NBT BANCORP INC (NBTB)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Operating Cash Flow66,147,000$80,589,000$46,477,000$42,005,000$49,172,000$52,132,000$50,518,000$36,745,000$35,653,000$54,633,000$45,324,000$21,847,000$29,702,000$50,781,000$68,692,000$35,404,000$22,385,000$41,113,000$53,385,000$42,302,000$37,866,000$30,365,000$36,115,000$40,927,000$49,504,000$42,138,000$22,608,000$39,213,000$47,991,000$42,607,000$17,124,000$40,051,000$40,336,000$30,659,000$27,729,000$30,691,000$29,818,000$15,806,000$10,634,000$32,335,000$
Investing Cash Flow(35,842,000$)(13,821,000$)331,898,000$(113,163,000$)(147,592,000$)(58,010,000$)(180,430,000$)(13,128,000$)48,172,000$66,560,000$(83,398,000$)(75,560,000$)(227,280,000$)(142,477,000$)(174,608,000$)(383,207,000$)(116,053,000$)(164,575,000$)(92,624,000$)(174,356,000$)(53,932,000$)(86,499,000$)(459,920,000$)(112,235,000$)(131,712,000$)70,375,000$(61,150,000$)58,144,000$(17,235,000$)(64,255,000$)(227,880,000$)(108,249,000$)(29,281,000$)(69,663,000$)(94,003,000$)(172,578,000$)(137,265,000$)(8,080,000$)(80,986,000$)(76,218,000$)
Purchases of Property and Equipment
Financing Cash Flow(183,431,000$)31,911,000$(90,895,000$)41,185,000$(99,983,000$)280,817,000$18,340,000$90,286,000$(551,290,000$)349,573,000$10,167,000$86,158,000$73,870,000$(110,862,000$)(464,648,000$)172,912,000$16,633,000$402,625,000$(48,843,000$)614,398,000$71,287,000$(25,898,000$)839,937,000$137,825,000$24,955,000$(27,849,000$)50,855,000$(101,193,000$)(24,434,000$)43,798,000$203,660,000$68,113,000$(33,207,000$)56,890,000$58,989,000$102,631,000$124,281,000$(16,528,000$)68,125,000$70,521,000$
End Cash Position487,116,000$640,242,000$541,563,000$254,083,000$284,056,000$482,459,000$207,520,000$319,092,000$205,189,000$672,654,000$201,888,000$229,795,000$197,350,000$321,058,000$523,616,000$1,094,180,000$1,269,071,000$1,346,106,000$1,066,943,000$1,155,025,000$672,681,000$617,460,000$699,492,000$283,360,000$216,843,000$274,096,000$189,432,000$177,119,000$180,955,000$174,633,000$152,483,000$159,579,000$159,664,000$181,816,000$163,930,000$141,896,000$149,181,000$188,437,000$171,603,000$155,510,000$140,297,000$185,000,000$134,211,000$142,663,000$146,636,000$174,535,000$183,337,000$185,564,000$
Exchange Rate Effect
Dividends Paid19,315,000$19,404,000$17,808,000$16,067,000$16,041,000$16,039,000$15,092,000$15,091,000$15,074,000$15,067,000$12,874,000$12,871,000$12,858,000$12,832,000$11,992,000$12,083,000$12,124,000$12,138,000$11,744,000$11,732,000$11,788,000$11,785,000$2,000$23,632,000$11,836,000$11,396,000$4,000$22,774,000$11,370,000$10,930,000$3,000$20,966,000$10,031,000$10,029,000$10,024,000$10,020,000$9,977,000$9,945,000$9,485,000$9,473,000$9,596,000$9,596,000$9,675,000$9,282,000$9,252,000$9,228,000$9,218,000$9,207,000$
Unlevered Free Cash Flow66,147,000$80,589,000$46,477,000$42,005,000$49,172,000$52,132,000$50,518,000$36,745,000$35,653,000$54,633,000$45,324,000$21,847,000$29,702,000$50,781,000$68,692,000$35,404,000$22,385,000$41,113,000$53,385,000$42,302,000$37,866,000$30,365,000$36,115,000$40,927,000$49,504,000$42,138,000$22,608,000$39,213,000$47,991,000$42,607,000$17,124,000$40,051,000$40,336,000$30,659,000$27,729,000$30,691,000$29,818,000$15,806,000$10,634,000$32,335,000$