| HEALTHEQUITY, INC. (HQY) | |||||||||||||||||||||||||||||||||||||||||||||||||
| Q2-CY2026 | Q1-CY2026 | Q4-CY2025 | Q3-CY2025 | Q2-CY2025 | Q1-CY2025 | Q4-CY2024 | Q3-CY2024 | Q2-CY2024 | Q1-CY2024 | Q4-CY2023 | Q3-CY2023 | Q2-CY2023 | Q1-CY2023 | Q4-CY2022 | Q3-CY2022 | Q2-CY2022 | Q1-CY2022 | Q4-CY2021 | Q3-CY2021 | Q2-CY2021 | Q1-CY2021 | Q4-CY2020 | Q3-CY2020 | Q2-CY2020 | Q1-CY2020 | Q4-CY2019 | Q3-CY2019 | Q2-CY2019 | Q1-CY2019 | Q4-CY2018 | Q3-CY2018 | Q2-CY2018 | Q1-CY2018 | Q4-CY2017 | Q3-CY2017 | Q2-CY2017 | Q1-CY2017 | Q4-CY2016 | Q3-CY2016 | Q2-CY2016 | Q1-CY2016 | Q4-CY2015 | Q3-CY2015 | Q2-CY2015 | Q1-CY2015 | Q4-CY2014 | Q3-CY2014 | Q2-CY2014 | |
| Balance Sheet Date | 2026-Apr-30 | 2026-Jan-31 | 2025-Oct-31 | 2025-Jul-31 | 2025-Apr-30 | 2025-Jan-31 | 2024-Oct-31 | 2024-Jul-31 | 2024-Apr-30 | 2024-Jan-31 | 2023-Oct-31 | 2023-Jul-31 | 2023-Apr-30 | 2023-Jan-31 | 2022-Oct-31 | 2022-Jul-31 | 2022-Apr-30 | 2022-Jan-31 | 2021-Oct-31 | 2021-Jul-31 | 2021-Apr-30 | 2021-Jan-31 | 2020-Oct-31 | 2020-Jul-31 | 2020-Apr-30 | 2020-Jan-31 | 2019-Oct-31 | 2019-Jul-31 | 2019-Apr-30 | 2019-Jan-31 | 2018-Oct-31 | 2018-Jul-31 | 2018-Apr-30 | 2018-Jan-31 | 2017-Oct-31 | 2017-Jul-31 | 2017-Apr-30 | 2017-Jan-31 | 2016-Oct-31 | 2016-Jul-31 | 2016-Apr-30 | 2016-Jan-31 | 2015-Oct-31 | 2015-Jul-31 | 2015-Apr-30 | 2015-Jan-31 | 2014-Oct-31 | 2014-Jul-31 | |
| Fiscal Period | Q1-FY2027 | Q4-FY2026 | Q3-FY2026 | Q2-FY2026 | Q1-FY2026 | Q4-FY2025 | Q3-FY2025 | Q2-FY2025 | Q1-FY2025 | Q4-FY2024 | Q3-FY2024 | Q2-FY2024 | Q1-FY2024 | Q4-FY2023 | Q3-FY2023 | Q2-FY2023 | Q1-FY2023 | Q4-FY2022 | Q3-FY2022 | Q2-FY2022 | Q1-FY2022 | Q4-FY2021 | Q3-FY2021 | Q2-FY2021 | Q1-FY2021 | Q4-FY2020 | Q3-FY2020 | Q2-FY2020 | Q1-FY2020 | Q4-FY2019 | Q3-FY2019 | Q2-FY2019 | Q1-FY2019 | Q4-FY2018 | Q3-FY2018 | Q2-FY2018 | Q1-FY2018 | Q4-FY2017 | Q3-FY2017 | Q2-FY2017 | Q1-FY2017 | Q4-FY2016 | Q3-FY2016 | Q2-FY2016 | Q1-FY2016 | Q4-FY2015 | Q3-FY2015 | Q2-FY2015 | |
| Operating Cash Flow | 97,526,000$ | 117,915,000$ | 138,575,000$ | 135,866,000$ | 64,738,000$ | 75,748,000$ | 90,550,000$ | 108,129,000$ | 65,429,000$ | 77,073,000$ | 57,108,000$ | 77,107,000$ | 31,538,000$ | 55,491,000$ | 47,933,000$ | 40,149,000$ | 7,077,000$ | 50,557,000$ | 22,272,000$ | 37,248,000$ | 30,918,000$ | 60,902,000$ | 52,055,000$ | 53,636,000$ | 15,026,000$ | 30,940,000$ | 17,239,000$ | 31,495,000$ | 25,336,000$ | 32,637,000$ | 28,145,000$ | 29,936,000$ | 22,704,000$ | 19,819,000$ | 22,122,000$ | 24,185,000$ | 15,576,000$ | 14,562,000$ | 15,491,000$ | 13,426,000$ | 2,112,000$ | 7,769,000$ | 11,480,000$ | 5,521,000$ | 1,771,000$ | 4,467,000$ | 4,229,000$ | 3,857,000$ | |
| Investing Cash Flow | (13,904,000$) | (8,436,000$) | (11,381,000$) | (11,180,000$) | (16,143,000$) | (13,557,000$) | (12,865,000$) | (209,082,000$) | (269,950,000$) | (11,270,000$) | (15,420,000$) | (10,249,000$) | (9,135,000$) | (10,276,000$) | (13,527,000$) | (21,121,000$) | (74,203,000$) | (471,301,000$) | (79,678,000$) | (20,467,000$) | (67,801,000$) | (20,234,000$) | (21,034,000$) | (30,402,000$) | (25,294,000$) | (25,101,000$) | (1,646,802,000$) | (6,861,000$) | (61,730,000$) | 38,240,000$ | (3,815,000$) | (5,375,000$) | (3,398,000$) | (6,958,000$) | (12,724,000$) | (12,792,000$) | (4,274,000$) | (3,275,000$) | (4,392,000$) | (2,977,000$) | (2,410,000$) | (9,379,000$) | (36,797,000$) | (2,037,000$) | (42,339,000$) | (1,804,000$) | (2,070,000$) | ||
| Purchases of Property and Equipment | 362,000$ | 326,000$ | 784,000$ | 773,000$ | 86,000$ | 328,000$ | 294,000$ | 741,000$ | 721,000$ | 560,000$ | 544,000$ | 458,000$ | 132,000$ | 400,000$ | 587,000$ | 1,229,000$ | 1,155,000$ | 1,624,000$ | 932,000$ | 3,862,000$ | 2,490,000$ | 1,705,000$ | 2,401,000$ | 1,476,000$ | 7,511,000$ | 2,106,000$ | 1,688,000$ | 2,366,000$ | 1,126,000$ | 402,000$ | 777,000$ | 1,569,000$ | 1,121,000$ | 2,076,000$ | 1,221,000$ | 724,000$ | 1,437,000$ | 940,000$ | 1,455,000$ | 929,000$ | 321,000$ | 494,000$ | 625,000$ | 431,000$ | 826,000$ | 235,000$ | 430,000$ | ||
| Financing Cash Flow | (137,180,000$) | (99,811,000$) | (122,396,000$) | (108,119,000$) | (56,649,000$) | (88,406,000$) | (82,415,000$) | 176,617,000$ | 51,771,000$ | 4,115,000$ | 2,028,000$ | (2,155,000$) | (51,027,000$) | (1,146,000$) | (1,095,000$) | (3,389,000$) | 2,959,000$ | (2,971,000$) | (47,219,000$) | 200,000$ | 444,853,000$ | (11,221,000$) | (575,000$) | 74,583,000$ | (10,365,000$) | 11,330,000$ | 988,960,000$ | 461,216,000$ | 4,229,000$ | 1,591,000$ | 2,869,000$ | 8,302,000$ | 10,167,000$ | 2,244,000$ | 5,248,000$ | 3,243,000$ | 3,829,000$ | 3,321,000$ | 5,078,000$ | 5,954,000$ | 9,423,000$ | 242,000$ | 1,475,000$ | 30,506,000$ | 4,424,000$ | 488,000$ | 84,809,000$ | 5,410,000$ | |
| End Cash Position | 265,369,000$ | 318,927,000$ | 309,259,000$ | 304,461,000$ | 287,894,000$ | 295,948,000$ | 322,163,000$ | 326,893,000$ | 251,229,000$ | 403,979,000$ | 334,061,000$ | 290,345,000$ | 225,642,000$ | 254,266,000$ | 210,197,000$ | 176,886,000$ | 161,247,000$ | 225,414,000$ | 649,129,000$ | 753,754,000$ | 736,773,000$ | 328,803,000$ | 299,356,000$ | 268,910,000$ | 171,093,000$ | 191,726,000$ | 174,557,000$ | 815,160,000$ | 329,310,000$ | 361,475,000$ | 289,007,000$ | 261,808,000$ | 228,945,000$ | 199,472,000$ | 184,367,000$ | 169,721,000$ | 155,085,000$ | 139,954,000$ | 125,346,000$ | 109,169,000$ | 92,766,000$ | 83,641,000$ | 85,009,000$ | 108,851,000$ | 74,861,000$ | 111,005,000$ | 107,854,000$ | 20,886,000$ | |
| Exchange Rate Effect | |||||||||||||||||||||||||||||||||||||||||||||||||
| Dividends Paid | 0$ | 0$ | |||||||||||||||||||||||||||||||||||||||||||||||
| Unlevered Free Cash Flow | 97,164,000$ | 117,589,000$ | 137,791,000$ | 135,093,000$ | 64,652,000$ | 75,420,000$ | 90,256,000$ | 107,388,000$ | 64,708,000$ | 76,513,000$ | 56,564,000$ | 76,649,000$ | 31,406,000$ | 55,091,000$ | 47,346,000$ | 38,920,000$ | 5,922,000$ | 48,933,000$ | 21,340,000$ | 33,386,000$ | 28,428,000$ | 59,197,000$ | 49,654,000$ | 52,160,000$ | 7,515,000$ | 28,834,000$ | 15,551,000$ | 29,129,000$ | 24,210,000$ | 32,235,000$ | 27,368,000$ | 28,367,000$ | 21,583,000$ | 17,743,000$ | 20,901,000$ | 23,461,000$ | 14,139,000$ | 13,622,000$ | 14,036,000$ | 12,497,000$ | 1,791,000$ | 7,275,000$ | 10,855,000$ | 5,090,000$ | 945,000$ | 4,232,000$ | 3,799,000$ | 3,857,000$ | |