HEALTHEQUITY, INC. (HQY)
Q2-CY2026Q1-CY2026Q4-CY2025Q3-CY2025Q2-CY2025Q1-CY2025Q4-CY2024Q3-CY2024Q2-CY2024Q1-CY2024Q4-CY2023Q3-CY2023Q2-CY2023Q1-CY2023Q4-CY2022Q3-CY2022Q2-CY2022Q1-CY2022Q4-CY2021Q3-CY2021Q2-CY2021Q1-CY2021Q4-CY2020Q3-CY2020Q2-CY2020Q1-CY2020Q4-CY2019Q3-CY2019Q2-CY2019Q1-CY2019Q4-CY2018Q3-CY2018Q2-CY2018Q1-CY2018Q4-CY2017Q3-CY2017Q2-CY2017Q1-CY2017Q4-CY2016Q3-CY2016Q2-CY2016Q1-CY2016Q4-CY2015Q3-CY2015Q2-CY2015Q1-CY2015Q4-CY2014Q3-CY2014Q2-CY2014
Balance Sheet Date2026-Apr-302026-Jan-312025-Oct-312025-Jul-312025-Apr-302025-Jan-312024-Oct-312024-Jul-312024-Apr-302024-Jan-312023-Oct-312023-Jul-312023-Apr-302023-Jan-312022-Oct-312022-Jul-312022-Apr-302022-Jan-312021-Oct-312021-Jul-312021-Apr-302021-Jan-312020-Oct-312020-Jul-312020-Apr-302020-Jan-312019-Oct-312019-Jul-312019-Apr-302019-Jan-312018-Oct-312018-Jul-312018-Apr-302018-Jan-312017-Oct-312017-Jul-312017-Apr-302017-Jan-312016-Oct-312016-Jul-312016-Apr-302016-Jan-312015-Oct-312015-Jul-312015-Apr-302015-Jan-312014-Oct-312014-Jul-31
Fiscal PeriodQ1-FY2027Q4-FY2026Q3-FY2026Q2-FY2026Q1-FY2026Q4-FY2025Q3-FY2025Q2-FY2025Q1-FY2025Q4-FY2024Q3-FY2024Q2-FY2024Q1-FY2024Q4-FY2023Q3-FY2023Q2-FY2023Q1-FY2023Q4-FY2022Q3-FY2022Q2-FY2022Q1-FY2022Q4-FY2021Q3-FY2021Q2-FY2021Q1-FY2021Q4-FY2020Q3-FY2020Q2-FY2020Q1-FY2020Q4-FY2019Q3-FY2019Q2-FY2019Q1-FY2019Q4-FY2018Q3-FY2018Q2-FY2018Q1-FY2018Q4-FY2017Q3-FY2017Q2-FY2017Q1-FY2017Q4-FY2016Q3-FY2016Q2-FY2016Q1-FY2016Q4-FY2015Q3-FY2015Q2-FY2015
Total Assets3,306,186,000$3,380,332,000$3,398,061,000$3,416,678,000$3,416,273,000$3,448,550,000$3,488,347,000$3,514,466,000$3,246,484,000$3,163,790,000$3,093,502,000$3,066,456,000$3,035,009,000$3,088,900,000$3,064,757,000$3,074,024,000$3,065,067,000$3,107,102,000$3,099,614,000$3,148,634,000$3,161,869,000$2,710,407,000$2,657,262,000$2,664,381,000$2,562,479,000$2,564,981,000$2,559,921,000$1,098,340,000$596,639,000$510,016,000$477,698,000$454,602,000$418,031,000$369,159,000$356,117,000$330,944,000$302,849,000$279,136,000$264,469,000$250,585,000$232,241,000$219,795,000$211,963,000$202,916,000$165,282,000$158,769,000$152,737,000$65,769,000$
Total Current Assets466,528,000$512,281,000$498,708,000$492,832,000$472,796,000$477,749,000$495,246,000$495,627,000$404,902,000$557,436,000$474,408,000$422,557,000$358,409,000$382,893,000$332,160,000$308,586,000$278,923,000$351,337,000$764,131,000$860,614,000$865,111,000$460,177,000$396,030,000$383,127,000$283,783,000$297,300,000$270,323,000$853,516,000$364,576,000$394,677,000$363,839,000$339,713,000$303,764,000$265,396,000$252,811,000$239,623,000$219,143,000$200,819,000$186,058,000$173,740,000$155,529,000$143,048,000$141,218,000$167,981,000$130,272,000$124,719,000$118,843,000$31,115,000$
Cash and Cash Equivalents265,369,000$318,927,000$309,259,000$304,461,000$287,894,000$295,948,000$322,163,000$326,893,000$251,229,000$403,979,000$334,061,000$290,345,000$225,642,000$254,266,000$210,197,000$176,886,000$161,247,000$225,414,000$649,129,000$753,754,000$736,773,000$328,803,000$299,356,000$268,910,000$171,093,000$191,726,000$174,557,000$815,160,000$329,310,000$361,475,000$289,007,000$261,808,000$228,945,000$199,472,000$184,367,000$169,721,000$155,085,000$139,954,000$125,346,000$109,169,000$92,766,000$83,641,000$85,009,000$108,851,000$74,861,000$111,005,000$107,854,000$20,886,000$
Receivables
Other Current Assets63,795,000$66,371,000$60,280,000$47,455,000$48,564,000$44,166,000$39,631,000$34,353,000$31,792,000$34,247,000$41,274,000$31,673,000$38,495,000$30,919,000$32,637,000$53,870,000$58,607,000$32,383,000$43,982,000$42,901,000$34,711,000$29,119,000$10,999,000$8,244,000$7,534,000$8,953,000$11,727,000$4,676,000$3,525,000$2,867,000$1,703,000$2,271,000$
Assets Held for Sale in Short Term
Total Noncurrent Assets2,839,658,000$2,868,051,000$2,899,353,000$2,923,846,000$2,943,477,000$2,970,801,000$2,993,101,000$3,018,839,000$2,841,582,000$2,606,354,000$2,619,094,000$2,643,899,000$2,676,600,000$2,706,007,000$2,732,597,000$2,765,438,000$2,786,144,000$2,755,765,000$2,335,483,000$2,288,020,000$2,296,758,000$2,250,230,000$2,261,232,000$2,281,254,000$2,278,696,000$2,267,681,000$2,289,598,000$244,824,000$232,063,000$115,339,000$113,859,000$114,889,000$114,267,000$103,763,000$103,306,000$91,321,000$83,706,000$78,317,000$78,411,000$76,845,000$76,712,000$76,747,000$70,745,000$34,935,000$35,010,000$34,050,000$33,894,000$34,654,000$
Goodwill1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,648,145,000$1,645,759,000$1,645,999,000$1,645,836,000$1,645,836,000$1,363,549,000$1,363,568,000$1,363,568,000$1,327,193,000$1,326,793,000$1,333,808,000$1,332,631,000$1,332,631,000$1,335,187,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$4,651,000$
Other Intangible Assets1,073,045,000$1,097,172,000$1,124,768,000$1,152,456,000$1,179,430,000$1,204,658,000$1,228,476,000$1,254,210,000$1,071,371,000$835,948,000$860,514,000$881,937,000$907,703,000$936,359,000$964,531,000$991,945,000$1,007,864,000$973,137,000$820,946,000$770,329,000$780,794,000$767,003,000$776,311,000$783,106,000$777,483,000$783,279,000$796,228,000$88,768,000$81,437,000$79,666,000$80,730,000$82,277,000$82,148,000$83,635,000$85,450,000$73,827,000$64,683,000$65,020,000$65,688,000$65,675,000$66,454,000$66,840,000$61,036,000$26,598,000$26,618,000$26,541,000$26,250,000$26,054,000$
Physical Assets3,800,000$3,177,000$3,390,000$3,088,000$3,173,000$3,239,000$3,890,000$4,592,000$5,083,000$6,013,000$7,660,000$9,145,000$10,532,000$12,862,000$15,620,000$18,028,000$21,003,000$23,372,000$24,930,000$27,382,000$27,479,000$29,106,000$31,774,000$34,528,000$35,821,000$33,486,000$35,199,000$9,873,000$8,481,000$8,223,000$8,743,000$8,869,000$8,626,000$7,836,000$6,789,000$6,080,000$6,083,000$5,170,000$5,373,000$4,251,000$3,388,000$3,506,000$3,614,000$3,157,000$3,079,000$2,577,000$2,688,000$2,549,000$
Other Noncurrent Assets80,090,000$83,247,000$85,005,000$80,401,000$71,283,000$71,574,000$67,745,000$65,408,000$68,875,000$67,868,000$52,446,000$52,696,000$53,494,000$52,180,000$48,151,000$48,878,000$48,842,000$49,807,000$44,908,000$42,973,000$38,778,000$37,420,000$34,019,000$34,658,000$35,169,000$35,089,000$34,469,000$22,311,000$21,511,000$21,122,000$18,300,000$18,054,000$18,027,000$2,180,000$1,760,000$1,709,000$1,851,000$1,861,000$2,003,000$1,763,000$1,874,000$1,750,000$1,444,000$529,000$662,000$281,000$305,000$
Assets Held for Sale in Long Term
Total Liabilities1,258,791,000$1,273,136,000$1,264,035,000$1,270,257,000$1,292,467,000$1,333,639,000$1,363,660,000$1,357,429,000$1,148,700,000$1,128,769,000$1,105,534,000$1,116,842,000$1,116,417,000$1,193,260,000$1,181,639,000$1,209,128,000$1,209,804,000$1,254,527,000$1,227,764,000$1,285,968,000$1,313,599,000$1,331,679,000$1,302,005,000$1,324,045,000$1,521,829,000$1,534,686,000$1,542,160,000$81,309,000$67,340,000$32,937,000$20,897,000$21,983,000$21,057,000$22,885,000$21,704,000$15,010,000$12,005,000$17,196,000$11,880,000$11,126,000$9,505,000$16,338,000$13,638,000$11,755,000$10,714,000$14,674,000$12,233,000$12,392,000$
Total Current Liabilities135,740,000$156,850,000$120,628,000$116,575,000$116,342,000$156,323,000$154,539,000$120,908,000$92,217,000$117,091,000$96,236,000$103,271,000$89,656,000$131,061,000$110,375,000$125,517,000$117,651,000$153,187,000$107,074,000$185,124,000$192,304,000$204,701,000$151,359,000$153,776,000$134,605,000$151,937,000$141,860,000$37,141,000$23,378,000$29,053,000$17,400,000$17,069,000$17,154,000$20,490,000$19,478,000$12,943,000$10,305,000$15,703,000$10,436,000$8,936,000$6,975,000$12,106,000$9,363,000$7,205,000$5,184,000$8,831,000$6,336,000$6,568,000$
Accounts Payable14,219,000$12,159,000$19,549,000$9,600,000$13,496,000$14,361,000$10,352,000$10,562,000$18,167,000$12,041,000$13,419,000$12,543,000$13,362,000$13,899,000$15,842,000$15,841,000$13,661,000$27,541,000$5,244,000$4,696,000$9,636,000$1,614,000$6,746,000$11,708,000$7,338,000$3,980,000$7,966,000$2,740,000$1,964,000$3,520,000$1,495,000$1,769,000$3,112,000$2,420,000$3,295,000$1,594,000$1,545,000$3,221,000$1,582,000$1,801,000$1,226,000$2,431,000$2,412,000$1,032,000$990,000$1,303,000$908,000$463,000$
Short Term Debt
Short Term Capital Lease Obligations9,916,000$9,911,000$9,931,000$9,950,000$9,969,000$10,001,000$9,948,000$9,895,000$9,755,000$9,404,000$9,769,000$10,026,000$10,646,000$10,159,000$10,713,000$11,275,000$11,807,000$12,171,000$12,693,000$13,051,000$13,677,000$14,037,000$13,894,000$13,521,000$13,210,000$12,401,000$10,780,000$3,954,000$3,786,000$
Other Current Liabilities
Total Noncurrent Liabilities1,123,051,000$1,116,286,000$1,143,407,000$1,153,682,000$1,176,125,000$1,177,316,000$1,209,121,000$1,236,521,000$1,056,483,000$1,011,678,000$1,009,298,000$1,013,571,000$1,026,761,000$1,062,199,000$1,071,264,000$1,083,611,000$1,092,153,000$1,101,340,000$1,120,690,000$1,100,844,000$1,121,295,000$1,126,978,000$1,150,646,000$1,170,269,000$1,387,224,000$1,382,749,000$1,400,300,000$44,168,000$43,962,000$3,884,000$3,497,000$4,914,000$3,903,000$2,395,000$2,226,000$2,067,000$1,700,000$1,493,000$1,444,000$2,190,000$2,530,000$4,232,000$4,275,000$4,550,000$5,530,000$5,843,000$5,897,000$5,824,000$
Long Term Debt942,656,000$957,379,000$982,105,000$1,006,834,000$1,056,566,000$1,056,301,000$1,081,039,000$1,101,400,000$925,675,000$874,972,000$874,270,000$873,581,000$872,902,000$907,838,000$911,406,000$914,966,000$918,514,000$922,077,000$923,501,000$895,449,000$909,820,000$924,217,000$938,558,000$952,898,000$1,167,192,000$1,181,615,000$1,196,016,000$
Long Term Capital Lease Obligations32,110,000$34,190,000$36,228,000$38,240,000$40,223,000$42,219,000$44,202,000$46,158,000$48,253,000$48,766,000$50,580,000$52,371,000$58,625,000$58,988,000$60,819,000$62,626,000$64,344,000$65,232,000$67,836,000$69,998,000$71,916,000$74,224,000$76,666,000$79,304,000$81,982,000$68,017,000$73,052,000$35,660,000$36,243,000$
Other Noncurrent Liabilities52,932,000$31,007,000$23,501,000$21,993,000$22,178,000$22,962,000$25,275,000$25,497,000$19,273,000$19,270,000$17,711,000$13,092,000$13,307,000$12,708,000$9,758,000$13,731,000$13,919,000$14,185,000$18,953,000$20,091,000$14,811,000$8,808,000$11,429,000$8,210,000$3,783,000$2,625,000$2,590,000$735,000$387,000$2,968,000$2,836,000$2,693,000$2,395,000$
Total Equity2,047,395,000$2,107,196,000$2,134,026,000$2,146,421,000$2,123,806,000$2,114,911,000$2,124,687,000$2,157,037,000$2,097,784,000$2,035,021,000$1,987,968,000$1,949,614,000$1,918,592,000$1,895,640,000$1,883,118,000$1,864,896,000$1,855,263,000$1,852,575,000$1,871,850,000$1,862,666,000$1,848,270,000$1,378,728,000$1,355,257,000$1,340,336,000$1,040,650,000$1,030,295,000$1,017,761,000$1,017,031,000$529,299,000$477,079,000$456,801,000$432,619,000$396,974,000$346,274,000$334,413,000$315,934,000$290,844,000$261,940,000$252,589,000$239,459,000$222,736,000$203,457,000$198,325,000$191,161,000$154,568,000$144,095,000$140,504,000$10,684,000$
Equity to Minority
Equity to Common Shareholders2,047,395,000$2,107,196,000$2,134,026,000$2,146,421,000$2,123,806,000$2,114,911,000$2,124,687,000$2,157,037,000$2,097,784,000$2,035,021,000$1,987,968,000$1,949,614,000$1,918,592,000$1,895,640,000$1,883,118,000$1,864,896,000$1,855,263,000$1,852,575,000$1,871,850,000$1,862,666,000$1,848,270,000$1,378,728,000$1,355,257,000$1,340,336,000$1,040,650,000$1,030,295,000$1,017,761,000$1,017,031,000$529,299,000$477,079,000$456,801,000$432,619,000$396,974,000$346,274,000$334,413,000$315,934,000$290,844,000$261,940,000$252,589,000$239,459,000$222,736,000$203,457,000$198,325,000$191,161,000$154,568,000$144,095,000$140,504,000$10,684,000$
Additional Paid-In Capital1,901,935,000$1,916,989,000$1,917,244,000$1,919,312,000$1,905,444,000$1,905,628,000$1,893,088,000$1,886,765,000$1,863,334,000$1,829,384,000$1,808,695,000$1,785,014,000$1,764,573,000$1,745,716,000$1,732,985,000$1,713,122,000$1,692,835,000$1,676,508,000$1,662,965,000$1,648,743,000$1,630,529,000$1,158,372,000$1,140,268,000$1,127,136,000$827,303,000$818,774,000$806,050,000$783,986,000$315,621,000$305,223,000$298,064,000$289,568,000$276,440,000$261,237,000$255,245,000$247,255,000$238,953,000$232,114,000$226,794,000$219,648,000$211,185,000$199,940,000$197,905,000$194,794,000$162,611,000$157,094,000$154,874,000$20,301,000$
Retained Earnings177,204,000$195,906,000$207,936,000$226,897,000$218,353,000$209,274,000$231,590,000$270,263,000$234,441,000$205,628,000$179,264,000$164,591,000$154,010,000$149,916,000$150,125,000$151,766,000$162,420,000$176,059,000$208,877,000$213,915,000$217,733,000$220,348,000$214,981,000$213,192,000$213,340,000$211,514,000$211,704,000$233,038,000$213,672,000$171,850,000$158,731,000$143,045,000$98,307,000$85,300,000$79,350,000$68,868,000$52,076,000$29,985,000$25,923,000$19,915,000$11,682,000$3,609,000$481,000$(3,606,000$)(8,027,000$)(13,004,000$)(14,375,000$)(17,768,000$)
Treasury Stock
Capital Lease Obligations44,101,000$52,220,000$58,170,000$69,147,000$77,403,000$88,261,000$95,192,000$80,418,000$83,832,000$39,614,000$40,029,000$