Amerant Bancorp Inc. (AMTB)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-30
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018
Total Revenue112,169,000$111,443,000$110,257,000$105,429,000$111,319,000$33,316,000$98,775,000$92,456,000$101,290,000$100,498,000$110,496,000$101,676,000$106,543,000$85,853,000$71,876,000$69,670,000$133,070,000$65,255,000$65,705,000$61,732,000$60,167,000$65,640,000$66,076,000$71,139,000$67,233,000$66,436,000$67,936,000$68,593,000$68,778,000$68,583,000$68,975,000$66,578,000$70,271,000$79,156,000$69,200,000$
QoQ%.65%1.08%4.58%(5.29%)234.13%(66.27%)6.84%(8.72%).79%(9.05%)8.68%(4.57%)24.10%19.45%3.17%(47.64%)103.92%(.69%)6.44%2.60%(8.34%)(.66%)(7.12%)5.81%1.20%(2.21%)(.96%)(.27%).28%(.57%)3.60%(5.26%)(11.23%)14.39%
YoY%.76%234.50%11.62%14.03%9.90%(66.85%)(10.61%)(9.07%)(4.93%)17.06%53.73%45.94%(19.94%)31.57%9.39%12.86%121.17%(.59%)(.56%)(13.22%)(10.51%)(1.20%)(2.74%)3.71%(2.25%)(3.13%)(1.51%)3.03%(2.13%)(13.36%)(.33%)
Cost Of Revenue3,490,000$14,600,000$6,060,000$18,446,000$9,910,000$19,000,000$19,150,000$12,400,000$12,500,000$8,000,000$29,077,000$11,700,000$16,857,000$7,314,000$(951,000$)(9,275,000$)(6,500,000$)(5,000,000$)(5,000,000$)0$0$18,000,000$48,620,000$22,000,000$(300,000$)(1,500,000$)(1,350,000$)0$(1,375,000$)1,600,000$150,000$0$(12,388,000$)1,155,000$3,646,000$
Gross Profit108,679,000$96,843,000$104,197,000$86,983,000$101,409,000$14,316,000$79,625,000$80,056,000$88,790,000$92,498,000$81,419,000$89,976,000$89,686,000$78,539,000$72,827,000$78,945,000$139,570,000$70,255,000$70,705,000$61,732,000$60,167,000$47,640,000$17,456,000$49,139,000$67,533,000$67,936,000$69,286,000$68,593,000$70,153,000$66,983,000$68,825,000$66,578,000$82,659,000$78,001,000$65,554,000$
Gross Margin96.89%86.90%94.50%82.50%91.10%42.97%80.61%86.59%87.66%92.04%73.69%88.49%84.18%91.48%101.32%113.31%104.89%107.66%107.61%100.00%100.00%72.58%26.42%69.08%100.45%102.26%101.99%100.00%102.00%97.67%99.78%100.00%117.63%98.54%94.73%
Operating Expenses106,772,000$77,835,000$74,400,000$71,554,000$83,386,000$76,208,000$73,302,000$66,594,000$109,702,000$64,420,000$72,500,000$64,733,000$62,241,000$56,113,000$62,241,000$60,818,000$55,088,000$48,404,000$51,125,000$43,625,000$51,629,000$45,500,000$36,740,000$44,867,000$51,730,000$52,737,000$52,905,000$51,945,000$54,648,000$52,042,000$52,638,000$55,645,000$55,601,000$52,222,000$50,665,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses57,032,000$58,591,000$60,616,000$60,504,000$65,283,000$70,638,000$67,054,000$66,657,000$63,892,000$60,806,000$54,620,000$42,797,000$31,196,000$19,240,000$12,222,000$9,453,000$9,149,000$9,592,000$11,202,000$12,760,000$14,503,000$16,569,000$17,844,000$22,086,000$23,975,000$25,604,000$25,437,000$24,870,000$25,102,000$23,992,000$21,927,000$19,298,000$17,354,000$16,360,000$15,228,000$
Income Before Tax1,907,000$19,008,000$29,797,000$15,429,000$18,023,000$(61,892,000$)6,323,000$13,462,000$(20,912,000$)28,078,000$8,919,000$25,243,000$27,445,000$22,426,000$10,586,000$18,127,000$84,482,000$21,851,000$19,580,000$18,107,000$8,538,000$2,140,000$(19,284,000$)4,272,000$15,803,000$15,199,000$16,381,000$16,648,000$15,505,000$14,941,000$16,187,000$10,933,000$27,058,000$25,779,000$14,889,000$
Tax Expenses(794,000$)4,252,000$6,795,000$3,471,000$1,142,000$(13,728,000$)1,360,000$2,894,000$(2,972,000$)6,337,000$1,873,000$5,301,000$5,627,000$4,936,000$2,234,000$3,824,000$20,172,000$5,454,000$4,435,000$3,648,000$65,000$438,000$(4,005,000$)890,000$2,328,000$3,268,000$3,524,000$3,577,000$1,075,000$3,390,000$5,764,000$1,504,000$18,240,000$8,437,000$4,499,000$
Net Income2,701,000$14,756,000$23,002,000$11,958,000$16,881,000$(48,164,000$)4,963,000$10,568,000$(17,940,000$)21,741,000$7,046,000$19,942,000$21,818,000$17,490,000$8,352,000$14,303,000$64,310,000$16,397,000$15,145,000$14,459,000$8,473,000$1,702,000$(15,279,000$)3,382,000$13,475,000$11,931,000$12,857,000$13,071,000$14,430,000$11,551,000$10,423,000$9,429,000$8,818,000$17,342,000$10,390,000$
Profit Margin2.41%13.24%20.86%11.34%15.17%(144.57%)5.03%11.43%(17.71%)21.63%6.38%19.61%20.48%20.37%11.62%20.53%48.33%25.13%23.05%23.42%14.08%2.59%(23.12%)4.75%20.04%17.96%18.93%19.06%20.98%16.84%15.11%14.16%12.55%21.91%15.01%
TTM11.93%15.19%1.02%(4.12%)(4.69%)(15.52%)4.92%5.29%7.44%16.83%16.39%18.47%18.56%28.98%30.41%33.01%33.86%21.54%15.71%3.69%(.66%)1.21%4.99%15.27%19.00%19.24%18.95%18.00%16.79%14.66%16.15%16.12%
Earnings to Minority(817,000$)(378,000$)(262,000$)(244,000$)(155,000$)(44,000$)(72,000$)(1,076,000$)(1,159,000$)(634,000$)(817,000$)
Earnings to Common Shareholders2,701,000$14,756,000$23,002,000$11,958,000$16,881,000$(48,164,000$)4,963,000$10,568,000$(17,123,000$)22,119,000$7,308,000$20,186,000$21,973,000$17,534,000$8,424,000$15,379,000$65,469,000$17,031,000$15,962,000$14,459,000$8,473,000$1,702,000$(15,279,000$)3,382,000$13,475,000$11,931,000$12,857,000$13,071,000$14,430,000$11,551,000$10,423,000$9,429,000$8,818,000$17,342,000$10,390,000$
QoQ%(81.70%)(35.85%)92.36%(29.16%)135.05%(1,070.46%)(53.04%)161.72%(177.41%)202.67%(63.80%)(8.13%)25.32%108.14%(45.22%)(76.51%)284.41%6.70%10.40%70.65%397.83%111.14%(551.77%)(74.90%)12.94%(7.20%)(1.64%)(9.42%)24.92%10.82%10.54%6.93%(49.15%)66.91%
YoY%(84.00%)130.64%363.47%13.15%198.59%(317.75%)(32.09%)(47.65%)(177.93%)26.15%(13.25%)31.26%(66.44%)2.95%(47.23%)6.36%672.68%900.65%204.47%327.53%(37.12%)(85.74%)(218.84%)(74.13%)(6.62%)3.29%23.35%38.63%63.64%(33.39%).32%
Earnings Per Share, Basic0.07$0.35$0.55$0.28$0.40$(1.43$)0.15$0.32$(0.51$)0.66$0.22$0.60$0.66$0.52$0.25$0.44$1.79$0.46$0.43$0.38$0.21$0.04$(0.37$)0.08$(0.11$)0.28$0.30$0.31$(0.11$)0.27$0.25$0.22$408.15$81.51$
Earnings Per Share, Diluted0.07$0.35$0.55$0.28$0.41$(1.43$)0.15$0.31$(0.51$)0.66$0.22$0.60$0.65$0.52$0.25$0.44$1.77$0.45$0.42$0.38$0.21$0.04$(0.37$)0.08$(0.10$)0.28$0.30$0.30$(0.11$)0.27$0.25$0.22$408.15$81.51$
Unlevered FCF Per Share, Basic0.76$0.57$1.35$0.43$1.82$0.08$(0.11$)(0.02$)(0.50$)1.43$0.22$(0.67$)(0.59$)0.39$(1.16$)(0.40$)0.69$0.16$0.63$0.17$0.13$0.55$0.52$0.04$0.03$0.91$0.43$0.25$(0.13$)0.29$0.28$1,030.08$
Unlevered FCF Per Share, Diluted0.76$0.57$1.34$0.43$1.84$0.08$(0.11$)(0.02$)(0.50$)1.42$0.22$(0.67$)(0.58$)0.39$(1.16$)(0.40$)0.68$0.16$0.62$0.16$0.13$0.54$0.52$0.04$0.03$0.90$0.43$0.25$(0.13$)0.29$0.28$1,030.08$
Average Shares, Basic40,903,77441,590,20141,805,55042,015,50742,116,82833,784,99933,581,60433,538,06933,431,23633,489,56033,564,77033,559,71833,477,30833,476,41833,675,93034,819,98436,595,15137,133,78337,330,00037,618,19841,321,86441,722,00041,720,00042,185,000-127,516,82842,466,00042,466,00042,755,000-127,297,05242,489,00042,489,00042,489,00042,489127,466
Average Shares, Diluted41,090,80141,774,10141,873,55142,186,75941,634,27333,784,99933,780,66633,821,56233,431,23633,696,62033,717,70233,855,99433,794,80233,746,87833,914,52935,114,04337,052,95037,518,29337,692,98237,845,86740,630,86442,065,00041,720,00042,533,000-128,476,24442,915,00042,819,00042,914,000-127,297,05242,489,00042,489,00042,489,00042,489127,466
EBIT58,939,000$77,599,000$90,413,000$75,933,000$83,306,000$8,746,000$73,377,000$80,119,000$42,980,000$88,884,000$63,539,000$68,040,000$58,641,000$41,666,000$22,808,000$27,580,000$93,631,000$31,443,000$30,782,000$30,867,000$23,041,000$18,709,000$(1,440,000$)26,358,000$39,778,000$40,803,000$41,818,000$41,518,000$40,607,000$38,933,000$38,114,000$30,231,000$44,412,000$42,139,000$30,117,000$
EBITDA60,999,000$79,086,000$91,964,000$77,521,000$85,040,000$10,483,000$75,029,000$81,596,000$44,460,000$90,679,000$65,814,000$69,332,000$60,597,000$43,147,000$24,102,000$28,732,000$95,151,000$33,534,000$32,654,000$32,653,000$26,514,000$20,702,000$520,000$28,317,000$40,992,000$42,731,000$43,828,000$43,460,000$43,067,000$40,930,000$40,059,000$32,372,000$46,665,000$44,460,000$32,156,000$