NBT BANCORP INC (NBTB)
Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014Q1-CY2014
Balance Sheet Date2025-Dec-312025-Sep-302025-Jun-302025-Mar-312024-Dec-312024-Sep-302024-Jun-302024-Mar-312023-Dec-312023-Sep-302023-Jun-302023-Mar-312022-Dec-312022-Sep-302022-Jun-302022-Mar-312021-Dec-312021-Sep-302021-Jun-302021-Mar-312020-Dec-312020-Sep-302020-Jun-302020-Mar-312019-Dec-312019-Sep-302019-Jun-302019-Mar-312018-Dec-312018-Sep-302018-Jun-302018-Mar-312017-Dec-312017-Sep-302017-Jun-302017-Mar-312016-Dec-312016-Sep-302016-Jun-302016-Mar-312015-Dec-312015-Sep-302015-Jun-302015-Mar-312014-Dec-312014-Sep-302014-Jun-302014-Mar-31
Fiscal PeriodQ4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015Q1-FY2015Q4-FY2014Q3-FY2014Q2-FY2014Q1-FY2014
Total Assets15,995,121,000$16,112,584,000$16,014,781,000$13,864,251,000$13,786,666,000$13,839,552,000$13,501,909,000$13,439,199,000$13,309,040,000$13,827,628,000$11,890,497,000$11,839,730,000$11,739,296,000$11,640,742,000$11,720,459,000$12,147,833,000$12,012,111,000$11,994,411,000$11,574,947,000$11,537,253,000$10,932,906,000$10,850,212,000$10,847,184,000$9,953,543,000$9,715,925,000$9,661,386,000$9,635,718,000$9,533,510,000$9,556,363,000$9,547,284,000$9,467,138,000$9,230,834,000$9,136,812,000$9,155,396,000$9,076,418,000$8,945,485,000$8,867,268,000$8,773,024,000$8,624,780,000$8,472,964,000$8,262,646,000$8,161,562,000$8,072,485,000$7,863,861,000$7,807,340,000$7,867,031,000$7,869,512,000$7,753,129,000$
Total Current Assets
Cash and Cash Equivalents1,346,106,000$1,066,943,000$1,155,025,000$672,681,000$617,460,000$699,492,000$283,360,000$216,843,000$274,096,000$189,432,000$177,119,000$180,955,000$174,633,000$152,483,000$159,579,000$159,664,000$181,816,000$163,930,000$141,896,000$149,181,000$188,437,000$171,603,000$155,510,000$140,297,000$185,000,000$134,211,000$142,663,000$146,636,000$174,535,000$183,337,000$185,564,000$
Receivables
Other Current Assets
Assets Held for Sale in Short Term
Total Noncurrent Assets15,995,121,000$16,112,584,000$16,014,781,000$13,864,251,000$13,786,666,000$13,839,552,000$13,501,909,000$13,439,199,000$13,309,040,000$13,827,628,000$11,890,497,000$11,839,730,000$11,739,296,000$11,640,742,000$11,720,459,000$12,147,833,000$12,012,111,000$11,994,411,000$11,574,947,000$11,537,253,000$10,932,906,000$10,850,212,000$10,847,184,000$9,953,543,000$9,715,925,000$9,661,386,000$9,635,718,000$9,533,510,000$9,556,363,000$9,547,284,000$9,467,138,000$9,230,834,000$9,136,812,000$9,155,396,000$9,076,418,000$8,945,485,000$8,867,268,000$8,773,024,000$8,624,780,000$8,472,964,000$8,262,646,000$8,161,562,000$8,072,485,000$7,863,861,000$7,807,340,000$7,867,031,000$7,869,512,000$7,753,129,000$
Goodwill453,278,000$454,072,000$454,072,000$362,663,000$362,663,000$362,010,000$361,851,000$361,851,000$361,851,000$360,171,000$281,204,000$281,204,000$281,204,000$281,204,000$281,112,000$280,541,000$280,541,000$280,541,000$280,541,000$280,541,000$280,541,000$280,541,000$280,541,000$274,769,000$274,769,000$274,769,000$274,769,000$274,769,000$274,769,000$274,769,000$274,769,000$268,043,000$268,043,000$268,043,000$268,043,000$265,439,000$265,439,000$264,689,000$265,957,000$265,957,000$265,957,000$263,634,000$263,634,000$263,634,000$263,634,000$263,634,000$263,634,000$263,634,000$
Other Intangible Assets57,656,000$61,018,000$64,447,000$34,249,000$36,360,000$35,843,000$36,835,000$38,968,000$40,443,000$42,574,000$6,497,000$6,955,000$7,341,000$7,879,000$8,147,000$8,291,000$8,927,000$9,578,000$10,241,000$10,923,000$11,735,000$12,557,000$13,413,000$11,186,000$12,020,000$12,864,000$13,738,000$14,631,000$15,599,000$16,576,000$17,630,000$12,506,000$13,420,000$15,911,000$16,904,000$14,848,000$15,815,000$15,899,000$15,241,000$16,168,000$17,265,000$16,729,000$17,897,000$19,084,000$20,317,000$21,543,000$22,819,000$24,248,000$
Physical Assets99,277,000$98,669,000$95,793,000$81,598,000$80,840,000$80,133,000$78,713,000$80,239,000$80,675,000$82,837,000$66,799,000$67,868,000$69,047,000$69,338,000$69,426,000$71,030,000$72,093,000$71,928,000$72,482,000$72,705,000$74,206,000$73,055,000$74,558,000$76,502,000$75,631,000$75,708,000$76,652,000$78,391,000$78,970,000$78,284,000$78,578,000$80,073,000$81,305,000$81,421,000$82,185,000$83,144,000$84,187,000$84,153,000$84,596,000$86,407,000$88,826,000$87,763,000$87,652,000$88,150,000$89,258,000$89,023,000$87,972,000$87,647,000$
Other Noncurrent Assets
Assets Held for Sale in Long Term
Total Liabilities14,098,905,000$14,259,438,000$14,209,615,000$12,298,476,000$12,260,525,000$12,317,572,000$12,039,954,000$11,997,784,000$11,883,349,000$12,464,807,000$10,680,004,000$10,628,071,000$10,565,742,000$10,484,196,000$10,531,903,000$10,945,583,000$10,761,658,000$10,752,954,000$10,349,891,000$10,346,272,000$9,745,288,000$9,684,101,000$9,704,532,000$8,841,364,000$8,595,528,000$8,562,785,000$8,560,895,000$8,499,455,000$8,538,454,000$8,553,129,000$8,488,209,000$8,278,104,000$8,178,635,000$8,200,158,000$8,136,057,000$8,018,646,000$7,953,952,000$7,863,675,000$7,728,427,000$7,591,237,000$7,380,642,000$7,285,346,000$7,196,514,000$6,986,367,000$6,943,159,000$7,009,591,000$7,012,371,000$6,920,927,000$
Total Current Liabilities
Accounts Payable
Short Term Debt
Short Term Capital Lease Obligations
Other Current Liabilities
Total Noncurrent Liabilities14,098,905,000$14,259,438,000$14,209,615,000$12,298,476,000$12,260,525,000$12,317,572,000$12,039,954,000$11,997,784,000$11,883,349,000$12,464,807,000$10,680,004,000$10,628,071,000$10,565,742,000$10,484,196,000$10,531,903,000$10,945,583,000$10,761,658,000$10,752,954,000$10,349,891,000$10,346,272,000$9,745,288,000$9,684,101,000$9,704,532,000$8,841,364,000$8,595,528,000$8,562,785,000$8,560,895,000$8,499,455,000$8,538,454,000$8,553,129,000$8,488,209,000$8,278,104,000$8,178,635,000$8,200,158,000$8,136,057,000$8,018,646,000$7,953,952,000$7,863,675,000$7,728,427,000$7,591,237,000$7,380,642,000$7,285,346,000$7,196,514,000$6,986,367,000$6,943,159,000$7,009,591,000$7,012,371,000$6,920,927,000$
Long Term Debt73,724,000$73,751,000$73,778,000$88,824,000$88,869,000$88,914,000$88,958,000$104,023,000$104,087,000$114,144,000$110,306,000$130,377,000$130,447,000$130,635,000$130,705,000$130,775,000$130,945,000$131,056,000$251,125,000$308,679,000$
Long Term Capital Lease Obligations
Other Noncurrent Liabilities
Total Equity1,896,216,000$1,853,146,000$1,805,166,000$1,565,775,000$1,526,141,000$1,521,980,000$1,461,955,000$1,441,415,000$1,425,691,000$1,362,821,000$1,210,493,000$1,211,659,000$1,173,554,000$1,156,546,000$1,188,556,000$1,202,250,000$1,250,453,000$1,241,457,000$1,225,056,000$1,190,981,000$1,187,618,000$1,166,111,000$1,142,652,000$1,112,179,000$1,120,397,000$1,098,601,000$1,074,823,000$1,034,055,000$1,017,909,000$994,155,000$978,929,000$952,730,000$958,177,000$955,238,000$940,361,000$926,839,000$913,316,000$909,349,000$896,353,000$881,727,000$882,004,000$876,216,000$875,971,000$877,494,000$864,181,000$857,440,000$857,141,000$832,202,000$
Equity to Minority
Equity to Common Shareholders1,896,216,000$1,853,146,000$1,805,166,000$1,565,775,000$1,526,141,000$1,521,980,000$1,461,955,000$1,441,415,000$1,425,691,000$1,362,821,000$1,210,493,000$1,211,659,000$1,173,554,000$1,156,546,000$1,188,556,000$1,202,250,000$1,250,453,000$1,241,457,000$1,225,056,000$1,190,981,000$1,187,618,000$1,166,111,000$1,142,652,000$1,112,179,000$1,120,397,000$1,098,601,000$1,074,823,000$1,034,055,000$1,017,909,000$994,155,000$978,929,000$952,730,000$958,177,000$955,238,000$940,361,000$926,839,000$913,316,000$909,349,000$896,353,000$881,727,000$882,004,000$876,216,000$875,971,000$877,494,000$864,181,000$857,440,000$857,141,000$832,202,000$
Additional Paid-In Capital964,778,000$964,116,000$962,868,000$740,865,000$742,810,000$742,524,000$741,933,000$740,792,000$740,943,000$740,577,000$578,322,000$577,952,000$577,853,000$577,899,000$577,345,000$577,374,000$576,976,000$577,222,000$576,732,000$578,597,000$578,082,000$577,737,000$577,197,000$577,080,000$576,708,000$576,146,000$575,794,000$575,944,000$575,466,000$575,155,000$574,741,000$574,626,000$574,209,000$573,772,000$573,109,000$573,627,000$575,078,000$573,658,000$573,067,000$573,754,000$576,726,000$576,504,000$
Retained Earnings1,196,850,000$1,160,656,000$1,125,589,000$1,120,887,000$1,100,209,000$1,080,245,000$1,058,187,000$1,040,563,000$1,021,831,000$1,006,459,000$996,920,000$979,722,000$958,433,000$935,170,000$909,029,000$883,246,000$856,203,000$831,017,000$805,722,000$777,170,000$749,056,000$726,650,000$703,322,000$678,611,000$696,214,000$679,090,000$658,107,000$627,556,000$621,203,000$603,921,000$585,044,000$555,783,000$543,713,000$536,107,000$523,260,000$511,925,000$501,761,000$492,130,000$482,074,000$471,650,000$462,232,000$452,701,000$442,446,000$432,840,000$423,956,000$414,695,000$413,011,000$394,589,000$
Treasury Stock152,787,000$148,603,000$148,584,000$140,434,000$140,794,000$140,852,000$141,217,000$133,996,000$134,208,000$134,539,000$135,010,000$136,083,000$136,306,000$136,597,000$137,185,000$138,165,000$138,474,000$138,614,000$139,618,000$142,500,000$144,956,000$148,138,000$150,303,000$135,033,000$140,095,000$126,361,000$118,240,000$119,749,000$123,659,000$123,814,000$125,405,000$
Capital Lease Obligations33,132,000$30,300,000$28,200,000$25,600,000$27,600,000$32,800,000$37,300,000$36,770,000$37,135,000$35,377,000$