CAPITAL ONE FINANCIAL CORP (COF)
Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014Q4-CY2013
Balance Sheet Date2025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-312013-Dec-31
Fiscal PeriodQ3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014Q4-FY2013
Total Revenue15,359,000,000$12,492,000,000$10,000,000,000$10,190,000,000$10,014,000,000$9,506,000,000$9,402,000,000$9,506,000,000$9,366,000,000$9,012,000,000$8,903,000,000$9,040,000,000$8,805,000,000$8,232,000,000$8,173,000,000$8,118,000,000$7,830,000,000$7,374,000,000$7,113,000,000$7,337,000,000$7,381,000,000$6,556,000,000$7,249,000,000$7,427,000,000$6,959,000,000$7,124,000,000$7,083,000,000$7,013,000,000$6,962,000,000$7,192,000,000$6,909,000,000$7,013,000,000$6,985,000,000$6,704,000,000$6,535,000,000$6,566,000,000$6,461,000,000$6,254,000,000$6,220,000,000$6,194,000,000$5,900,000,000$5,672,000,000$5,647,000,000$5,813,000,000$5,639,000,000$5,468,000,000$5,370,000,000$5,544,000,000$
QoQ%22.95%24.92%(1.87%)1.76%5.34%1.11%(1.09%)1.50%3.93%1.22%(1.52%)2.67%6.96%.72%.68%3.68%6.18%3.67%(3.05%)(.60%)12.58%(9.56%)(2.40%)6.73%(2.32%).58%1.00%.73%(3.20%)4.10%(1.48%).40%4.19%2.59%(.47%)1.63%3.31%.55%.42%4.98%4.02%.44%(2.86%)3.09%3.13%1.83%(3.14%)(1.89%)
YoY%53.38%31.41%6.36%7.20%6.92%5.48%5.61%5.16%6.37%9.48%8.93%11.36%12.45%11.64%14.90%10.65%6.08%12.48%(1.88%)(1.21%)6.06%(7.97%)2.34%5.90%(.04%)(.95%)2.52%.00%(.33%)7.28%5.72%6.81%8.11%7.20%5.06%6.01%9.51%10.26%10.15%6.55%4.63%3.73%5.16%4.85%(.21%)(3.02%)(3.26%)(1.42%)
Cost Of Revenue2,714,000,000$11,430,000,000$2,369,000,000$2,642,000,000$2,482,000,000$3,909,000,000$2,683,000,000$2,857,000,000$2,284,000,000$2,490,000,000$2,795,000,000$2,416,000,000$1,669,000,000$1,085,000,000$677,000,000$381,000,000$(342,000,000$)(1,160,000,000$)(823,000,000$)264,000,000$331,000,000$4,246,000,000$5,423,000,000$1,818,000,000$1,383,000,000$1,342,000,000$1,693,000,000$1,638,000,000$1,268,000,000$1,276,000,000$1,674,000,000$1,926,000,000$1,833,000,000$1,800,000,000$1,992,000,000$1,752,000,000$1,588,000,000$1,592,000,000$1,527,000,000$1,380,000,000$1,092,000,000$1,129,000,000$935,000,000$1,109,000,000$993,000,000$704,000,000$735,000,000$957,000,000$
Gross Profit12,645,000,000$1,062,000,000$7,631,000,000$7,548,000,000$7,532,000,000$5,597,000,000$6,719,000,000$6,649,000,000$7,082,000,000$6,522,000,000$6,108,000,000$6,624,000,000$7,136,000,000$7,147,000,000$7,496,000,000$7,737,000,000$8,172,000,000$8,534,000,000$7,936,000,000$7,073,000,000$7,050,000,000$2,310,000,000$1,826,000,000$5,609,000,000$5,576,000,000$5,782,000,000$5,390,000,000$5,375,000,000$5,694,000,000$5,916,000,000$5,235,000,000$5,087,000,000$5,152,000,000$4,904,000,000$4,543,000,000$4,814,000,000$4,873,000,000$4,662,000,000$4,693,000,000$4,814,000,000$4,808,000,000$4,543,000,000$4,712,000,000$4,704,000,000$4,646,000,000$4,764,000,000$4,635,000,000$4,587,000,000$
Gross Margin82.33%8.50%76.31%74.07%75.22%58.88%71.46%69.95%75.61%72.37%68.61%73.27%81.05%86.82%91.72%95.31%104.37%115.73%111.57%96.40%95.52%35.24%25.19%75.52%80.13%81.16%76.10%76.64%81.79%82.26%75.77%72.54%73.76%73.15%69.52%73.32%75.42%74.54%75.45%77.72%81.49%80.10%83.44%80.92%82.39%87.13%86.31%82.74%
Operating Expenses8,263,000,000$6,991,000,000$5,902,000,000$6,089,000,000$5,314,000,000$4,946,000,000$5,137,000,000$5,717,000,000$4,860,000,000$4,794,000,000$4,945,000,000$5,080,000,000$4,949,000,000$4,583,000,000$4,551,000,000$4,678,000,000$4,186,000,000$3,966,000,000$3,740,000,000$4,009,000,000$3,548,000,000$3,770,000,000$3,729,000,000$4,161,000,000$3,872,000,000$3,779,000,000$3,671,000,000$4,132,000,000$3,773,000,000$3,424,000,000$3,573,000,000$3,779,000,000$3,567,000,000$3,414,000,000$3,434,000,000$3,679,000,000$3,361,000,000$3,295,000,000$3,223,000,000$3,480,000,000$3,160,000,000$3,307,000,000$3,049,000,000$3,284,000,000$2,985,000,000$2,979,000,000$2,932,000,000$3,235,000,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses4,359,000,000$3,833,000,000$3,405,000,000$3,619,000,000$3,784,000,000$3,734,000,000$3,689,000,000$3,626,000,000$3,450,000,000$3,053,000,000$2,568,000,000$1,961,000,000$1,197,000,000$578,000,000$387,000,000$381,000,000$382,000,000$396,000,000$439,000,000$518,000,000$660,000,000$858,000,000$1,084,000,000$1,204,000,000$1,338,000,000$1,330,000,000$1,301,000,000$1,228,000,000$1,109,000,000$1,045,000,000$919,000,000$791,000,000$720,000,000$655,000,000$596,000,000$562,000,000$517,000,000$478,000,000$461,000,000$423,000,000$404,000,000$400,000,000$398,000,000$389,000,000$390,000,000$397,000,000$403,000,000$416,000,000$
Income Before Tax4,382,000,000$(5,929,000,000$)1,729,000,000$1,459,000,000$2,218,000,000$651,000,000$1,582,000,000$932,000,000$2,222,000,000$1,728,000,000$1,163,000,000$1,544,000,000$2,187,000,000$2,564,000,000$2,945,000,000$3,059,000,000$3,986,000,000$4,568,000,000$4,196,000,000$3,064,000,000$3,502,000,000$(1,460,000,000$)(1,903,000,000$)1,448,000,000$1,704,000,000$2,003,000,000$1,719,000,000$1,243,000,000$1,921,000,000$2,492,000,000$1,662,000,000$1,308,000,000$1,585,000,000$1,490,000,000$1,109,000,000$1,135,000,000$1,512,000,000$1,367,000,000$1,470,000,000$1,334,000,000$1,648,000,000$1,236,000,000$1,663,000,000$1,420,000,000$1,661,000,000$1,785,000,000$1,703,000,000$1,352,000,000$
Tax Expenses1,189,000,000$(1,666,000,000$)325,000,000$366,000,000$441,000,000$54,000,000$302,000,000$226,000,000$432,000,000$297,000,000$203,000,000$312,000,000$493,000,000$533,000,000$542,000,000$633,000,000$882,000,000$1,031,000,000$869,000,000$496,000,000$1,096,000,000$(543,000,000$)(563,000,000$)270,000,000$375,000,000$387,000,000$309,000,000$(21,000,000$)420,000,000$575,000,000$319,000,000$2,170,000,000$448,000,000$443,000,000$314,000,000$342,000,000$496,000,000$424,000,000$452,000,000$426,000,000$530,000,000$384,000,000$529,000,000$450,000,000$536,000,000$581,000,000$579,000,000$477,000,000$
Net Income3,192,000,000$(4,277,000,000$)1,404,000,000$1,096,000,000$1,777,000,000$597,000,000$1,280,000,000$706,000,000$1,790,000,000$1,431,000,000$960,000,000$1,232,000,000$1,694,000,000$2,031,000,000$2,403,000,000$2,425,000,000$3,104,000,000$3,536,000,000$3,325,000,000$2,566,000,000$2,406,000,000$(918,000,000$)(1,340,000,000$)1,176,000,000$1,333,000,000$1,625,000,000$1,412,000,000$1,261,000,000$1,502,000,000$1,906,000,000$1,346,000,000$(971,000,000$)1,107,000,000$1,036,000,000$810,000,000$791,000,000$1,005,000,000$942,000,000$1,013,000,000$920,000,000$1,114,000,000$863,000,000$1,153,000,000$999,000,000$1,081,000,000$1,194,000,000$1,154,000,000$852,000,000$
Profit Margin20.78%(34.24%)14.04%10.76%17.75%6.28%13.61%7.43%19.11%15.88%10.78%13.63%19.24%24.67%29.40%29.87%39.64%47.95%46.75%34.97%32.60%(14.00%)(18.49%)15.83%19.16%22.81%19.94%17.98%21.57%26.50%19.48%(13.85%)15.85%15.45%12.40%12.05%15.56%15.06%16.29%14.85%18.88%15.22%20.42%17.19%19.17%21.84%21.49%15.37%
TTM2.95%.00%12.27%12.15%11.35%11.58%13.97%13.29%14.90%14.87%16.92%21.49%25.66%30.80%36.41%40.71%42.26%40.52%25.99%9.52%4.63%.89%9.72%19.40%19.98%20.58%21.53%21.42%13.47%12.06%9.12%7.28%13.98%13.87%13.74%14.71%15.44%16.24%16.30%17.30%17.93%17.99%19.62%19.87%19.44%19.54%19.00%18.41%
Earnings to Minority106,000,000$63,000,000$79,000,000$74,000,000$85,000,000$66,000,000$80,000,000$67,000,000$85,000,000$80,000,000$73,000,000$71,000,000$78,000,000$82,000,000$85,000,000$129,000,000$117,000,000$90,000,000$89,000,000$100,000,000$87,000,000$91,000,000$80,000,000$135,000,000$63,000,000$92,000,000$64,000,000$88,000,000$62,000,000$92,000,000$62,000,000$72,000,000$60,000,000$88,000,000$58,000,000$81,000,000$43,000,000$71,000,000$43,000,000$72,000,000$35,000,000$33,000,000$38,000,000$25,000,000$25,000,000$17,000,000$18,000,000$17,000,000$
Earnings to Common Shareholders3,086,000,000$(4,340,000,000$)1,325,000,000$1,022,000,000$1,692,000,000$531,000,000$1,200,000,000$639,000,000$1,705,000,000$1,351,000,000$887,000,000$1,161,000,000$1,616,000,000$1,949,000,000$2,318,000,000$2,296,000,000$2,987,000,000$3,446,000,000$3,236,000,000$2,466,000,000$2,319,000,000$(1,009,000,000$)(1,420,000,000$)1,041,000,000$1,270,000,000$1,533,000,000$1,348,000,000$1,173,000,000$1,440,000,000$1,814,000,000$1,284,000,000$(1,043,000,000$)1,047,000,000$948,000,000$752,000,000$710,000,000$962,000,000$871,000,000$970,000,000$848,000,000$1,079,000,000$830,000,000$1,115,000,000$974,000,000$1,056,000,000$1,177,000,000$1,136,000,000$835,000,000$
QoQ%171.11%(427.55%)29.65%(39.60%)218.64%(55.75%)87.79%(62.52%)26.20%52.31%(23.60%)(28.16%)(17.09%)(15.92%).96%(23.13%)(13.32%)6.49%31.23%6.34%329.83%28.94%(236.41%)(18.03%)(17.16%)13.72%14.92%(18.54%)(20.62%)41.28%223.11%(199.62%)10.44%26.06%5.92%(26.20%)10.45%(10.21%)14.39%(21.41%)30.00%(25.56%)14.48%(7.77%)(10.28%)3.61%36.05%(23.18%)
YoY%82.39%(917.33%)10.42%59.94%(.76%)(60.70%)35.29%(44.96%)5.51%(30.68%)(61.73%)(49.43%)(45.90%)(43.44%)(28.37%)(6.89%)28.81%441.53%327.89%136.89%82.60%(165.82%)(205.34%)(11.25%)(11.81%)(15.49%)4.98%212.46%37.54%91.35%70.75%(246.90%)8.84%8.84%(22.47%)(16.27%)(10.84%)4.94%(13.00%)(12.94%)2.18%(29.48%)(1.85%)16.65%(2.85%)7.88%9.44%4.38%
Earnings Per Share, Basic4.83$(8.58$)3.46$2.67$4.42$1.39$3.14$1.67$4.46$3.53$2.32$3.04$4.21$4.98$5.65$5.44$6.81$7.65$7.06$5.37$5.07$(2.21$)(3.10$)2.26$2.71$3.26$2.87$2.50$3.01$3.74$2.64$(2.15$)2.16$1.96$1.56$1.47$1.92$1.70$1.85$1.60$2.00$1.52$2.03$1.76$1.89$2.07$1.99$1.46$
Earnings Per Share, Diluted4.83$(8.58$)3.45$2.67$4.41$1.38$3.13$1.67$4.45$3.52$2.31$3.03$4.20$4.96$5.62$5.42$6.78$7.62$7.03$5.33$5.06$(2.21$)(3.10$)2.25$2.69$3.24$2.86$2.48$2.99$3.71$2.62$(2.13$)2.14$1.94$1.54$1.45$1.90$1.69$1.84$1.58$1.98$1.50$2.00$1.73$1.86$2.04$1.96$1.43$
Unlevered FCF Per Share, Basic13.72$11.21$11.27$5.47$16.05$15.54$7.23$17.92$17.96$8.22$7.21$20.58$6.67$7.06$(0.75$)10.59$4.08$8.64$3.18$9.71$5.80$7.92$11.48$8.39$6.77$8.52$10.01$7.95$6.51$7.95$2.88$7.93$5.72$7.44$6.10$3.57$6.20$4.45$7.58$1.89$8.28$4.18$3.34$2.72$4.69$2.89$5.31$2.35$
Unlevered FCF Per Share, Diluted13.71$11.21$11.25$5.46$16.02$15.51$7.21$17.87$17.92$8.20$7.18$20.52$6.65$7.03$(0.75$)10.54$4.07$8.61$3.17$9.64$5.79$7.92$11.48$8.34$6.73$8.48$9.96$7.91$6.47$7.90$2.86$7.86$5.67$7.37$6.03$3.52$6.15$4.41$7.52$1.87$8.19$4.13$3.30$2.68$4.62$2.84$5.22$2.32$
Average Shares, Basic639,000,000505,600,000383,100,000382,500,000383,000,000383,100,000382,200,000381,700,000382,500,000382,800,000382,600,000382,200,000383,400,000391,200,000410,400,000422,000,000438,800,000450,600,000458,600,000459,100,000457,800,000456,700,000457,600,000460,700,000469,500,000470,800,000469,400,000469,800,000477,800,000485,100,000486,900,000485,600,000484,900,000484,000,000482,300,000483,500,000501,100,000511,700,000523,500,000530,800,000540,600,000545,600,000550,200,000554,300,000559,900,000567,500,000571,000,000573,400,000
Average Shares, Diluted639,500,000505,600,000384,000,000383,400,000383,700,000383,900,000383,400,000382,800,000383,300,000383,700,000383,800,000383,400,000384,600,000392,600,000412,200,000423,900,000440,500,000452,300,000460,100,000462,800,000458,500,000456,700,000457,600,000463,200,000471,800,000473,000,000471,600,000472,400,000480,900,000488,300,000490,800,000489,400,000489,000,000488,100,000487,900,000489,200,000505,900,000516,500,000528,000,000536,300,000546,300,000552,000,000557,200,000561,800,000567,900,000577,600,000580,300,000582,600,000
EBIT8,741,000,000$(2,096,000,000$)5,134,000,000$5,078,000,000$6,002,000,000$4,385,000,000$5,271,000,000$4,558,000,000$5,672,000,000$4,781,000,000$3,731,000,000$3,505,000,000$3,384,000,000$3,142,000,000$3,332,000,000$3,440,000,000$4,368,000,000$4,964,000,000$4,635,000,000$3,582,000,000$4,162,000,000$(602,000,000$)(819,000,000$)2,652,000,000$3,042,000,000$3,333,000,000$3,020,000,000$2,471,000,000$3,030,000,000$3,537,000,000$2,581,000,000$2,099,000,000$2,305,000,000$2,145,000,000$1,705,000,000$1,697,000,000$2,029,000,000$1,845,000,000$1,931,000,000$1,757,000,000$2,052,000,000$1,636,000,000$2,061,000,000$1,809,000,000$2,051,000,000$2,182,000,000$2,106,000,000$1,768,000,000$
EBITDA10,573,000,000$(1,085,000,000$)5,946,000,000$5,892,000,000$6,808,000,000$5,196,000,000$6,077,000,000$5,356,000,000$6,524,000,000$5,106,000,000$4,982,000,000$4,348,000,000$4,128,000,000$3,926,000,000$4,171,000,000$4,293,000,000$5,282,000,000$5,823,000,000$5,490,000,000$4,382,000,000$5,059,000,000$309,000,000$74,000,000$3,557,000,000$3,891,000,000$4,214,000,000$3,724,000,000$3,146,000,000$3,619,000,000$4,119,000,000$3,131,000,000$2,820,000,000$2,893,000,000$2,710,000,000$2,271,000,000$2,306,000,000$2,641,000,000$2,461,000,000$2,522,000,000$2,299,000,000$2,598,000,000$2,165,000,000$2,544,000,000$2,279,000,000$2,566,000,000$2,685,000,000$2,620,000,000$2,186,000,000$