ARCH CAPITAL GROUP LTD. (ACGL)
Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014Q4-CY2013
Balance Sheet Date2025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-312013-Dec-31
Fiscal PeriodQ3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014Q4-FY2013
Total Revenue5,109,000,000$5,213,000,000$4,673,000,000$4,548,000,000$4,722,000,000$4,229,000,000$3,941,000,000$3,975,000,000$3,329,000,000$3,162,000,000$3,168,000,000$3,071,000,000$2,386,000,000$2,214,000,000$1,942,000,000$2,311,006,000$2,101,204,000$2,569,996,000$2,265,794,000$2,375,938,000$2,312,251,000$2,295,008,000$1,525,312,000$1,741,321,000$1,682,660,000$1,779,140,000$1,722,846,000$1,352,020,000$1,403,784,000$1,410,809,000$1,283,955,000$1,421,108,000$1,479,554,000$1,407,537,000$1,319,176,000$988,227,000$1,197,501,000$1,191,152,000$1,086,676,000$902,004,000$932,590,000$1,019,652,000$1,082,344,000$1,014,451,000$992,531,000$1,035,660,000$946,231,000$923,078,000$
QoQ%(2.00%)11.56%2.75%(3.69%)11.66%7.31%(.86%)19.41%5.28%(.19%)3.16%28.71%7.77%14.01%(15.97%)9.99%(18.24%)13.43%(4.64%)2.75%.75%50.46%(12.41%)3.49%(5.42%)3.27%27.43%(3.69%)(.50%)9.88%(9.65%)(3.95%)5.12%6.70%33.49%(17.48%).53%9.61%20.47%(3.28%)(8.54%)(5.79%)6.69%2.21%(4.16%)9.45%2.51%7.19%
YoY%8.20%23.27%18.57%14.42%41.84%33.74%24.40%29.44%39.52%42.82%63.13%32.89%13.55%(13.85%)(14.29%)(2.73%)(9.13%)11.98%48.55%36.45%37.42%29.00%(11.47%)28.79%19.87%26.11%34.18%(4.86%)(5.12%).23%(2.67%)43.80%23.55%18.17%21.40%9.56%28.41%16.82%.40%(11.09%)(6.04%)(1.55%)14.39%9.90%15.26%21.59%6.30%.32%
Cost Of Revenue2,986,000,000$3,127,000,000$3,351,000,000$3,114,000,000$3,084,000,000$2,460,000,000$2,335,000,000$2,280,000,000$2,222,000,000$2,052,000,000$2,004,000,000$1,742,000,000$2,131,000,000$1,516,000,000$1,379,000,000$1,353,411,000$1,532,034,000$1,494,974,000$1,507,581,000$1,382,213,000$1,464,215,000$1,485,311,000$1,362,702,000$1,066,810,000$1,013,575,000$977,632,000$916,380,000$1,036,992,000$901,022,000$928,991,000$828,236,000$887,754,000$1,239,995,000$880,296,000$734,859,000$719,718,000$685,450,000$757,269,000$690,787,000$658,731,000$703,307,000$694,851,000$656,792,000$671,034,000$665,220,000$643,676,000$596,582,000$591,844,000$
Gross Profit2,123,000,000$2,086,000,000$1,322,000,000$1,434,000,000$1,638,000,000$1,769,000,000$1,606,000,000$1,695,000,000$1,107,000,000$1,110,000,000$1,164,000,000$1,329,000,000$255,000,000$698,000,000$563,000,000$957,595,000$569,170,000$1,075,022,000$758,213,000$993,725,000$848,036,000$809,697,000$162,610,000$674,511,000$669,085,000$801,508,000$806,466,000$315,028,000$502,762,000$481,818,000$455,719,000$533,354,000$239,559,000$527,241,000$584,317,000$268,509,000$512,051,000$433,883,000$395,889,000$243,273,000$229,283,000$324,801,000$425,552,000$343,417,000$327,311,000$391,984,000$349,649,000$331,234,000$
Gross Margin41.55%40.02%28.29%31.53%34.69%41.83%40.75%42.64%33.25%35.10%36.74%43.28%10.69%31.53%28.99%41.44%27.09%41.83%33.46%41.83%36.68%35.28%10.66%38.74%39.76%45.05%46.81%23.30%35.82%34.15%35.49%37.53%16.19%37.46%44.29%27.17%42.76%36.43%36.43%26.97%24.59%31.85%39.32%33.85%32.98%37.85%36.95%35.88%
Operating Expenses527,000,000$501,000,000$533,000,000$467,000,000$402,000,000$387,000,000$416,000,000$390,000,000$330,000,000$334,000,000$349,000,000$303,000,000$293,000,000$305,000,000$322,000,000$279,185,000$250,504,000$260,894,000$286,417,000$241,032,000$233,623,000$227,169,000$255,340,000$231,245,000$213,573,000$217,165,000$219,125,000$192,350,000$175,433,000$198,693,000$190,327,000$183,610,000$187,225,000$194,857,000$202,511,000$200,020,000$171,771,000$174,514,000$159,531,000$169,584,000$156,959,000$168,608,000$157,882,000$104,651,000$149,480,000$156,350,000$145,799,000$135,069,000$
Operating Income
Operating Margin
Interest Income
Interest Expenses37,000,000$38,000,000$35,000,000$37,000,000$35,000,000$35,000,000$34,000,000$34,000,000$34,000,000$33,000,000$32,000,000$32,000,000$33,000,000$33,000,000$33,000,000$31,778,000$33,176,000$35,700,000$38,346,000$38,419,000$41,343,000$31,139,000$32,555,000$31,199,000$31,328,000$29,280,000$29,065,000$29,774,000$29,730,000$30,344,000$30,636,000$30,496,000$29,510,000$28,749,000$28,676,000$18,539,000$15,943,000$15,663,000$16,107,000$15,827,000$13,300,000$4,011,000$12,736,000$12,744,000$4,152,000$14,334,000$14,404,000$9,373,000$
Income Before Tax1,565,000,000$1,451,000,000$695,000,000$1,001,000,000$1,086,000,000$1,366,000,000$1,221,000,000$1,257,000,000$795,000,000$736,000,000$781,000,000$923,000,000$3,000,000$426,000,000$210,000,000$882,089,000$301,433,000$745,367,000$439,111,000$639,635,000$511,470,000$495,689,000$(69,245,000$)340,104,000$437,305,000$530,317,000$541,384,000$91,336,000$282,122,000$280,015,000$188,299,000$258,605,000$(37,028,000$)233,268,000$302,432,000$83,276,000$316,851,000$263,488,000$191,937,000$39,456,000$73,704,000$132,599,000$321,435,000$212,648,000$229,710,000$219,006,000$182,883,000$176,944,000$
Tax Expenses215,000,000$214,000,000$121,000,000$66,000,000$98,000,000$97,000,000$101,000,000$(1,076,000,000$)72,000,000$67,000,000$64,000,000$61,000,000$(15,000,000$)22,000,000$12,000,000$33,824,000$4,137,000$51,179,000$38,860,000$34,059,000$23,707,000$26,127,000$27,945,000$27,336,000$38,116,000$44,472,000$45,886,000$35,012,000$33,356,000$23,668,000$21,915,000$56,813,000$8,189,000$34,169,000$28,397,000$(12,298,000$)13,231,000$14,131,000$16,310,000$11,450,000$9,704,000$6,780,000$12,678,000$5,514,000$6,446,000$7,289,000$3,738,000$15,454,000$
Net Income1,350,000,000$1,237,000,000$574,000,000$935,000,000$988,000,000$1,269,000,000$1,120,000,000$2,333,000,000$723,000,000$669,000,000$717,000,000$862,000,000$18,000,000$404,000,000$198,000,000$623,213,000$421,415,000$718,664,000$475,708,000$599,314,000$488,682,000$466,389,000$(88,674,000$)326,384,000$399,189,000$485,845,000$495,498,000$136,494,000$227,408,000$243,646,000$150,423,000$214,640,000$(33,656,000$)185,167,000$253,127,000$74,013,000$252,872,000$211,055,000$154,798,000$58,579,000$80,033,000$115,790,000$283,336,000$215,164,000$228,675,000$208,016,000$182,500,000$161,490,000$
Profit Margin26.42%23.73%12.28%20.56%20.92%30.01%28.42%58.69%21.72%21.16%22.63%28.07%.75%18.25%10.20%26.97%20.06%27.96%21.00%25.22%21.13%20.32%(5.81%)18.74%23.72%27.31%28.76%10.10%16.20%17.27%11.72%15.10%(2.28%)13.16%19.19%7.49%21.12%17.72%14.25%6.49%8.58%11.36%26.18%21.21%23.04%20.09%19.29%17.50%
TTM20.96%19.49%20.72%24.73%33.85%35.19%33.63%32.58%23.34%19.23%18.46%15.42%14.04%19.22%21.98%24.21%23.79%23.96%21.95%17.23%15.15%15.23%16.69%24.65%23.21%21.50%18.73%13.91%15.15%10.28%9.24%11.01%9.22%15.58%16.85%15.52%15.47%12.27%10.38%13.66%17.15%20.52%22.67%20.92%20.03%17.71%17.75%20.13%
Earnings to Minority10,000,000$10,000,000$10,000,000$10,000,000$10,000,000$10,000,000$10,000,000$9,000,000$10,000,000$(2,000,000$)2,000,000$3,000,000$1,000,000$0$2,000,000$(203,000$)1,473,000$43,178,000$37,552,000$55,770,000$69,643,000$167,568,000$(232,791,000$)(13,616,000$)6,736,000$16,891,000$46,970,000$(80,170,000$)21,358,000$12,701,000$15,961,000$(12,848,000$)(11,561,000$)13,932,000$20,908,000$21,561,000$50,748,000$38,302,000$20,829,000$(30,573,000$)(16,033,000$)10,029,000$25,421,000$(8,030,000$)(5,411,000$)3,701,000$(3,355,000$)0$
Earnings to Common Shareholders1,340,000,000$1,227,000,000$564,000,000$925,000,000$978,000,000$1,259,000,000$1,110,000,000$2,324,000,000$713,000,000$661,000,000$705,000,000$849,000,000$7,000,000$394,000,000$186,000,000$613,676,000$388,751,000$663,820,000$427,753,000$533,141,000$408,636,000$288,418,000$133,714,000$315,981,000$382,050,000$458,551,000$438,125,000$126,091,000$217,006,000$233,243,000$137,276,000$203,535,000$(52,760,000$)173,818,000$241,909,000$62,396,000$247,388,000$205,570,000$149,314,000$53,094,000$74,549,000$110,305,000$277,852,000$209,679,000$223,191,000$202,531,000$177,016,000$156,005,000$
QoQ%9.21%117.55%(39.03%)(5.42%)(22.32%)13.42%(52.24%)225.95%7.87%(6.24%)(16.96%)12,028.57%(98.22%)111.83%(69.69%)57.86%(41.44%)55.19%(19.77%)30.47%41.68%115.70%(57.68%)(17.29%)(16.68%)4.66%247.47%(41.90%)(6.96%)69.91%(32.55%)485.78%(130.35%)(28.15%)287.70%(74.78%)20.34%37.68%181.23%(28.78%)(32.42%)(60.30%)32.51%(6.05%)10.20%14.41%13.47%42.68%
YoY%37.01%(2.54%)(49.19%)(60.20%)37.17%90.47%57.45%173.73%10,085.71%67.77%279.03%38.35%(98.20%)(40.65%)(56.52%)15.11%(4.87%)130.16%219.90%68.73%6.96%(37.10%)(69.48%)150.60%76.06%96.60%219.16%(38.05%)511.31%34.19%(43.25%)226.20%(121.33%)(15.45%)62.01%17.52%231.85%86.37%(46.26%)(74.68%)(66.60%)(45.54%)56.96%34.41%104.12%18.13%(29.47%)1,036.07%
Earnings Per Share, Basic3.63$3.30$1.51$2.48$2.62$3.38$2.99$6.29$1.93$1.79$1.92$2.32$0.02$1.07$0.50$1.62$1.00$1.67$1.07$1.32$1.01$0.72$0.33$0.78$0.95$1.14$1.09$0.31$0.54$0.58$0.34$0.30$(0.13$)0.43$1.80$0.06$2.05$1.70$1.24$0.44$0.62$0.91$2.24$1.65$1.69$1.53$1.34$1.19$
Earnings Per Share, Diluted3.56$3.23$1.48$2.42$2.56$3.30$2.92$6.12$1.88$1.75$1.87$2.27$0.02$1.04$0.48$1.58$0.98$1.63$1.05$1.30$1.00$0.71$0.32$0.76$0.92$1.12$1.07$0.31$0.53$0.56$0.33$0.29$(0.13$)0.42$1.74$0.06$1.98$1.65$1.20$0.43$0.60$0.88$2.16$1.61$1.64$1.48$1.30$1.15$
Unlevered FCF Per Share, Basic5.92$3.02$3.91$4.21$5.41$4.07$4.22$4.50$5.34$3.12$2.62$2.68$3.78$2.44$1.48$2.10$2.61$2.14$1.90$1.38$2.51$1.77$1.51$1.25$1.19$0.59$1.09$1.70$
Unlevered FCF Per Share, Diluted5.81$2.96$3.82$4.11$5.28$3.98$4.11$4.38$5.19$3.04$2.55$2.62$3.69$2.39$1.44$2.06$2.55$2.09$1.86$1.35$2.47$1.74$1.47$1.22$1.16$0.58$1.07$1.65$
Average Shares, Basic369,000,000372,200,000372,900,000373,200,000373,200,000372,700,000370,900,000369,600,000369,200,000368,700,000367,300,000365,800,000365,200,000369,200,000374,200,000378,974,483389,274,220397,743,402400,807,895403,002,383402,850,485402,503,687403,892,161402,979,951402,564,121401,482,784400,184,404402,111,243402,939,092404,800,421407,539,728674,402,184404,656,353403,459,992134,034,9271,087,539,213120,938,916120,599,060120,428,179120,648,608120,567,410121,719,214124,209,276126,815,934131,945,962132,650,634131,857,910131,641,096
Average Shares, Diluted376,100,000379,900,000381,900,000382,800,000382,300,000381,600,000380,500,000379,800,000379,400,000378,400,000377,600,000374,600,000373,700,000377,900,000384,200,000387,587,406397,903,347406,485,994409,223,253409,689,912409,194,657408,119,681414,033,570413,387,199413,180,201410,899,483408,971,029408,899,691411,721,214413,111,205417,893,802709,702,137404,656,353417,733,938139,047,6721,122,816,171124,931,653124,365,596124,496,496124,806,725125,011,773125,885,420128,451,054130,360,022135,876,605136,889,944136,562,717135,815,981
EBIT1,602,000,000$1,489,000,000$730,000,000$1,038,000,000$1,121,000,000$1,401,000,000$1,255,000,000$1,291,000,000$829,000,000$769,000,000$813,000,000$955,000,000$36,000,000$459,000,000$243,000,000$913,867,000$334,609,000$781,067,000$477,457,000$678,054,000$552,813,000$526,828,000$(36,690,000$)371,303,000$468,633,000$559,597,000$570,449,000$121,110,000$311,852,000$310,359,000$218,935,000$289,101,000$(7,518,000$)262,017,000$331,108,000$101,815,000$332,794,000$279,151,000$208,044,000$55,283,000$87,004,000$136,610,000$334,171,000$225,392,000$233,862,000$233,340,000$197,287,000$186,317,000$
EBITDA1,602,000,000$1,489,000,000$730,000,000$1,038,000,000$1,121,000,000$1,401,000,000$1,255,000,000$1,291,000,000$829,000,000$769,000,000$813,000,000$955,000,000$36,000,000$459,000,000$243,000,000$913,867,000$334,609,000$781,067,000$477,457,000$678,054,000$552,813,000$526,828,000$(36,690,000$)371,303,000$468,633,000$559,597,000$570,449,000$121,110,000$311,852,000$310,359,000$218,935,000$289,101,000$(7,518,000$)262,017,000$331,108,000$101,815,000$332,794,000$279,151,000$208,044,000$55,283,000$87,004,000$136,610,000$334,171,000$225,392,000$233,862,000$233,340,000$197,287,000$186,317,000$