BankUnited, Inc. (BKU)
Q2-CY2026Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-30
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014
Total Revenue288,203,000$275,678,000$273,929,000$255,409,000$264,464,000$257,016,000$250,207,000$241,734,000$234,302,000$242,566,000$239,365,000$244,409,000$269,879,000$258,908,000$238,866,000$222,943,000$251,637,000$220,600,000$231,068,000$226,536,000$228,646,000$223,771,000$228,688,000$203,874,000$223,067,000$223,546,000$226,220,000$227,156,000$328,381,000$290,703,000$287,236,000$275,795,000$285,367,000$294,590,000$269,482,000$258,737,000$256,786,000$246,810,000$243,167,000$230,039,000$232,247,000$220,124,000$202,036,000$193,469,000$190,548,000$187,700,000$186,356,000$
QoQ%4.54%.64%7.25%(3.42%)2.90%2.72%3.51%3.17%(3.41%)1.34%(2.06%)(9.44%)4.24%8.39%7.14%(11.40%)14.07%(4.53%)2.00%(.92%)2.18%(2.15%)12.17%(8.60%)(.21%)(1.18%)(.41%)(30.83%)12.96%1.21%4.15%(3.35%)(3.13%)9.32%4.15%.76%4.04%1.50%5.71%(.95%)5.51%8.95%4.43%1.53%1.52%.72%(5.24%)
YoY%8.98%7.26%9.48%5.66%12.87%5.96%4.53%(1.09%)(13.18%)(6.31%).21%9.63%7.25%17.37%3.38%(1.59%)10.06%(1.42%)1.04%11.12%2.50%.10%1.09%(10.25%)(32.07%)(23.10%)(21.24%)(17.64%)15.07%(1.32%)6.59%6.59%11.13%19.36%10.82%12.48%10.57%12.12%20.36%18.90%21.88%17.27%8.41%(1.62%)2.85%5.57%5.12%
Cost Of Revenue24,843,000$11,851,000$15,694,000$15,111,000$12,267,000$9,091,000$21,823,000$15,285,000$19,253,000$33,049,000$15,517,000$19,788,000$39,608,000$3,720,000$24,123,000$7,830,000$1,310,000$(11,842,000$)(27,263,000$)(27,625,000$)(2,623,000$)29,848,000$25,414,000$125,428,000$(469,000$)1,839,000$(2,747,000$)10,281,000$12,583,000$1,200,000$8,995,000$3,147,000$5,174,000$37,854,000$13,619,000$12,100,000$8,462,000$24,408,000$14,333,000$3,708,000$9,924,000$17,819,000$8,421,000$8,147,000$20,523,000$5,387,000$7,192,000$
Gross Profit263,360,000$263,827,000$258,235,000$240,298,000$252,197,000$247,925,000$228,384,000$226,449,000$215,049,000$209,517,000$223,848,000$224,621,000$230,271,000$255,188,000$214,743,000$215,113,000$250,327,000$232,442,000$258,331,000$254,161,000$231,269,000$193,923,000$203,274,000$78,446,000$223,536,000$221,707,000$228,967,000$216,875,000$315,798,000$289,503,000$278,241,000$272,648,000$280,193,000$256,736,000$255,863,000$246,637,000$248,324,000$222,402,000$228,834,000$226,331,000$222,323,000$202,305,000$193,615,000$185,322,000$170,025,000$182,313,000$179,164,000$
Gross Margin91.38%95.70%94.27%94.08%95.36%96.46%91.28%93.68%91.78%86.38%93.52%91.90%85.32%98.56%89.90%96.49%99.48%105.37%111.80%112.20%101.15%86.66%88.89%38.48%100.21%99.18%101.21%95.47%96.17%99.59%96.87%98.86%98.19%87.15%94.95%95.32%96.71%90.11%94.11%98.39%95.73%91.91%95.83%95.79%89.23%97.13%96.14%
Operating Expenses172,811,000$166,169,000$164,327,000$160,226,000$160,472,000$164,582,000$157,706,000$159,240,000$190,863,000$147,090,000$145,218,000$152,780,000$148,479,000$138,105,000$127,402,000$126,324,000$187,860,000$118,042,000$118,452,000$123,221,000$123,324,000$108,627,000$106,370,000$118,868,000$119,008,000$121,306,000$120,085,000$126,690,000$246,678,000$170,798,000$161,247,000$161,817,000$161,271,000$156,705,000$160,435,000$156,557,000$156,223,000$148,004,000$144,112,000$142,108,000$136,811,000$132,269,000$123,448,000$114,144,000$108,489,000$108,933,000$106,620,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses184,193,000$202,810,000$207,660,000$210,550,000$228,729,000$258,228,000$257,276,000$266,617,000$265,995,000$255,697,000$249,543,000$212,542,000$158,424,000$90,188,000$41,557,000$27,322,000$31,858,000$39,223,000$43,490,000$49,189,000$57,754,000$67,093,000$77,441,000$113,563,000$124,099,000$137,712,000$136,346,000$130,928,000$119,743,000$105,749,000$93,592,000$79,967,000$73,819,000$68,179,000$59,246,000$52,945,000$50,466,000$48,246,000$46,154,000$43,966,000$39,407,000$34,947,000$31,656,000$29,154,000$28,725,000$27,973,000$25,855,000$
Income Before Tax89,838,000$97,932,000$93,904,000$80,072,000$92,991,000$83,186,000$72,963,000$67,209,000$24,186,000$62,427,000$78,630,000$71,841,000$81,792,000$117,083,000$87,468,000$88,789,000$63,531,000$114,400,000$140,150,000$131,304,000$106,965,000$85,912,000$96,904,000$(40,422,000$)104,528,000$100,401,000$108,882,000$90,185,000$69,120,000$118,705,000$116,994,000$110,831,000$118,922,000$100,031,000$95,428,000$90,080,000$92,101,000$74,398,000$84,722,000$84,223,000$85,512,000$70,036,000$70,167,000$71,178,000$61,536,000$73,380,000$72,544,000$
Tax Expenses20,578,000$26,081,000$25,138,000$21,596,000$23,689,000$21,734,000$19,230,000$19,229,000$3,374,000$15,446,000$20,634,000$18,959,000$17,585,000$29,233,000$21,704,000$21,639,000$(61,724,000$)27,459,000$36,176,000$32,490,000$21,228,000$19,353,000$20,396,000$(9,471,000$)15,072,000$24,182,000$27,431,000$24,213,000$16,717,000$21,377,000$27,094,000$25,596,000$(298,872,000$)32,252,000$29,021,000$27,787,000$28,807,000$23,550,000$27,997,000$29,349,000$29,249,000$(32,267,000$)23,530,000$24,721,000$14,702,000$19,813,000$24,001,000$
Net Income69,260,000$71,851,000$68,766,000$58,476,000$69,302,000$61,452,000$53,733,000$47,980,000$20,812,000$46,981,000$57,996,000$52,882,000$64,207,000$87,850,000$65,764,000$67,150,000$125,255,000$86,941,000$103,974,000$98,814,000$85,737,000$66,559,000$76,508,000$(30,951,000$)89,456,000$76,219,000$81,451,000$65,972,000$52,403,000$97,328,000$89,900,000$85,235,000$417,794,000$67,779,000$66,407,000$62,293,000$63,294,000$50,848,000$56,725,000$54,874,000$56,263,000$102,303,000$46,637,000$46,457,000$46,834,000$53,567,000$48,543,000$
Profit Margin24.03%26.06%25.10%22.90%26.21%23.91%21.48%19.85%8.88%19.37%24.23%21.64%23.79%33.93%27.53%30.12%49.78%39.41%45.00%43.62%37.50%29.74%33.46%(15.18%)40.10%34.10%36.01%29.04%15.96%33.48%31.30%30.91%146.41%23.01%24.64%24.08%24.65%20.60%23.33%23.85%24.23%46.48%23.08%24.01%24.58%28.54%26.05%
TTM24.55%25.10%24.55%23.66%22.94%18.71%17.50%18.14%18.60%22.29%25.97%26.75%28.77%35.59%36.95%41.38%44.63%41.40%39.02%36.10%22.36%22.92%24.03%24.66%34.79%27.46%27.71%26.96%27.48%60.60%57.81%56.63%55.43%24.06%23.54%23.19%23.11%22.97%29.19%29.41%29.68%30.05%25.01%25.78%26.83%27.75%28.22%
Earnings to Minority2,868,000$1,030,000$979,000$821,000$1,831,000$850,000$748,000$680,000$1,187,000$700,000$881,000$798,000$1,817,000$1,343,000$999,000$929,000$2,290,000$1,112,000$1,338,000$1,252,000$4,066,000$2,896,000$3,353,000$4,124,000$3,174,000$3,382,000$2,697,000$2,603,000$3,771,000$3,463,000$3,216,000$15,919,000$2,525,000$2,483,000$2,323,000$2,238,000$2,031,000$2,282,000$2,212,000$2,164,000$4,016,000$1,810,000$1,772,000$1,776,000$2,130,000$
Earnings to Common Shareholders66,392,000$70,821,000$67,787,000$57,655,000$67,471,000$60,602,000$52,985,000$47,300,000$19,625,000$46,281,000$57,115,000$52,084,000$62,390,000$86,507,000$64,765,000$66,221,000$122,965,000$85,829,000$102,636,000$97,562,000$81,671,000$63,663,000$73,155,000$(30,951,000$)85,332,000$73,045,000$78,069,000$63,275,000$49,800,000$93,557,000$86,437,000$82,019,000$401,875,000$65,254,000$63,924,000$59,970,000$61,056,000$48,817,000$54,443,000$52,662,000$54,099,000$98,287,000$44,827,000$44,685,000$45,058,000$51,437,000$48,543,000$
QoQ%(6.25%)4.48%17.57%(14.55%)11.34%14.38%12.02%141.02%(57.60%)(18.97%)9.66%(16.52%)(27.88%)33.57%(2.20%)(46.15%)43.27%(16.38%)5.20%19.46%28.29%(12.98%)336.36%(136.27%)16.82%(6.44%)23.38%27.06%(46.77%)8.24%5.39%(79.59%)515.86%2.08%6.59%(1.78%)25.07%(10.33%)3.38%(2.66%)(44.96%)119.26%.32%(.83%)(12.40%)5.96%(8.63%)
YoY%(1.60%)16.86%27.94%21.89%243.80%30.94%(7.23%)(9.19%)(68.55%)(46.50%)(11.81%)(21.35%)(49.26%).79%(36.90%)(32.12%)50.56%34.82%40.30%415.21%(4.29%)(12.84%)(6.29%)(148.92%)71.35%(21.93%)(9.68%)(22.85%)(87.61%)43.37%35.22%36.77%558.21%33.67%17.42%13.88%12.86%(50.33%)21.45%17.85%20.07%91.08%(7.66%)(15.89%)4.75%(5.29%)(10.12%)
Earnings Per Share, Basic0.90$0.96$0.91$0.78$0.92$0.82$0.72$0.64$0.27$0.63$0.78$0.71$0.82$1.13$0.82$0.79$1.42$0.94$1.12$1.06$0.89$0.70$0.80$(0.33$)0.91$0.78$0.81$0.65$0.49$0.90$0.82$0.78$3.80$0.62$0.60$0.57$0.59$0.47$0.53$0.51$0.53$0.96$0.44$0.44$0.45$0.51$0.48$
Earnings Per Share, Diluted0.90$0.95$0.91$0.78$0.91$0.81$0.72$0.64$0.27$0.63$0.78$0.70$0.83$1.12$0.82$0.79$1.42$0.94$1.11$1.06$0.89$0.70$0.80$(0.33$)0.91$0.77$0.81$0.65$0.50$0.90$0.82$0.77$3.80$0.62$0.60$0.57$0.59$0.47$0.52$0.51$0.52$0.95$0.43$0.44$0.45$0.51$0.48$
Unlevered FCF Per Share, Basic1.70$1.35$1.59$0.22$2.52$0.63$1.84$0.91$0.87$2.32$3.85$1.92$(0.31$)3.41$7.57$5.46$3.07$4.13$2.08$4.21$2.50$3.44$2.82$0.68$2.38$1.86$1.55$0.91$4.17$1.68$0.87$1.31$0.83$0.97$0.89$0.34$0.79$0.81$0.82$0.54$0.55$0.78$0.34$0.26$(0.04$)(0.06$)(0.29$)
Unlevered FCF Per Share, Diluted1.70$1.33$1.58$0.22$2.52$0.62$1.83$0.90$0.88$2.31$3.84$1.91$(0.31$)3.39$7.53$5.45$3.09$4.12$2.08$4.20$2.51$3.44$2.82$0.68$2.38$1.85$1.54$0.90$4.18$1.67$0.87$1.30$0.83$0.96$0.88$0.34$0.78$0.80$0.81$0.54$0.55$0.77$0.33$0.25$(0.04$)(0.06$)(0.29$)
Average Shares, Basic73,669,75774,110,34974,097,88473,817,34273,677,30873,674,19073,652,26573,381,26973,249,27073,251,59373,241,59273,561,12175,725,92676,690,34979,042,81183,772,06686,881,26890,845,41092,003,90191,870,17391,558,03991,221,67591,202,15192,843,15993,877,64093,976,88696,276,68097,684,854100,728,849103,884,788104,948,398105,417,449105,734,057105,707,896105,682,942104,756,757103,014,878103,002,750102,967,377102,774,211102,421,108102,327,137102,269,687101,218,524100,549,693100,481,821100,445,596
Average Shares, Diluted73,390,90074,825,46674,621,69674,379,83073,765,80274,492,05674,018,25373,637,09372,874,90573,788,82373,420,91074,008,70274,804,39277,123,82179,393,54583,909,77086,424,75591,027,85892,184,96291,963,71391,484,71291,392,72991,202,85692,843,15993,777,58894,262,82096,622,57997,964,633100,520,280104,384,219105,471,395105,933,610105,841,171106,073,182106,138,077105,377,518103,778,762103,561,054103,731,812103,553,052103,604,365103,316,798103,133,067101,834,370100,681,964100,621,827100,587,260
EBIT274,031,000$300,742,000$301,564,000$290,622,000$321,720,000$341,414,000$330,239,000$333,826,000$290,181,000$318,124,000$328,173,000$284,383,000$240,216,000$207,271,000$129,025,000$116,111,000$95,389,000$153,623,000$183,640,000$180,493,000$164,719,000$153,005,000$174,345,000$73,141,000$228,627,000$238,113,000$245,228,000$221,113,000$188,863,000$224,454,000$210,586,000$190,798,000$192,741,000$168,210,000$154,674,000$143,025,000$142,567,000$122,644,000$130,876,000$128,189,000$124,919,000$104,983,000$101,823,000$100,332,000$90,261,000$101,353,000$98,399,000$
EBITDA285,145,000$313,330,000$314,807,000$304,694,000$335,512,000$358,920,000$341,840,000$351,039,000$307,201,000$336,924,000$346,983,000$303,813,000$260,102,000$226,854,000$129,025,000$135,058,000$117,767,000$172,656,000$183,640,000$180,493,000$164,719,000$153,005,000$174,345,000$73,141,000$228,627,000$238,113,000$245,228,000$221,113,000$188,863,000$224,454,000$210,586,000$190,798,000$192,741,000$168,210,000$154,674,000$143,025,000$142,567,000$122,644,000$130,876,000$128,189,000$124,919,000$104,983,000$101,823,000$100,332,000$90,261,000$101,353,000$98,399,000$