AFLAC INC (AFL)
Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014Q4-CY2013
Balance Sheet Date2025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-312013-Dec-31
Fiscal PeriodQ3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014Q4-FY2013
Total Revenue4,740,000,000$4,160,000,000$3,398,000,000$5,403,000,000$2,949,000,000$5,138,000,000$5,436,000,000$3,777,000,000$4,950,000,000$5,172,000,000$4,800,000,000$3,948,000,000$4,704,000,000$5,315,000,000$5,173,000,000$4,884,000,000$5,237,000,000$5,564,000,000$5,869,000,000$5,913,000,000$5,665,000,000$5,407,000,000$5,162,000,000$5,603,000,000$5,536,000,000$5,511,000,000$5,657,000,000$5,126,000,000$5,577,000,000$5,589,000,000$5,464,000,000$5,424,000,000$5,506,000,000$5,428,000,000$5,309,000,000$5,955,000,000$5,716,000,000$5,437,000,000$5,451,000,000$5,319,000,000$5,040,000,000$5,287,000,000$5,226,000,000$5,514,000,000$5,736,000,000$5,838,000,000$5,640,000,000$5,801,000,000$
QoQ%13.94%22.43%(37.11%)83.22%(42.60%)(5.48%)43.92%(23.70%)(4.29%)7.75%21.58%(16.07%)(11.50%)2.75%5.92%(6.74%)(5.88%)(5.20%)(.74%)4.38%4.77%4.75%(7.87%)1.21%.45%(2.58%)10.36%(8.09%)(.22%)2.29%.74%(1.49%)1.44%2.24%(10.85%)4.18%5.13%(.26%)2.48%5.54%(4.67%)1.17%(5.22%)(3.87%)(1.75%)3.51%(2.78%)(1.44%)
YoY%60.73%(19.04%)(37.49%)43.05%(40.42%)(.66%)13.25%(4.33%)5.23%(2.69%)(7.21%)(19.17%)(10.18%)(4.48%)(11.86%)(17.40%)(7.56%)2.90%13.70%5.53%2.33%(1.89%)(8.75%)9.31%(.74%)(1.40%)3.53%(5.49%)1.29%2.97%2.92%(8.92%)(3.67%)(.17%)(2.61%)11.96%13.41%2.84%4.31%(3.54%)(12.13%)(9.44%)(7.34%)(4.95%)(2.55%)(3.41%)(9.15%)(9.00%)
Cost Of Revenue1,654,000,000$2,231,000,000$2,161,000,000$2,136,000,000$1,809,000,000$2,129,000,000$2,225,000,000$2,311,000,000$2,061,000,000$2,300,000,000$2,355,000,000$2,248,000,000$2,270,000,000$2,471,000,000$2,690,000,000$2,446,000,000$2,887,000,000$2,933,000,000$3,046,000,000$3,274,000,000$3,277,000,000$3,186,000,000$3,272,000,000$3,299,000,000$3,344,000,000$3,273,000,000$3,307,000,000$3,238,000,000$3,317,000,000$3,334,000,000$3,356,000,000$3,291,000,000$3,354,000,000$3,322,000,000$3,346,000,000$3,545,000,000$3,660,000,000$3,538,000,000$3,317,000,000$3,206,000,000$3,185,000,000$3,192,000,000$3,229,000,000$3,336,000,000$3,626,000,000$3,569,000,000$3,514,000,000$3,680,000,000$
Gross Profit3,086,000,000$1,929,000,000$1,237,000,000$3,267,000,000$1,140,000,000$3,009,000,000$3,211,000,000$1,466,000,000$2,889,000,000$2,872,000,000$2,445,000,000$1,700,000,000$2,434,000,000$2,844,000,000$2,483,000,000$2,438,000,000$2,350,000,000$2,631,000,000$2,823,000,000$2,639,000,000$2,388,000,000$2,221,000,000$1,890,000,000$2,304,000,000$2,192,000,000$2,238,000,000$2,350,000,000$1,888,000,000$2,260,000,000$2,255,000,000$2,108,000,000$2,133,000,000$2,152,000,000$2,106,000,000$1,963,000,000$2,410,000,000$2,056,000,000$1,899,000,000$2,134,000,000$2,113,000,000$1,855,000,000$2,095,000,000$1,997,000,000$2,178,000,000$2,110,000,000$2,269,000,000$2,126,000,000$2,121,000,000$
Gross Margin65.11%46.37%36.40%60.47%38.66%58.56%59.07%38.81%58.36%55.53%50.94%43.06%51.74%53.51%48.00%49.92%44.87%47.29%48.10%44.63%42.15%41.08%36.61%41.12%39.60%40.61%41.54%36.83%40.52%40.35%38.58%39.33%39.09%38.80%36.98%40.47%35.97%34.93%39.15%39.73%36.81%39.63%38.21%39.50%36.79%38.87%37.70%36.56%
Operating Expenses1,310,000,000$1,328,000,000$1,308,000,000$1,345,000,000$1,262,000,000$1,198,000,000$1,256,000,000$1,385,000,000$1,285,000,000$1,249,000,000$1,308,000,000$1,356,000,000$1,299,000,000$1,333,000,000$1,396,000,000$1,286,000,000$1,515,000,000$1,538,000,000$1,531,000,000$1,678,000,000$1,351,000,000$986,000,000$707,000,000$1,281,000,000$1,036,000,000$1,095,000,000$1,211,000,000$843,000,000$1,199,000,000$1,117,000,000$999,000,000$1,160,000,000$1,138,000,000$1,033,000,000$936,000,000$1,506,000,000$964,000,000$857,000,000$1,057,000,000$1,170,000,000$828,000,000$1,100,000,000$962,000,000$1,292,000,000$1,069,000,000$1,112,000,000$957,000,000$1,131,000,000$
Operating Income1,298,000,000$1,139,000,000$1,133,000,000$750,000,000$1,106,000,000$1,141,000,000$1,161,000,000$994,000,000$1,293,000,000$1,341,000,000$1,306,000,000$961,000,000$1,037,000,000$1,235,000,000$1,183,000,000$1,023,000,000$1,156,000,000$1,143,000,000$1,139,000,000$1,045,000,000$1,061,000,000$1,138,000,000$1,109,000,000$973,000,000$1,014,000,000$1,073,000,000$1,027,000,000$904,000,000$1,092,000,000$1,042,000,000$1,077,000,000$943,000,000$1,027,000,000$995,000,000$1,035,000,000$886,000,000$1,041,000,000$1,157,000,000$1,169,000,000$990,000,000$
Operating Margin26.22%22.02%23.60%19.00%23.51%21.47%22.44%20.35%24.69%24.10%22.25%16.25%18.31%22.84%22.92%18.26%20.88%20.74%20.13%20.39%19.03%20.36%20.30%17.94%18.42%19.77%19.35%15.18%19.10%19.17%19.76%17.73%20.38%18.82%19.81%16.07%18.15%19.82%20.73%17.07%
Interest Income
Interest Expenses57,000,000$52,000,000$50,000,000$50,000,000$50,000,000$50,000,000$47,000,000$47,000,000$49,000,000$51,000,000$48,000,000$55,000,000$59,000,000$55,000,000$56,000,000$57,000,000$57,000,000$62,000,000$62,000,000$61,000,000$63,000,000$63,000,000$55,000,000$57,000,000$57,000,000$57,000,000$58,000,000$58,000,000$53,000,000$54,000,000$56,000,000$59,000,000$59,000,000$61,000,000$62,000,000$72,000,000$65,000,000$66,000,000$65,000,000$65,000,000$67,000,000$74,000,000$83,000,000$79,000,000$77,000,000$81,000,000$80,000,000$82,000,000$
Income Before Tax1,994,000,000$822,000,000$145,000,000$2,135,000,000$92,000,000$2,019,000,000$2,170,000,000$289,000,000$1,805,000,000$1,825,000,000$1,342,000,000$538,000,000$1,329,000,000$1,708,000,000$1,294,000,000$1,118,000,000$1,113,000,000$1,373,000,000$1,603,000,000$1,216,000,000$1,153,000,000$1,070,000,000$720,000,000$1,058,000,000$1,036,000,000$1,109,000,000$1,242,000,000$722,000,000$1,146,000,000$1,131,000,000$982,000,000$999,000,000$1,075,000,000$1,045,000,000$898,000,000$1,153,000,000$963,000,000$834,000,000$1,117,000,000$1,110,000,000$864,000,000$874,000,000$1,013,000,000$1,075,000,000$1,074,000,000$1,238,000,000$1,104,000,000$1,028,000,000$
Tax Expenses355,000,000$223,000,000$116,000,000$233,000,000$185,000,000$264,000,000$291,000,000$21,000,000$236,000,000$191,000,000$154,000,000$342,000,000$(452,000,000$)314,000,000$247,000,000$173,000,000$225,000,000$268,000,000$310,000,000$265,000,000$(1,303,000,000$)265,000,000$154,000,000$276,000,000$259,000,000$292,000,000$314,000,000$197,000,000$301,000,000$299,000,000$265,000,000$(1,585,000,000$)359,000,000$332,000,000$306,000,000$402,000,000$334,000,000$286,000,000$386,000,000$380,000,000$297,000,000$301,000,000$350,000,000$372,000,000$368,000,000$428,000,000$372,000,000$353,000,000$
Net Income1,639,000,000$599,000,000$29,000,000$1,902,000,000$(93,000,000$)1,755,000,000$1,879,000,000$268,000,000$1,569,000,000$1,634,000,000$1,188,000,000$196,000,000$1,781,000,000$1,394,000,000$1,047,000,000$945,000,000$888,000,000$1,105,000,000$1,293,000,000$952,000,000$2,456,000,000$805,000,000$566,000,000$781,000,000$777,000,000$817,000,000$928,000,000$525,000,000$845,000,000$832,000,000$717,000,000$2,583,000,000$716,000,000$713,000,000$592,000,000$751,000,000$629,000,000$548,000,000$731,000,000$730,000,000$567,000,000$573,000,000$663,000,000$703,000,000$706,000,000$810,000,000$732,000,000$675,000,000$
Profit Margin34.58%14.40%.85%35.20%(3.15%)34.16%34.57%7.10%31.70%31.59%24.75%4.97%37.86%26.23%20.24%19.35%16.96%19.86%22.03%16.10%43.35%14.89%10.97%13.94%14.04%14.83%16.40%10.24%15.15%14.89%13.12%47.62%13.00%13.14%11.15%12.61%11.00%10.08%13.41%13.72%11.25%10.84%12.69%12.75%12.31%13.88%12.98%11.64%
TTM23.55%15.32%21.28%28.76%22.02%28.35%27.67%24.92%24.31%25.77%24.29%23.08%25.74%20.74%19.11%19.63%18.77%25.23%24.09%21.58%21.10%13.49%13.48%14.81%13.96%14.24%14.26%13.42%22.57%22.05%21.67%21.25%12.49%11.98%11.24%11.79%12.03%12.12%12.33%12.14%11.90%12.15%12.92%12.98%12.70%12.60%12.83%13.19%
Earnings to Minority1,000,000$(1,000,000$)(1,000,000$)
Earnings to Common Shareholders1,639,000,000$599,000,000$29,000,000$1,902,000,000$(93,000,000$)1,755,000,000$1,879,000,000$268,000,000$1,569,000,000$1,634,000,000$1,188,000,000$196,000,000$1,781,000,000$1,394,000,000$1,047,000,000$945,000,000$888,000,000$1,105,000,000$1,293,000,000$951,000,000$2,456,000,000$805,000,000$566,000,000$782,000,000$777,000,000$817,000,000$928,000,000$525,000,000$845,000,000$832,000,000$717,000,000$2,584,000,000$716,000,000$713,000,000$592,000,000$751,000,000$629,000,000$548,000,000$731,000,000$730,000,000$567,000,000$573,000,000$663,000,000$703,000,000$706,000,000$810,000,000$732,000,000$675,000,000$
QoQ%173.62%1,965.52%(98.48%)2,145.16%(105.30%)(6.60%)601.12%(82.92%)(3.98%)37.54%506.12%(89.00%)27.76%33.14%10.79%6.42%(19.64%)(14.54%)35.96%(61.28%)205.09%42.23%(27.62%).64%(4.90%)(11.96%)76.76%(37.87%)1.56%16.04%(72.25%)260.89%.42%20.44%(21.17%)19.40%14.78%(25.03%).14%28.75%(1.05%)(13.58%)(5.69%)(.43%)(12.84%)10.66%8.44%(3.85%)
YoY%1,862.37%(65.87%)(98.46%)609.70%(105.93%)7.41%58.17%36.74%(11.90%)17.22%13.47%(79.26%)100.56%26.15%(19.03%)(.63%)(63.84%)37.27%128.45%21.61%216.09%(1.47%)(39.01%)48.95%(8.05%)(1.80%)29.43%(79.68%)18.02%16.69%21.12%244.08%13.83%30.11%(19.02%)2.88%10.94%(4.36%)10.26%3.84%(19.69%)(29.26%)(9.43%)4.15%.57%(8.89%)(17.94%)16.18%
Earnings Per Share, Basic3.09$1.12$0.05$3.44$(0.17$)3.11$3.27$0.46$2.65$2.72$1.94$0.32$2.83$2.18$1.61$1.43$1.33$1.63$1.88$1.36$3.45$1.12$0.78$1.07$1.05$1.10$1.23$0.69$1.10$1.08$0.92$3.30$0.91$0.90$0.74$0.37$1.54$1.33$1.75$1.72$1.32$1.33$1.52$1.58$1.56$1.79$1.61$1.46$
Earnings Per Share, Diluted3.08$1.11$0.05$3.43$(0.17$)3.10$3.25$0.46$2.64$2.71$1.94$0.31$2.82$2.17$1.60$1.43$1.32$1.62$1.87$1.35$3.44$1.12$0.78$1.06$1.04$1.09$1.23$0.69$1.09$1.07$0.91$3.27$0.90$0.89$0.73$0.36$1.53$1.32$1.74$1.71$1.32$1.32$1.51$1.57$1.56$1.78$1.60$1.45$
Unlevered FCF Per Share, Basic2.36$0.74$1.08$0.60$2.28$0.45$1.48$1.00$2.16$0.74$1.46$1.67$1.71$0.80$1.94$1.32$2.77$1.42$1.98$1.94$2.81$1.65$1.95$1.63$2.58$1.09$2.05$1.78$2.41$2.03$1.59$1.95$1.81$1.78$2.19$0.91$3.10$3.70$3.18$4.72$3.89$3.81$3.34$4.42$3.20$3.35$3.55$7.33$
Unlevered FCF Per Share, Diluted2.35$0.74$1.08$0.60$2.27$0.45$1.47$1.00$2.15$0.73$1.45$1.66$1.70$0.79$1.93$1.31$2.76$1.41$1.97$1.93$2.80$1.65$1.94$1.62$2.56$1.09$2.04$1.77$2.40$2.02$1.58$1.94$1.80$1.76$2.17$0.90$3.08$3.68$3.16$4.69$3.87$3.78$3.32$4.39$3.18$3.33$3.53$7.28$
Average Shares, Basic530,050,000536,688,000544,707,000552,610,000557,899,000564,573,000574,886,000581,499,000591,246,000600,742,000611,205,000619,454,000629,350,000640,707,000649,753,000658,718,000668,762,000678,050,000688,938,000700,855,000711,698,000717,889,000724,366,000733,134,000739,946,000745,153,000751,423,000759,804,000767,049,000772,949,000778,550,000784,086,000788,958,000792,865,000802,259,0002,052,648,000408,519,000411,853,000418,748,000424,903,000428,735,000431,672,000437,306,000446,280,000451,246,000452,559,000454,731,000462,009,000
Average Shares, Diluted532,015,000538,425,000546,878,000555,326,000560,414,000566,838,000577,482,000584,505,000593,596,000602,929,000613,950,000622,604,000631,946,000643,243,000652,827,000662,131,000671,925,000680,920,000691,940,000703,699,000713,793,000719,764,000727,512,000737,239,000743,842,000748,849,000755,790,000764,871,000772,070,000777,807,000783,852,000789,849,000794,762,000798,695,000808,138,0002,064,978,000411,140,000414,326,000420,920,000427,402,000431,102,000434,257,000439,927,000448,940,000453,981,000455,380,000457,699,000465,142,000
EBIT2,051,000,000$874,000,000$195,000,000$2,185,000,000$142,000,000$2,069,000,000$2,217,000,000$336,000,000$1,854,000,000$1,876,000,000$1,390,000,000$593,000,000$1,388,000,000$1,763,000,000$1,350,000,000$1,175,000,000$1,170,000,000$1,435,000,000$1,665,000,000$1,277,000,000$1,216,000,000$1,133,000,000$775,000,000$1,115,000,000$1,093,000,000$1,166,000,000$1,300,000,000$780,000,000$1,199,000,000$1,185,000,000$1,038,000,000$1,058,000,000$1,134,000,000$1,106,000,000$960,000,000$1,225,000,000$1,028,000,000$900,000,000$1,182,000,000$1,175,000,000$931,000,000$948,000,000$1,096,000,000$1,154,000,000$1,151,000,000$1,319,000,000$1,184,000,000$1,110,000,000$
EBITDA2,051,000,000$874,000,000$195,000,000$2,185,000,000$142,000,000$2,069,000,000$2,217,000,000$336,000,000$1,854,000,000$1,876,000,000$1,390,000,000$593,000,000$1,388,000,000$1,763,000,000$1,350,000,000$1,175,000,000$1,170,000,000$1,435,000,000$1,665,000,000$1,277,000,000$1,216,000,000$1,133,000,000$775,000,000$1,115,000,000$1,093,000,000$1,166,000,000$1,300,000,000$780,000,000$1,199,000,000$1,185,000,000$1,038,000,000$1,058,000,000$1,134,000,000$1,106,000,000$960,000,000$1,225,000,000$1,028,000,000$900,000,000$1,182,000,000$1,175,000,000$931,000,000$948,000,000$1,096,000,000$1,154,000,000$1,151,000,000$1,319,000,000$1,184,000,000$1,110,000,000$