AMERISAFE INC (AMSF)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Total Revenue81,591,000$81,976,000$81,088,000$72,597,000$74,029,000$78,695,000$75,830,000$80,489,000$80,116,000$72,640,000$75,659,000$78,438,000$79,761,000$71,380,000$68,036,000$75,560,000$78,381,000$73,045,000$81,157,000$83,351,000$88,221,000$83,005,000$89,082,000$79,169,000$91,939,000$91,488,000$91,753,000$95,190,000$94,669,000$93,529,000$95,380,000$94,175,000$94,937,000$92,804,000$89,925,000$97,542,000$98,558,000$98,206,000$97,563,000$102,335,000$101,760,000$97,470,000$99,936,000$101,788,000$104,886,000$102,336,000$100,624,000$96,173,000$
QoQ%(.47%)1.10%11.70%(1.93%)(5.93%)3.78%(5.79%).47%10.29%(3.99%)(3.54%)(1.66%)11.74%4.92%(9.96%)(3.60%)7.31%(10.00%)(2.63%)(5.52%)6.28%(6.82%)12.52%(13.89%).49%(.29%)(3.61%).55%1.22%(1.94%)1.28%(.80%)2.30%3.20%(7.81%)(1.03%).36%.66%(4.66%).57%4.40%(2.47%)(1.82%)(2.95%)2.49%1.70%4.63%1.98%
YoY%10.22%4.17%6.93%(9.81%)(7.60%)8.34%.23%2.62%.45%1.77%11.20%3.81%1.76%(2.28%)(16.17%)(9.35%)(11.15%)(12.00%)(8.90%)5.28%(4.04%)(9.27%)(2.91%)(16.83%)(2.88%)(2.18%)(3.80%)1.08%(.28%).78%6.07%(3.45%)(3.67%)(5.50%)(7.83%)(4.68%)(3.15%).76%(2.38%).54%(2.98%)(4.76%)(.68%)5.84%11.22%16.29%14.98%11.17%
Cost Of Revenue47,439,000$41,679,000$40,660,000$40,159,000$37,502,000$39,150,000$40,624,000$39,991,000$36,455,000$37,154,000$35,645,000$39,009,000$36,524,000$37,725,000$40,326,000$37,741,000$59,197,000$29,661,000$32,423,000$39,517,000$36,260,000$39,789,000$37,530,000$43,647,000$33,535,000$44,325,000$48,868,000$49,614,000$52,055,000$47,598,000$52,076,000$53,162,000$58,286,000$48,394,000$46,428,000$56,216,000$52,618,000$50,526,000$49,171,000$46,716,000$48,321,000$48,942,000$57,304,000$60,006,000$59,346,000$61,822,000$62,463,000$61,285,000$
Gross Profit34,152,000$40,297,000$40,428,000$32,438,000$36,527,000$39,545,000$35,206,000$40,498,000$43,661,000$35,486,000$40,014,000$39,429,000$43,237,000$33,655,000$27,710,000$37,819,000$19,184,000$43,384,000$48,734,000$43,834,000$51,961,000$43,216,000$51,552,000$35,522,000$58,404,000$47,163,000$42,885,000$45,576,000$42,614,000$45,931,000$43,304,000$41,013,000$36,651,000$44,410,000$43,497,000$41,326,000$45,940,000$47,680,000$48,392,000$55,619,000$53,439,000$48,528,000$42,632,000$41,782,000$45,540,000$40,514,000$38,161,000$34,888,000$
Gross Margin41.86%49.16%49.86%44.68%49.34%50.25%46.43%50.32%54.50%48.85%52.89%50.27%54.21%47.15%40.73%50.05%24.48%59.39%60.05%52.59%58.90%52.06%57.87%44.87%63.53%51.55%46.74%47.88%45.01%49.11%45.40%43.55%38.61%47.85%48.37%42.37%46.61%48.55%49.60%54.35%52.52%49.79%42.66%41.05%43.42%39.59%37.92%36.28%
Operating Expenses
Operating Income
Operating Margin
Interest Income
Interest Expenses
Income Before Tax12,694,000$17,481,000$17,455,000$11,221,000$16,774,000$17,793,000$13,744,000$20,745,000$23,947,000$12,327,000$19,568,000$21,535,000$25,650,000$13,451,000$7,123,000$21,422,000$1,932,000$24,721,000$29,171,000$23,625,000$35,618,000$28,669,000$29,391,000$13,241,000$42,926,000$26,613,000$22,169,000$23,809,000$22,777,000$24,460,000$20,930,000$19,414,000$17,800,000$23,556,000$22,151,000$18,733,000$27,784,000$26,027,000$24,615,000$34,395,000$33,768,000$25,890,000$20,112,000$21,197,000$23,936,000$19,348,000$17,061,000$13,404,000$
Tax Expenses2,271,000$3,663,000$3,500,000$2,272,000$3,580,000$3,469,000$2,751,000$3,820,000$4,766,000$2,366,000$3,941,000$4,196,000$4,872,000$2,090,000$991,000$4,091,000$(1,609,000$)5,585,000$5,404,000$4,313,000$7,117,000$5,316,000$5,443,000$2,441,000$8,912,000$5,227,000$4,279,000$4,409,000$3,971,000$4,759,000$3,974,000$3,245,000$17,151,000$6,979,000$6,670,000$5,209,000$8,711,000$8,131,000$7,976,000$10,138,000$10,695,000$7,950,000$5,793,000$6,067,000$7,071,000$5,869,000$4,288,000$2,855,000$
Net Income10,423,000$13,818,000$13,955,000$8,949,000$13,194,000$14,324,000$10,993,000$16,925,000$19,181,000$9,961,000$15,627,000$17,339,000$20,778,000$11,361,000$6,132,000$17,331,000$3,541,000$19,136,000$23,767,000$19,312,000$28,501,000$23,353,000$23,948,000$10,800,000$34,014,000$21,386,000$17,890,000$19,400,000$18,806,000$19,701,000$16,956,000$16,169,000$649,000$16,577,000$15,481,000$13,524,000$19,073,000$17,896,000$16,639,000$24,257,000$23,073,000$17,940,000$14,319,000$15,130,000$16,865,000$13,479,000$12,773,000$10,549,000$
Profit Margin12.78%16.86%17.21%12.33%17.82%18.20%14.50%21.03%23.94%13.71%20.66%22.11%26.05%15.92%9.01%22.94%4.52%26.20%29.29%23.17%32.31%28.13%26.88%13.64%37.00%23.38%19.50%20.38%19.87%21.06%17.78%17.17%.68%17.86%17.22%13.87%19.35%18.22%17.06%23.70%22.67%18.41%14.33%14.86%16.08%13.17%12.69%10.97%
TTM14.86%16.12%16.46%15.76%17.94%19.49%18.46%19.97%20.24%20.79%21.33%18.69%18.87%13.08%15.64%20.70%20.81%27.85%28.28%27.68%25.51%26.84%25.63%23.73%25.03%20.77%20.21%19.77%18.96%14.15%13.35%13.14%12.32%17.07%17.17%17.13%19.63%20.47%20.52%19.82%17.57%15.90%14.62%14.22%13.28%13.79%13.31%12.39%
Earnings to Minority
Earnings to Common Shareholders10,423,000$13,818,000$13,955,000$8,949,000$13,194,000$14,324,000$10,993,000$16,925,000$19,181,000$9,961,000$15,627,000$17,339,000$20,778,000$11,361,000$6,132,000$17,331,000$3,541,000$19,136,000$23,767,000$19,312,000$28,501,000$23,353,000$23,948,000$10,800,000$34,014,000$21,386,000$17,890,000$19,400,000$18,806,000$19,701,000$16,956,000$16,169,000$649,000$16,577,000$15,481,000$13,524,000$19,073,000$17,896,000$16,639,000$24,257,000$23,073,000$17,940,000$14,319,000$15,130,000$16,865,000$13,479,000$12,773,000$10,549,000$
QoQ%(24.57%)(.98%)55.94%(32.17%)(7.89%)30.30%(35.05%)(11.76%)92.56%(36.26%)(9.87%)(16.55%)82.89%85.27%(64.62%)389.44%(81.50%)(19.49%)23.07%(32.24%)22.04%(2.49%)121.74%(68.25%)59.05%19.54%(7.78%)3.16%(4.54%)16.19%4.87%2,391.37%(96.09%)7.08%14.47%(29.09%)6.58%7.56%(31.41%)5.13%28.61%25.29%(5.36%)(10.29%)25.12%5.53%21.08%(39.29%)
YoY%(21.00%)(3.53%)26.94%(47.13%)(31.21%)43.80%(29.65%)(2.39%)(7.69%)(12.32%)154.84%.05%486.78%(40.63%)(74.20%)(10.26%)(87.58%)(18.06%)(.76%)78.82%(16.21%)9.20%33.86%(44.33%)80.87%8.55%5.51%19.98%2,797.69%18.85%9.53%19.56%(96.60%)(7.37%)(6.96%)(44.25%)(17.34%)(.25%)16.20%60.32%36.81%33.10%12.10%43.43%(2.94%)39.36%67.67%19.39%
Earnings Per Share, Basic0.55$0.73$0.73$0.47$0.69$0.75$0.58$0.89$1.00$0.52$0.82$0.91$1.09$0.59$0.32$0.90$0.18$0.99$1.23$1.00$1.48$1.21$1.24$0.56$1.77$1.11$0.93$1.01$0.98$1.03$0.88$0.84$0.03$0.86$0.81$0.71$1.00$0.94$0.87$1.27$1.21$0.95$0.76$0.80$0.90$0.72$0.69$0.57$
Earnings Per Share, Diluted0.55$0.72$0.73$0.47$0.69$0.75$0.57$0.88$1.00$0.52$0.81$0.90$1.08$0.59$0.32$0.89$0.18$0.99$1.23$1.00$1.47$1.21$1.24$0.56$1.75$1.11$0.93$1.01$0.97$1.02$0.88$0.84$0.03$0.86$0.81$0.70$0.99$0.93$0.87$1.27$1.20$0.94$0.75$0.79$0.89$0.71$0.68$0.56$
Unlevered FCF Per Share, Basic0.55$0.52$(0.50$)(0.09$)0.57$0.44$(0.14$)0.35$0.21$0.24$0.38$0.70$(0.42$)0.53$0.89$0.35$0.41$0.17$0.48$0.84$0.64$0.45$1.38$0.78$0.84$1.15$1.00$1.05$1.43$1.75$1.26$0.61$1.48$3.20$0.88$1.24$
Unlevered FCF Per Share, Diluted0.55$0.51$(0.50$)(0.09$)0.56$0.44$(0.14$)0.35$0.20$0.24$0.38$0.70$(0.42$)0.53$0.88$0.35$0.41$0.17$0.47$0.83$0.63$0.44$1.38$0.77$0.83$1.15$0.99$1.05$1.42$1.75$1.26$0.61$1.47$3.19$0.88$1.23$
Average Shares, Basic18,862,38418,980,80719,038,36019,036,30919,035,31619,042,15219,083,23219,122,16819,160,37519,164,85419,139,73519,131,35619,128,70419,198,32019,273,93419,332,00619,345,79619,344,63619,327,42219,311,71019,309,36319,299,92119,280,68419,266,01619,263,83319,256,06919,245,59219,229,13419,223,63019,216,54519,208,60119,187,13619,177,59519,171,91219,162,04919,150,40019,146,61819,121,94719,096,71819,057,94119,030,56918,968,71818,917,22918,847,79218,776,36718,676,03318,600,18618,531,926
Average Shares, Diluted18,982,48119,072,06119,119,60019,154,42619,168,54119,113,10319,146,29419,211,28219,248,33019,223,58819,196,75519,235,41119,254,53019,269,34619,332,16819,430,82419,437,14319,407,91819,380,61119,408,80419,408,60219,358,68219,335,70719,352,24519,409,41219,302,55119,306,95319,298,03619,370,37219,272,98419,266,73519,262,23719,289,26519,236,11419,227,96019,230,12519,275,63619,190,19119,184,98419,163,78919,252,94119,096,25919,080,06519,047,47919,004,42518,929,77718,894,88518,884,929
EBIT12,694,000$17,481,000$17,455,000$11,221,000$16,774,000$17,793,000$13,744,000$20,745,000$23,947,000$12,327,000$19,568,000$21,535,000$25,650,000$13,451,000$7,123,000$21,422,000$1,932,000$24,721,000$29,171,000$23,625,000$35,618,000$28,669,000$29,391,000$13,241,000$42,926,000$26,613,000$22,169,000$23,809,000$22,777,000$24,460,000$20,930,000$19,414,000$17,800,000$23,556,000$22,151,000$18,733,000$27,784,000$26,027,000$24,615,000$34,395,000$33,768,000$25,890,000$20,112,000$21,197,000$23,936,000$19,348,000$17,061,000$13,404,000$
EBITDA12,694,000$17,481,000$17,455,000$11,221,000$16,774,000$17,793,000$13,744,000$20,745,000$23,947,000$12,327,000$19,568,000$21,535,000$25,650,000$13,451,000$7,123,000$21,422,000$1,932,000$24,721,000$29,171,000$23,625,000$35,618,000$28,669,000$29,391,000$13,241,000$42,926,000$26,613,000$22,169,000$23,809,000$22,777,000$24,460,000$20,930,000$19,414,000$17,800,000$23,556,000$22,151,000$18,733,000$27,784,000$26,027,000$24,615,000$34,395,000$33,768,000$25,890,000$20,112,000$21,197,000$23,936,000$19,348,000$17,061,000$13,404,000$