COMMUNITY FINANCIAL SYSTEM, INC. (CBU)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Operating Cash Flow84,575,000$101,087,000$53,688,000$62,509,000$65,738,000$56,858,000$39,787,000$79,893,000$44,706,000$64,858,000$41,482,000$77,374,000$71,564,000$44,121,000$46,977,000$51,938,000$49,522,000$64,947,000$26,267,000$61,810,000$54,246,000$29,882,000$68,661,000$26,694,000$73,516,000$39,062,000$55,315,000$34,609,000$53,630,000$54,961,000$51,830,000$60,987,000$50,818,000$46,772,000$42,661,000$31,943,000$33,730,000$29,409,000$26,712,000$
Investing Cash Flow283,690,000$(281,820,000$)(153,662,000$)(30,311,000$)(210,631,000$)(239,069,000$)(171,241,000$)(214,676,000$)(296,865,000$)(123,229,000$)159,798,000$596,072,000$(253,816,000$)(282,666,000$)(341,389,000$)(1,261,114,000$)(663,966,000$)(432,595,000$)(19,232,000$)(414,982,000$)(320,541,000$)123,615,000$(251,212,000$)49,418,000$(708,616,000$)(65,105,000$)566,243,000$50,424,000$17,187,000$(50,462,000$)19,101,000$31,669,000$55,785,000$67,018,000$(28,509,000$)(18,548,000$)(10,456,000$)(45,245,000$)(235,781,000$)
Purchases of Property and Equipment23,008,000$17,662,000$17,303,000$10,555,000$7,202,000$4,932,000$6,010,000$2,559,000$4,696,000$6,948,000$2,871,000$4,070,000$2,908,000$5,035,000$2,880,000$2,582,000$3,078,000$4,610,000$4,813,000$876,000$6,057,000$4,086,000$1,621,000$3,020,000$661,000$1,062,000$2,736,000$1,227,000$3,743,000$3,605,000$3,742,000$1,556,000$3,118,000$2,311,000$3,302,000$2,088,000$4,610,000$2,263,000$2,930,000$2,639,000$3,216,000$3,374,000$2,489,000$3,321,000$5,537,000$4,012,000$2,432,000$1,395,000$
Financing Cash Flow(311,757,000$)188,732,000$(180,799,000$)288,819,000$(4,213,000$)326,828,000$(5,434,000$)282,202,000$(12,686,000$)291,399,000$(167,799,000$)(694,044,000$)144,757,000$288,308,000$(528,886,000$)355,038,000$166,847,000$484,383,000$47,544,000$858,714,000$75,579,000$363,144,000$973,095,000$248,194,000$(173,912,000$)165,249,000$(255,086,000$)211,497,000$(115,821,000$)2,185,000$(364,676,000$)230,205,000$(127,045,000$)(92,005,000$)103,177,000$(1,080,000$)(23,366,000$)24,322,000$212,839,000$
End Cash Position301,755,000$245,247,000$237,248,000$518,021,000$197,004,000$346,110,000$201,493,000$338,381,000$190,962,000$455,807,000$222,779,000$189,298,000$209,896,000$247,391,000$197,628,000$1,020,926,000$1,875,064,000$2,322,661,000$2,205,926,000$2,151,347,000$1,645,805,000$1,836,521,000$1,319,880,000$529,336,000$205,030,000$1,014,042,000$874,836,000$508,364,000$211,834,000$256,838,000$250,154,000$543,899,000$221,038,000$241,480,000$219,695,000$291,186,000$173,857,000$161,542,000$161,634,000$138,513,000$153,210,000$156,836,000$143,047,000$150,533,000$138,396,000$157,500,000$161,903,000$153,417,000$
Exchange Rate Effect
Dividends Paid24,734,000$24,314,000$24,244,000$24,268,000$24,169,000$23,745,000$23,835,000$24,028,000$24,054,000$23,606,000$23,734,000$23,708,000$23,706,000$23,228,000$23,218,000$23,235,000$23,228,000$22,661,000$22,609,000$22,553,000$22,538,000$21,984,000$21,341,000$21,268,000$21,227,000$19,633,000$19,575,000$19,806,000$19,489,000$17,395,000$17,330,000$17,281,000$17,246,000$16,210,000$14,663,000$14,186,000$14,165,000$13,667,000$13,611,000$13,605,000$12,689,000$12,224,000$12,186,000$12,174,000$12,189,000$11,370,000$11,328,000$11,291,000$
Unlevered Free Cash Flow61,567,000$83,425,000$36,385,000$51,954,000$58,536,000$51,926,000$33,777,000$77,334,000$40,010,000$57,910,000$38,611,000$73,304,000$68,656,000$39,086,000$44,097,000$49,356,000$46,444,000$60,337,000$21,454,000$60,934,000$48,189,000$25,796,000$67,040,000$23,674,000$72,855,000$38,000,000$52,579,000$33,382,000$49,887,000$51,356,000$48,088,000$59,431,000$47,700,000$44,461,000$40,573,000$27,333,000$31,467,000$26,977,000$25,317,000$