.92%)1,113.77%54.13%(53.69%)(45.10%)(106.58%)(36.47%)14.87%410.34%29.58%
Earnings Per Share, Basic(4.12$)(9.25$)(2.71$)(0.69$)1.46$0.38$0.62$(0.15$)0.07$(1.34$)(4.30$)0.65$0.33$0.24$0.49$2.15$4.11$2.95$3.59$3.78$6.67$3.00$3.20$2.95$1.40$1.92$2.10$2.32$2.17$1.61$1.64$1.57$1.47$1.88$0.81$0.92$0.68$0.36$0.64$0.89$0.41$0.49$(0.06$)0.54$0.85$0.87$0.87$
Earnings Per Share, Diluted(4.12$)(9.25$)(2.71$)(0.69$)1.39$0.37$0.61$(0.15$)0.07$(1.34$)(4.30$)0.63$0.32$0.23$0.48$2.07$3.97$2.82$3.41$3.57$6.28$2.85$3.05$2.83$1.35$1.83$2.00$2.21$2.07$1.55$1.58$1.53$1.43$1.82$0.79$0.90$0.66$0.35$0.62$0.87$0.39$0.47$(0.06$)0.52$0.80$0.82$0.83$
Unlevered FCF Per Share, Basic8.12$(0.75$)1.00$(0.77$)2.52$(3.82$)(2.89$)(2.49$)(1.88$)1.60$(4.93$)(7.33$)(2.33$)(5.30$)(6.57$)(10.56$)(2.87$)(6.13$)(6.69$)(5.01$)(2.46$)(1.76$)(3.70$)(1.55$)4.86$(1.01$)(1.05$)(0.46$)3.57$0.15$(0.56$)(0.04$)2.09$(0.65$)0.29$2.04$0.10$(0.77$)(0.61$)2.36$(1.46$)0.48$(0.16$)1.39$(0.26$)(0.51$)
Unlevered FCF Per Share, Diluted8.12$(0.75$)1.00$(0.77$)2.42$(3.75$)(2.84$)(2.49$)(1.96$)1.60$(4.93$)(7.05$)(2.26$)(5.17$)(6.39$)(10.20$)(2.77$)(5.86$)(6.37$)(4.73$)(2.32$)(1.68$)(3.54$)(1.48$)4.68$(0.96$)(1.00$)(0.44$)3.40$0.15$(0.53$)(0.04$)2.04$(0.63$)0.28$1.99$0.09$(0.74$)(0.59$)2.22$(1.41$)0.48$(0.15$)1.33$(0.25$)(0.49$)
Average Shares, Basic8,302,6688,297,4388,283,1168,274,0547,297,6718,256,6818,147,9716,396,7576,393,1566,393,0806,386,2086,381,7046,372,7196,370,0316,368,8406,373,3266,417,3426,487,3106,529,8466,604,1946,620,6466,634,1256,627,7806,632,4456,616,6056,597,6436,621,5626,684,2826,703,3956,751,0266,865,0606,924,0356,917,9967,106,7157,354,4997,548,8467,741,2297,893,7377,833,0617,948,9258,128,8268,367,7288,471,9188,513,4408,563,3488,587,7618,604,003
Average Shares, Diluted8,302,6688,297,4388,283,1168,274,0547,624,0568,413,0888,292,4596,396,7576,139,8586,393,0806,386,2086,635,0026,580,9426,536,7856,548,2716,601,5866,653,0756,779,6416,863,2736,997,9357,028,8096,966,1886,935,7076,915,5966,873,0656,940,1246,952,6677,016,7527,024,7817,003,3897,132,2177,126,6857,096,6687,345,4287,555,0267,768,3107,945,3168,175,7548,136,9618,185,0778,666,8528,615,7578,471,9188,909,5978,994,2439,036,0869,022,437
EBIT(16,383,000$)(14,946,000$)(11,798,000$)9,640,000$29,851,000$21,313,000$25,158,000$17,129,000$18,339,000$6,389,000$(19,009,000$)19,494,000$15,105,000$11,524,000$12,408,000$25,069,000$37,451,000$28,227,000$32,718,000$34,827,000$58,032,000$27,454,000$29,408,000$27,258,000$12,831,000$17,691,000$20,038,000$21,843,000$20,316,000$16,386,000$16,095,000$14,937,000$15,282,000$7,305,000$9,857,000$12,061,000$9,407,000$5,583,000$9,039,000$12,282,000$6,291,000$7,372,000$18,000$8,123,000$12,396,000$12,548,000$12,703,000$
EBITDA(14,457,000$)(12,906,000$)(9,696,000$)11,779,000$31,798,000$23,203,000$27,084,000$19,013,000$20,109,000$8,101,000$(17,313,000$)21,187,000$16,710,000$13,061,000$13,717,000$26,220,000$38,661,000$29,177,000$33,676,000$35,742,000$58,979,000$28,360,000$30,336,000$28,196,000$13,757,000$18,666,000$21,009,000$22,810,000$21,336,000$17,371,000$17,074,000$15,922,000$16,288,000$8,362,000$10,965,000$13,140,000$10,444,000$6,642,000$10,119,000$13,378,000$7,443,000$8,380,000$1,056,000$9,133,000$13,444,000$13,483,000$13,632,000$